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[{"id":1,"name":"A\/B Testing","parent_id":1,"hashtag":"#law #corporate #entrepreneurship #Internet #web","synonyms":"bucket tests, split-run testing","definition":"Tests that define which functional operation or page has the best execution to be made accessible to users. It partitions traffic into two, with two distinct adaptations to test which one creates more changes.","example":"Faced with poor banner ad performance in an advertising campaign for customisable laptops, a marketer at Sony Europe used A\/B testing via Optimizely to identify the a better approach to improve click-through-rate and shopping cart adds.The campaign\u2019s existing ads intentionally avoided emphasising the customisability of the laptops. Was this the problem? To find out, Sony created two new variants of the ad. One placed full emphasis on customisability; the other advertised a promotion. All three were pitted against each other in an A\/B\/C test.","order":0,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 10:45:51"},{"id":2,"name":"A Round Financing","parent_id":1,"hashtag":"#investment #finance #business","synonyms":"\"A\" Round Financing","definition":"A name typically given to a company's first significant round of venture capital financing.","example":"An \u201cA\u201d round by external investors generally takes place after the founders have used their seed money to provide a \u201cproof of concept\u201d demonstrating that their business concept is a viable and eventually profitable one.","order":1,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:25:10"},{"id":3,"name":"Above Market Cost","parent_id":1,"hashtag":"#marketing #finance #business","synonyms":"","definition":"A term refers to an order to buy or sell at a price higher than the current market price.","example":"For example, a momentum trader might place a stop order above a key resistance level to buy the stock once it breaks out. Should the security's price break through the resistance level, the investor may be able to participate in the subsequent upward trend.","order":2,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:02:00"},{"id":4,"name":"Accelerator","parent_id":1,"hashtag":"#investment #startup #finance","synonyms":"Incubator","definition":"Is a program that gives developing companies access to mentorship, investors and other support that help them become stable, self-sufficient businesses.","example":"There are more than 7,000 startup accelerators worldwide; here are some of the best startup accelerators in the US and around the world: Y Combinator, Techstars, AngelPad, BoomStartup.","order":3,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 10:57:53"},{"id":5,"name":"Accrue","parent_id":1,"hashtag":"#debt #socialmedia #investment #finance #law #entrepreneurship","synonyms":"result, arise, follow, ensue, emanate, stem","definition":"A term used to portray the capacity of something to collect after some time, and is most regularly utilized when alluding to the intrigue, pay or costs of an individual or business. ","example":"For example, interest on debt, or dividends on preferred stock accrue or accumulate over time, though payments or the maturity are on specific dates. Founders in startups often accrue some or all of their salary until their company can afford to pay them.","order":4,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 11:02:18"},{"id":6,"name":"Addressable Market (AM)","parent_id":1,"hashtag":"#marketing #socialmedia #investment #startup #finance #corporate","synonyms":"Total Addressable Market (TAM), global total market","definition":"An overall revenue opportunity available or foreseen for a specific product or service, taking into account the future expansion scenarios.","example":"Assessing the total addressable market is crucial for startups as well as existing enterprises because this estimate enables them to prioritize the available markets, customer segments, products and business opportunities by comparing the potential for revenue generation and profits.","order":5,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:02:19"},{"id":7,"name":"Adjustable-Rate Mortgage (ARM)","parent_id":1,"hashtag":"#investment #realestate #finance #law","synonyms":"","definition":"A movable rate contract is a credit that puts together its loan cost with respect to a record. The record is regularly the Libor rate, the fed supports rate, or the one-year Treasury bill. An ARM is otherwise called a customizable rate advance, variable rate home loan, or variable rate advance.","example":"The idea behind ARMs is very simple, but there are many covenants that can be included in the contracts to complicate things. Two common types of ARMs are the interest-only ARM and the hybrid ARM. Interest-only ARMs offer a set period during which the borrower only pays the interest on the loan. This reduces the borrower's payment, but it leaves the principal outstanding. Hybrid ARMs offer a fixed interest rate for a period of time and then revert to a variable rate for the remainder of the loan's life. A 3\/1 ARM, for example, is a mortgage that carries a fixed rate for the first three years and then adjusts every year thereafter.","order":6,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:04:31"},{"id":8,"name":"Advertorials","parent_id":1,"hashtag":"#marketing #socialmedia #investment #finance","synonyms":"commercial, demonstration, infotainment,\ndocutainment","definition":"A paid open technique for picking up regard for an item or business by paid declarations on radio, TV,phisical or e-media, for example, web PPC (pay per click). Publicizing is not to be mistaken for promoting, advertising or SEO (Search Engine Optimization). There are whole sites dedicated to simply publicizing terms and vocabulary.","example":"Advertorials are generally classified into three types.\nImage advertorials: In this type of advertorial, the organizations intend to spread the image of its products which can be remembered by readers.\nAdvocacy advertorials: Here the organizations explain their view on a controversial subject.\nJournalism advertorials: These advertorials are intended to attract media attention to a subject or the organization itself.","order":7,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:25:10"},{"id":9,"name":"Affiliate Marketing","parent_id":1,"hashtag":"#marketing #startup #finance #corporate","synonyms":"advertising, marketing, PR","definition":"Is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate's own marketing efforts.","example":"The idea behind it is that you promote other people\u2019s products, often through an affiliate network, earning a commission if people actually end up buying thanks to your marketing.","order":8,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 11:20:55"},{"id":10,"name":"Affiliated Company","parent_id":1,"hashtag":"#investment #startup #finance #law #entrepreneurship #humanresources #corporate","synonyms":"associated company, related company","definition":"A term that is used if one company is a minority shareholder of another. In most cases, the parent company will own less than a 50% interest in its affiliated company.","example":"If \"Company A\" owns between 20% and 50% of the voting equity shares of \"Company B,\" then \"B\" is considered an affiliated company of \"A\" for accounting and financial reporting purposes.","order":9,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:04:39"},{"id":11,"name":"After-Tax Income","parent_id":1,"hashtag":"#investment #finance #law #entrepreneurship","synonyms":"post-tax income, income after taxes","definition":"A net income after the deduction of all federal, state, and withholding taxes.","example":"For example, Abi Sample earns $30,000 and claims $10,000 in deductions, resulting in a taxable income of $20,000. Their federal income tax rate is 15%, making the income tax due $3,000. The after-tax income is $27,000, or the difference between gross earnings and income tax ($30,000-$3,000=$27,000).","order":10,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:25:10"},{"id":12,"name":"Aggregate","parent_id":1,"hashtag":"#finance #Internet #web #business","synonyms":"collect, sumarize, combine, accumulate","definition":"To list material from various sites over the Internet in one spot.","example":"There are hundreds of news agregators on the Internet.","order":11,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:25:10"},{"id":13,"name":"Angel Investor","parent_id":1,"hashtag":"#investment #startup #finance","synonyms":"business angel, informal investor, angel funder, private investor","definition":"A person who gives cash-flow to a business start-up, for the most part in return for convertible obligation or possession value while they are attempting to locate a more sustantial inestment in a business. At present time small but expanding number of heavenly attendant financial specialists are contributing on the web through value crowdfunding, or are sorting out themselves into angel groups.","example":"John finds Ralph Jones, an angel investor. Ralph is a wealthy friend of a friend who believes in John's idea and wants to see it succeed. Ralph is comfortable with the risk that John's product may not work or that John could turn out to be a terrible businessperson. He invests $100,000 and receives 40% of the company. John uses the money to build the prototype and begin the operation. Ralph provides valuable business advice and encouragement.","order":12,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 11:26:12"},{"id":14,"name":"Application Service Provider","parent_id":1,"hashtag":"#Internet #web #business","synonyms":"Internet service provider,service provider","definition":"is an organization that offers people or undertakings access to applications and related administrations over the web. The term has generally been supplanted by programming as an administration (SaaS) supplier, in spite of the fact that in certain places around the world, organizations utilize the two marks conversely.","example":"An application service provider is a third-party group established to deliver commercial software applications and additional services related to such software and do so online. Companies use ASPs to outsource either a portion or the entirety of their information technology requirements. Using ASPs has risen in popularity with small business owners who lack the resources for full-fledged IT departments as well as larger businesses that desire options for outsourcing. Examples of uses for ASPs include offering local area network capabilities offered off premises, remote access serving for enterprise using and affordable specialized applications. Examples of some of the more well-known ASPs include Qwest, SAP and Hewlett-Packard.","order":13,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:04:51"},{"id":15,"name":"Assets","parent_id":1,"hashtag":"#investment #realestate #startup #finance #law #corporate","synonyms":"benefit, advantage, strong point, strength","definition":"A resource with economic value that an individual, corporation or country owns or controls with the expectation that it will provide a future benefit.","example":"Examples of assets that are likely to be listed on a company's\u00a0balance sheet\u00a0include: cash, temporary investments, accounts receivable, inventory,\u00a0prepaid expenses, long-term investments, land, buildings, machines, equipment, furniture, fixtures, vehicles, goodwill, and more.","order":14,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:25:10"},{"id":17,"name":"Backseat Investor","parent_id":2,"hashtag":"#investment #startup #finance #business","synonyms":"","definition":"An investor who will never tell you no, but will wait for a lead investor to commit so he can take a backseat and ride the return train. They always tell you to keep them informed with your project without ever providing active help.","example":"I thought Cody would be a generous investor after his company got acquired, but instead he's just another backseat investor waiting for a bigger fish to bite.","order":16,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 03:24:00"},{"id":18,"name":"Bankmail","parent_id":2,"hashtag":"#investment #finance #law #business","synonyms":"","definition":"A bank's promise that it will finance a company's takeover bid and not help the other bidders.","example":"Let's say Company XYZ wants to buy Company ABC. Three other companies are also interested in purchasing Company ABC.\nCompany XYZ wants to borrow most of the money for the acquisition offer. It goes to Bank DEF for the money, but it engages in bankmail. That is, it negotiates a deal in which Bank DEF, which is the largest in the country, will lend Company XYZ the money for the deal and that it will not lend money to the other three companies for the deal.\nIn this way, Company XYZ effectively shuts off a source of capital to the other bidders.","order":17,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":19,"name":"Bankruptcy","parent_id":2,"hashtag":"#investment #startup #finance #law #business","synonyms":"voluntary bankruptcy","definition":"A legal process under which a borrower protects and\/or liquidates assets in order to repay debts.","example":"Despite facing dire financial straits since losing his job six months earlier, Carl still thought of bankruptcy as a distant last resort.","order":18,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":20,"name":"Barter","parent_id":2,"hashtag":"#socialmedia #finance #humanresources #corporate","synonyms":"haggle, bargain,exchange","definition":"An act of trading goods or services between two or more parties without the use of money (or a monetary medium, such as a credit card). In essence, bartering involves the provision of one good or service by one party in return for another good or service from another party.","example":"The barter system enables two parties to exchange goods or services based on mutually perceived value. To illustrate, a plumber can fix a baker\u2019s sink, for which the baker would normally have paid $100 for the service. Instead, the baker gives the plumber $100 worth of his baked goods.","order":19,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 03:41:13"},{"id":21,"name":"Benchmark","parent_id":2,"hashtag":"#humanresources #corporate #entrepreneurship #business","synonyms":"criterion, gauge,standard","definition":"is the practice of comparing actual performance results with a standard performance goal or number \u2013 a benchmark. Benchmarking is generally used in business for setting budgetary and financial performance goals.","example":"For example, benchmarks could be used to compare processes in one retail store with those in another store in the same chain.","order":20,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 03:57:08"},{"id":22,"name":"Blue chip","parent_id":2,"hashtag":"#entrepreneurship #business","synonyms":"","definition":"A nationally recognized, well-established, and financially trustworthy company.","example":"Blue chip companies have built a reputable brand over the years and the fact that they have survived multiple downturns in the economy makes them stable companies to have in a portfolio.","order":21,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":23,"name":"Bottom of the Funnel","parent_id":2,"hashtag":"#marketing #Internet #web #business","synonyms":"","definition":"The number of individuals who visit a page of your site and leave without clicking on anything before proceeding onward to another page on your site.","example":"Xerox takes a \u201cChallenger Sale\u201d approach to bottom-of-the-funnel content, creating pitch decks using insights that push prospects to think differently about their business.","order":22,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":24,"name":"Burn Rate","parent_id":2,"hashtag":"#finance #entrepreneurship #business","synonyms":"run rate","definition":"the rate at which a new company spends its initial capital not having got any profit.","example":"Let's assume newly formed Biotech Company ABC has just been granted venture capital (VC) funds to pursue a groundbreaking new drug. The VC firm gives ABC a certain number of years to reach breakeven or even become profitable. If Biotech Company ABC is spending $100,000 per month beyond what they are bringing in, they have a burn rate of $100,000 per month or $1.2 million ($100,000 x 12 months) per year. The VC firm knows that it will need to provide enough cash to cover that shortfall each period.","order":23,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":25,"name":"Business Acquisition","parent_id":2,"hashtag":"#investment #realestate #startup #finance #business","synonyms":"","definition":"A term used when you take ownership of another business in order to expand your business or diversify your business holdings. This word if frequently used in conjunction with the word merger, as in mergers and acquisitions.","example":"When a target company is acquired by another company, the target company ceases to exist in a legal sense and becomes part of the purchasing company. Acquisitions are commonly made by using cash or debt to purchase outstanding stock, but companies can also use their own stock by exchanging it for the target firm's stock. Acquisitions can be either hostile or friendly.","order":24,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":26,"name":"Business Broker","parent_id":2,"hashtag":"#investment #realestate #startup #finance #business","synonyms":"business transfer agents, intermediaries","definition":"An organization that takes part and assists in purchasing and sales of companies .","example":"Business brokers have relationships with people seeking to buy businesses as well as those seeking to sell. They also know how to market a business for sale. Business brokers are paid through commissions based on a percentage, typically 10% to 15%, of the sale price they secure for the company.","order":25,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:05:37"},{"id":27,"name":"Business Development Company (BDC)","parent_id":2,"hashtag":"#marketing #entrepreneurship #business","synonyms":"","definition":"An organization that invests in small- and medium-size companies as well as distressed companies. A BDC helps the small- and medium-sized firms grow in the initial stages of their development.","example":"When looking for prospective small business, a BDC does not invest in just any company -- its goal is to invest in and provide guidance to those that will one day grow large. As such, a BDC also looks for a business where it can exert significant control over the company's direction.","order":26,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":28,"name":"Business to Business","parent_id":2,"hashtag":"#investment #finance #law #business","synonyms":"B-to-B, B2B","definition":"Is a type of business model where exchange of goods and services takes place between two or more businesses. The consumer, usually isn\u2019t involved in these types of models and come into play only at a later stage.","example":"B2B ecommerce examples you may be familiar with include the ExxonMobil Corporation and the Chevron Corporation, Boeing, and Archer Daniel Midlands. These businesses have custom, enterprise ecommerce platforms that work directly with other businesses in a closed environment. A B2B ecommerce business typically requires more startup cash.","order":27,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 04:15:50"},{"id":29,"name":"Business Unit","parent_id":2,"hashtag":"#finance #entrepreneurship #business","synonyms":"strategic business unit, P&L","definition":"A vital business unit, famously known as SBU, is a completely utilitarian unit of a business that has its own vision and course. Typically, a strategic business unit operates as a separate unit, but it is also an important part of the company. It reports to the headquarters about its operational status.","example":"There are many great examples of SBUs that we can relate to. For instance, General Electric has 49 SBUs in such markets as appliances, aerospace, electronics, and so on. LG operates along the same lines, with SBUs competing in electronics and appliances, among others. ","order":28,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:06:09"},{"id":30,"name":"Buyout","parent_id":2,"hashtag":"#marketing #business","synonyms":"acquisition","definition":"An acquisition of a controlling interest in a company. The term is used synonymously with the term acquisition. Buyouts often occur when a company is going private.","example":"In 2007, Blackstone Group bought Hilton Hotels for $26 billion through an LBO. Blackstone put up $5.5 billion in cash and financed $20.5 billion in debt. Before the financial crisis of 2009, Hilton had issues with declining cash flows and revenues. Hilton later refinanced at lower interest rates and improved operations. Blackstone sold Hilton for a profit of almost $10 billion.","order":29,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 04:25:20"},{"id":31,"name":"Capital Under Management","parent_id":3,"hashtag":"#investment #startup #finance #law","synonyms":"assets under management (AUM)","definition":"Refers to the value of all investments and assets that a firm manages and oversees.","example":"For example, if an investor has $50,000 invested in a mutual fund, those funds become part of the total AUM\u2014the pool of funds.","order":30,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":32,"name":"Carried Interest","parent_id":3,"hashtag":"#investment #finance #humanresources #corporate #entrepreneurship","synonyms":"carry","definition":"A share of any profits that the general partners of private equity and hedge funds receive as compensation, regardless of whether they have contributed any initial funds.","example":"Carried interest is a contractual right that entitles the general partner of an investment fund to share in the fund\u2019s profits. These funds invest in a wide range of assets, including real estate, natural resources, publicly traded stocks and bonds, and private businesses. Hedge funds, for example, typically trade stocks, bonds, currencies, and derivatives. Venture capital funds invest in start-up businesses.","order":31,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":33,"name":"Change Management","parent_id":3,"hashtag":"#humanresources #corporate","synonyms":"","definition":"Control that guides how you prepare, equip and support people to effectively adopt change so as to drive authoritative achievement and results.","example":"Back in 1981, British Airways brought on board a new chairperson. When this chairperson started, he noticed that the company was very inefficient and was wasting a lot of valuable resources. To make the organization more profitable, this chairperson decided to restructure the entire organization. He realized that the best way to do this was through a change methodology management plan.Systematically, the company began reducing its workforce. But, before this was done, through his change management leadership, the chairman gave the company the reasons for the restructuring and privatization of the company in order to prepare them for the upcoming change.","order":32,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":34,"name":"ClickThrough Rate (CTR)","parent_id":3,"hashtag":"#marketing #Internet #web #business","synonyms":"","definition":"A percentage of people seeing a website page who click on a particular notice that shows up on the page.","example":"CTR is the number of clicks that your ad receives divided by the number of times your ad is shown: clicks \u00f7 impressions = CTR. For example, if you had 5 clicks and 100 impressions, then your CTR would be 5%.","order":33,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":35,"name":"Cofounder","parent_id":3,"hashtag":"#humanresources #corporate #entrepreneurship #business","synonyms":"founder, co-founder","definition":"An individual who starts a new business jointly with another person or persons.","example":"You may want to start the business with a co-founder so that you do not have all of the risk or the attention squarely on you.","order":34,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":36,"name":"Collateral","parent_id":3,"hashtag":"#investment #realestate #finance #law #business","synonyms":"marketing collateral","definition":"Something pledged as security for reimbursement of credit, to be forfeited in case of a default.","example":"Debt counsellors are concerned by the trend towards using houses as collateral against debt.","order":35,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":37,"name":"Content Marketing","parent_id":3,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"","definition":"A type of marketing that involves the creation and sharing of online material (such as videos, blogs, and social media posts) that does not explicitly promote a brand but is intended to stimulate interest in its products or services.","example":"Companies use content marketing to raise their profile among potential customers and demonstrate expertise and leadership in their field, which also helps maintain the loyalty of existing customers.","order":36,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":38,"name":"Conversion Ratio","parent_id":3,"hashtag":"#business","synonyms":"","definition":"A number of common shares received at the time of conversion for each convertible security.","example":"For example, one bond that can be converted to 20 shares of common stock has a 20 to 1 conversion ratio. The conversion ratio can also be found by taking the par value of the bond, which is generally $1,000, and dividing it by the share price. A stock trading for $40 has a conversion ratio equal to $1,000 divided by $40, or 25.","order":37,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":39,"name":"Convertible Debt","parent_id":3,"hashtag":"#investment #startup #finance #corporate #entrepreneurship #business","synonyms":"","definition":"Convertible debt is a loan or debt obligation from an investor that is paid with equity or stocks in a company. Convertible debt is also known as convertible loans or convertible notes.","example":"For example, if an investor has a convertible note for $100,000 at a 5% interest, they will receive $105,000 worth of equity if there is a one year maturity.","order":38,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 05:02:29"},{"id":40,"name":"Copyright","parent_id":3,"hashtag":"#marketing #socialmedia","synonyms":"carter, holding, ownership","definition":"A person's exclusive right to reproduce or sell his or her original work of authorship.","example":"Some examples of works eligible for copyright protection are: literary, musical, graphic, and sculptural works; motion pictures and other audio-visual works; derivatives of protected works, such as a sequel (i.e. the Star Wars movies); original compilations of facts, such as a field guide. ","order":39,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 05:07:57"},{"id":41,"name":"Corporation","parent_id":3,"hashtag":"#corporate #entrepreneurship #business","synonyms":"","definition":"A business entity that is owned by its shareholder(s), who elect a board of directors to oversee the organization\u2019s activities.","example":"Almost all well-known businesses are corporations, including Microsoft Corporation, The Coca-Cola Company and Toyota Motor Corporation. Some corporations do business under their names and also under business names, such as Alphabet Inc., which famously does business as Google.","order":40,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":42,"name":"Cost per Action","parent_id":3,"hashtag":"#Internet #web #business","synonyms":"","definition":"An online advertising payment model in which payment is based solely on qualifying actions such as sales or registrations.","example":"The cost-per-action (CPA) model is at the other end of the spectrum from the cost-per-impressions model (CPM), with the cost-per-click (CPC) model somewhere in the middle. In a CPA model, the publisher is taking most of the advertising risk, as their commissions are dependant on good conversion rates from the advertiser\u2019s creative units and Web site.","order":41,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":43,"name":"Cottage Business","parent_id":3,"hashtag":"#investment #startup #finance #crowdfunding","synonyms":"Cottage Industry","definition":"A practice of funding a project or venture by raising monetary contributions from a large number of people, typically via the internet.","example":"The first cottage industries were light manufacturing operations in England and the United States engaged in subcontracted garment-making, textiles or sewing, as well as shoemaking and small metal machine parts.They may have been made up of family members engaged in producing finished goods by utilizing raw materials supplied by a business manager.","order":42,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":44,"name":"Credit Bureau","parent_id":3,"hashtag":"#investment #finance #law","synonyms":"","definition":"An organization that assembles data on buyers who use credit. These organizations send this data to loan specialists and different organizations as a credit report. The three biggest authorities are Equifax, Experian, and TransUnion.","example":"\u201c Twice a year, I check the credit bureau for any changes, such as alerts, debt-to-income ratio of average consumer, current credit score and to check for correct credit of bill payments. \u201d","order":43,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:06:16"},{"id":45,"name":"Crowdfunding","parent_id":3,"hashtag":"#investment #finance #law #crowdfunding #entrepreneurship","synonyms":"","definition":"A term is used when businesses, organizations or individuals fund a project or venture with small donations from many people.","example":"Many crowdfunding websites exist. Of these numerous resources, a few stand out in popularity and success levels. Kickstarter is the one of most noteworthy crowdfunding resources with a proven history. GoFundMe is another popular crowdfunding site, although it focuses more on charity and individual causes than businesses. For startups, other popular crowdfunding platforms include\u00a0StartSomeGood,\u00a0Indiegogo,Patreon\u00a0and\u00a0Republic.","order":44,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":46,"name":"Customer Relationship Management (CRM) Software","parent_id":3,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"A technology for managing all the company\u2019s interactions with existing and potential customers. It helps to improve business relationships, stay connected to customers, streamline processes, and improve profitability.","example":"A more specific example includes the case of Wells Fargo, a financial services organization with more than 70 million customers. They use their CRM as a way to connect and manage client social media responses along with improving their response time to customer questions. Wells Fargo utilizes CRM software through the cloud to provide the most effective customer service and streamlined efficiencies across the enterprise.","order":45,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:07:34"},{"id":47,"name":"Data Management Software","parent_id":4,"hashtag":"#corporate #Internet #web","synonyms":"data extraction software","definition":"A program that combines documents from a few databases, concentrates, channels, and condenses the information without loss of trustworthiness and without impedance, and presents it in a simple to utilize position.","example":"For example, Infosistema Data Migration Manager helps OutSystems platform customers reduce costs by saving hundreds of hours building custom scripts and allows unprecedented flexibility in managing data.","order":46,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:10:02"},{"id":48,"name":"Debt","parent_id":4,"hashtag":"#investment #realestate #startup #finance #crowdfunding","synonyms":"capital, commitment,\ncredit","definition":"Money owed to another party (known as a creditor),\nwhether that party is a bank (in which case the debt is a loan), an institutional investor (bonds or notes), or a supplier (supplier-extended credit terms). Accounts payable (A\/P) (i.e., outstanding bills, or money owed for goods or services rendered) are not considered debt in accounting parlance.","example":"Let's assume Company XYZ has invented a new product that will revolutionize the widget market. The company is certain there will be demand from billions of people around the world, and therefore it needs to build a new factory. If Company XYZ's funds for constructing the factory were limited to its cash on hand, say $200,000, it certainly could not build the kind of factory it needs to capitalize on this tremendous opportunity and would thus be very limited in its output and profits (and would leave the market wide open for competitors to fill the void).","order":47,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":49,"name":"Depreciation","parent_id":4,"hashtag":"#finance #business","synonyms":"evaluation, devaluing, decrease in value","definition":"A reduction in the usual price an asset over time, due in particular to wear and tear.","example":"If a delivery truck is purchased a company with a cost of Rs. 100,000 and the expected usage of the truck are 5 years, the business might depreciate the asset under depreciation expense as Rs. 20,000 every year for a period of 5 years.","order":48,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":50,"name":"Desk Research","parent_id":4,"hashtag":"#business","synonyms":"secondary research","definition":"Assembling and investigating data, effectively accessible in print or distributed on the web.","example":"For example, researching the internet, newspapers and company reports.Finding the right company for investment involves desk research using the trade press and online sources.","order":49,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:07:46"},{"id":51,"name":"DevOps","parent_id":4,"hashtag":"#business","synonyms":"","definition":"Is a set of software development practices that combine software development (Dev) and information-technology operations (Ops) to shorten the systems-development life cycle while delivering features, fixes, and updates frequently in close alignment with business objectives.","example":"A good example is a Japanese car manufacturer that\u2019s had, for many years, a strong culture of reducing what they call \u201cwaste\u201d from the production chain so that they could fasten the flow of changes from development into operations. Furthermore, Toyota\u2019s practices have, in fact, heavily influenced the IT industry both in software development and in DevOps.","order":50,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-18 09:23:45"},{"id":52,"name":"Digital Content Exchange Service (DECS)","parent_id":4,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"","definition":"A sophisticated and already successfully operating IT platform that was specifically designed to promote and advertise websites through a widespread content marketing network.","example":"CONTENTEXCHANGE.ME is a digital platform, which connects a network of more than 120 web portals\/media sites from 6 EU countries, cross-promoting themselves, thus increasing the number of readers\/visits\/visitors for every site in the network. is successfully solving several big problems of digital media: how to grow\/increase number of readers\/visitors\/visits, how to finance growth, how to increase low click-through rates (CTRs), how to increase revenues from advertising.","order":51,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:08:01"},{"id":53,"name":"Digital Money","parent_id":4,"hashtag":"#finance #Internet #web","synonyms":"Digital currency, cybercash","definition":"A payment method which exists only in electronic form and is not tangible.","example":"Digital money can be used to purchase goods and services but can also be restricted to certain online communities such as a gaming or social networks.","order":52,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:08:36"},{"id":54,"name":"Direct Access Trading (DAT)","parent_id":4,"hashtag":"#Internet #web","synonyms":"","definition":"Refers to any computerized trading system which connects traders to markets, thereby eliminating the need for a broker.","example":"Direct access trading (DAT) encompasses a variety of electronic trading tools and platforms which connect traders with other traders and with the actual markets (e.g. New York Stock Exchange (NYSE) and Nasdaq). These tools and platforms are computer-based and function on large high-speed networks.","order":53,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:08:48"},{"id":55,"name":"Directors\u2019 and Officers\u2019 Insurance (D&O Insurance)","parent_id":4,"hashtag":"#investment #finance #law","synonyms":"","definition":"A type of insurance policy whose purpose is to protect a company\u2019s directors and corporate officers from personal liability while discharging their duties on behalf of the company.","example":"Because ABC Corp. purchased a D&O insurance policy in 2003, when, in 2004, a disgruntled shareholder sued not only the company but also ABC\u2019s individual directors, CEO and CFO, the personal assets of those individual defendants were protected by the company\u2019s D&Opolicy (to the extent of its coverage).","order":54,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:09:10"},{"id":56,"name":"Disclaimer","parent_id":4,"hashtag":"#law #humanresources #business","synonyms":"clause, retraction","definition":"Any statement intended to specify or delimit the scope of rights and obligations that may be exercised and enforced by parties in a legally recognized relationship. In contrast to other terms for legally operative language, the term disclaimer usually implies situations that involve some level of uncertainty, waiver, or risk.","example":"For example, if your online product is about fitness nutrition, but it is not suitable for diabetics, you need to make this information very clear. So both parties in the agreement are covered: yourself, and the customer.","order":55,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 06:13:39"},{"id":57,"name":"Discount Schedule","parent_id":4,"hashtag":"#marketing #finance #business","synonyms":"","definition":"A list of discount rates applicable to different quantities of the merchandise sold, or to various classes of clients.","example":"For example, you can sell routers for $25 each, but apply the following discounts based on how many routers a customer buys. In this case, you create a discount schedule with three tiers. Tier 1: 10% discount for 1\u20139 products Tier 2: 20% discount for 10\u201319 products Tier 3: 30% discount for 20+ products.","order":56,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:09:17"},{"id":58,"name":"Disruption","parent_id":4,"hashtag":"#finance #law #corporate #business","synonyms":"disturbance, interference","definition":"A radical change in an industry, business strategy, especially involving the introduction of a new product or service that creates a new market.","example":"Business disruption was a powerful concept when Christensen first published it, but like most buzzwords, the term quickly took on a life of its own. Suddenly everyone in the workforce was \u201cdisruptive\u201d and\/or \u201cinnovative.\u201d Christensen was so concerned with the transformation the term had taken on that he published a 2015 update in the Harvard Business Review on what the term really should encompass.","order":57,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":59,"name":"Distributed Network","parent_id":4,"hashtag":"#Internet #web","synonyms":"","definition":"An interconnected group of storage facilities and transportation systems that receive inventories of goods and then deliver them to customers.","example":"Establishing an effective distribution network requires a studied approach because it is increasingly considered a critical asset in this new age of e-commerce. Walmart, for example, with 147 distribution facilities at the end of its fiscal year 2017, is allocating more capital to build out additional fulfillment centers for its distribution network as it evolves with the competitive demands of the market.","order":58,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:09:22"},{"id":60,"name":"Distribution Channel","parent_id":4,"hashtag":"#humanresources #business","synonyms":"account, after hours","definition":"A chain of businesses or intermediaries through which a good or service passes until it reaches the final buyer or the end consumer.","example":"For a consumer product, for instance, alternative distribution channels might include traditional retail stores, telesales, direct mail, infomercials, or web-based sales. For a business-to-business product, alternative distribution channels might include direct sales (company employed sales reps calling on end-user business customers), telesales or selling through distributors or manufacturers\u2019 representatives.","order":59,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:09:29"},{"id":61,"name":"Distributor","parent_id":4,"hashtag":"#finance #law #business","synonyms":"retail merchant; retailer","definition":"An organization that spends significant time in dispersing other organizations' items under which the merchant has certain rights, duties and limitations identified with showcasing and selling the sellers' items to a definitive end-clients.","example":"When American producers of software decide to market their products internationally, they need to choose, for each foreign country they want to enter, whether to setup company offices (\u201cgo direct\u201d) or, alternatively, to sign up a distributor to represent theirproducts in that country. Going direct has the advantage of enabling the vendor to retain all enduser revenue (no need to pay distributor commissions).","order":60,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 06:25:15"},{"id":62,"name":"Diversification","parent_id":4,"hashtag":"#investment #finance #law #business","synonyms":"","definition":"A growth strategy that capitalizes on market opportunities by allocating investment risk over different asset classes.","example":"Diversification was as beneficial in financial investments as it was in growing crops and raising livestock.","order":61,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":63,"name":"Dogfooding","parent_id":4,"hashtag":"#Internet #web","synonyms":"","definition":"A point when organizations utilize their very own items, regularly in beta, to test and work out any bugs. \nDogfooding regularly results in organizations getting glitches in their applications before they're discharged to the general population.","example":"\"They really should have dogfooded that app before they released it \u2014 there were so many bugs!\"","order":62,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":64,"name":"Doing Business As","parent_id":4,"hashtag":"#law #business","synonyms":"trade name","definition":"A fictitious name registration. It\u2019s a way for a company to operate under a name other than its registered name.","example":"ABC Company DBA as Joe\u2019s Garage.","order":63,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":65,"name":"Due Diligence","parent_id":4,"hashtag":"#investment #finance #business","synonyms":"","definition":"An evaluation of an opportunity, which is often performed by investors in order to allow them to make more confident and prudent investment decision by evaluating risk.","example":"In a merger scenario, due diligence often involves a team of people especially tasked with reviewing and verifying every aspect of an investment in another company.","order":64,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":66,"name":"E-mail Bomb","parent_id":5,"hashtag":"#socialmedia #Internet #web","synonyms":"cyberattack","definition":"A form of net abuse consisting of sending large volumes of email to an address in an attempt to overflow the mailbox.","example":"Within an hour, there were 93 more messages just like it. The next hour? 763. Then another 828 on top of that.This wasn\u2019t spam. This was a E-mail bom.","order":65,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:11:14"},{"id":67,"name":"Easy-To-Borrow List","parent_id":5,"hashtag":"#finance #business","synonyms":"","definition":"A compilation of investments that are readily attainable for buying and selling.","example":"For example, if Mr. Johnson firmly believes ABC Corp. stock is due to fall, he might call his broker to short 100 shares of the company. If ABC Corp. is on the easy-to-borrow list, Mr. Johnson can transact the short sale more easily because his broker doesn't have to go out and find some stock for him to sell.","order":66,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":68,"name":"Economic Stimulus Package (ESP)","parent_id":5,"hashtag":"#marketing #finance #law","synonyms":"","definition":"A package of economic measures put together by a government to stimulate a floundering economy. The objective of a stimulus package is to reinvigorate the economy and prevent or reverse a recession by boosting employment and spending.","example":"The idea behind a stimulus package is to provide tax rebates and boost spending, as spending increases demand, which leads to an increase in employment rate which in turn increases income and hence boosts spending.","order":67,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:11:27"},{"id":69,"name":"Economics of One Unit (EOU)","parent_id":5,"hashtag":"#marketing #finance #law","synonyms":"","definition":"A method used to determine whether a business model can be successful (profitable), by calculating if an individual unit of the good or service would be profitable.","example":"For example, if Mike is considering opening a store which sells pizza, he would calculate the cost of making one individual pizza, and compare it to the price he would charge for the pizza. If the profit is positive, the business is thought to be profitable.","order":68,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:11:42"},{"id":70,"name":"Electronic Filing (E-File)","parent_id":5,"hashtag":"#marketing #socialmedia #finance #law #Internet #web","synonyms":"","definition":"The process of submitting tax returns over the Internet using tax preparation software that has been pre-approved by the relevant tax authority, such as the IRS or the Canada Revenue Agency.","example":"Individual taxpayers, businesses, large and mid-sized corporations, and non-profits can file their required tax returns, including quarterly filings, directly online with the IRS through its automated e-File system.The e-File system allows taxpayers to make payments from a credit or debit card, or through the U.S. Treasury's Electronic Federal Tax Payment System (EFTPS).","order":69,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:12:16"},{"id":71,"name":"Electronic Payments Network (EPN)","parent_id":5,"hashtag":"#finance #Internet #web","synonyms":"","definition":"A financial clearing house for the private sector that handles various types of electronic funds transfers, either among accounts at the same bank or to different accounts at separate financial institutions.","example":"The EPN may process credit transfers, such as payroll payments, social security benefits, tax refunds, and dividends; as well as debit transfers, such as loan payments, utility bills, and insurance premiums.","order":70,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":72,"name":"Entrepreneurial Resource","parent_id":5,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"Assets, both tangible and intangible, that are mobilized by entrepreneurs in the process of building a business, organization, or other initiative.","example":"Entrepreneurial resources include sources of financing such as lines of credit and investment capital, but may also include abstract resources such as knowledge of a particular field or technology, or networks of contacts who can be called upon to contribute financial support, publicity, or other benefits to a growing enterprise.","order":71,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:12:24"},{"id":73,"name":"Equity Dilution","parent_id":5,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"Dilution occurs when a company issues new stock which results in a decrease of an existing stockholder's ownership percentage of that company. Dilution can also occur when holders of stock options, such as company employees, or holders of other optionable securities exercise their options. When the number of shares outstanding increases, each existing stockholder owns a smaller, or diluted, percentage of the company, making each share less valuable.","example":"Suppose a company has issued 100 shares to 100 individual shareholders. Each shareholder owns 1% of the company. If the company then has a secondary offering and issues 100 new shares to 100 more shareholders, each shareholder only own 0.5% of the company. The smaller ownership percentage also diminishes each investor's voting power.","order":72,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-19 08:27:40"},{"id":74,"name":"Equity Offerings","parent_id":5,"hashtag":"#investment #startup #finance #law","synonyms":"","definition":"An invitation by a firm (or its underwriters) to the general public (or to a select group of investors) to buy a new issue of common stock (ordinary shares).","example":"The selling shareholder originally paid for the shares in return for the equity. In the case of a secondary offering, that shareholder is simply reselling the shares in the market. In this sense, he is recouping the money he originally paid the issuing company in return for the shares.","order":73,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":75,"name":"Equity Stripping","parent_id":5,"hashtag":"#investment #finance #law #entrepreneurship","synonyms":"equity skimming, foreclosure rescue","definition":"A set of strategies designed to reduce overall equity in a property.","example":"A HELOC, for example, is recognized as a form of equity stripping, as borrowing against the property\u2019s equity diminishes the homeowner\u2019s equitable interest in it. In doing so, the property becomes less attractive to anyone who may have an interest in making any claims against the property. If for nothing else, the less attractive the home\u2019s position looks, the fewer people will be interested in taking it. That said, equity stripping isn\u2019t only a great method of asset protection, oftentimes it\u2019s the only means of protecting an asset.","order":74,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:12:30"},{"id":76,"name":"Evergreen Promise","parent_id":5,"hashtag":"#corporate #business","synonyms":"","definition":"Perpetual renewal or reoccurrence regardless of what happens in the future.","example":"Brand promises should be evergreen, but messaging must evolve.","order":75,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:12:37"},{"id":77,"name":"Except-for-Opinion (EFO)","parent_id":5,"hashtag":"#finance #law #entrepreneurship #business","synonyms":"","definition":"A term is rendered by an outside auditor when unable to audit parts of a client's operations.","example":"The issue arises when management imposes restrictions or when other conditions occur that make it impossible to engage in certain auditing procedures. Under these circumstances, the auditor typically renders an opinion \"except for\" the conditions stated in a following paragraph of the opinion.","order":76,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:14:32"},{"id":78,"name":"Exit Strategy","parent_id":5,"hashtag":"#investment #startup #finance #entrepreneurship","synonyms":"exit plan","definition":"An entrepreneur's strategic plan to sell his or her ownership in a company to investors or another company.","example":"Startups looking for angel investors or venture capital (VC) absolutely need an exit strategy because either you want to see your company get acquired, merge with another company, go public or liquidate the business completely.","order":77,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":79,"name":"Expected Value (EV)","parent_id":5,"hashtag":"#marketing #finance #corporate","synonyms":"","definition":"An anticipated value for a given investment at some point in the future.","example":"Jenny is trying to determine which store front she should purchase to expand her retail chain. She did some research to determine how much profit she could earn at each store. Store A has a 60% chance of generating $200,000 in annual profit and a 40% chance of generating $250,000. Store B has a 70% chance of generating $300,000 and a 30% chance of generating $150,000.Which store should Jenny choose?Store A = ($200,000 x .6) + (250,000 x .4) = $220,000Store B = ($300,000 x .7) + (150,000 x .3) = $255,000. Jenny should choose option B since it has a higher EV.","order":78,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:14:42"},{"id":80,"name":"Fee-for-Service","parent_id":6,"hashtag":"#marketing #finance #business","synonyms":"freeminer, freeness","definition":"A payment model where services are unbundled and paid for separately. ","example":"\u201c The fee-for-service plan was especially useful as the employee wanted customized care with specific doctors with no limitations with regards to his health. \u201d","order":79,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:14:48"},{"id":81,"name":"Financial Investor","parent_id":6,"hashtag":"#investment #finance #corporate","synonyms":"depositor","definition":"An investor or firm who makes investment decisions primarily based on the prospect for financial gain; financial investors tend to use financial skills and methods to increase returns and manage risks.","example":"Venture capitalists are classic examples of financial investors; their partnershipagreements with their limited partner investors stipulate that they will strive to invest their fund(s)in such a way as to try to maximize financial return for their investors.","order":80,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:14:56"},{"id":82,"name":"Financial Risk","parent_id":6,"hashtag":"#finance #law #corporate #business","synonyms":"venture risk","definition":"A term that can apply to businesses, government entities, the financial market as a whole, and the individual. This risk is the danger or possibility that shareholders, investors, or other financial stakeholders will lose money.","example":"There are several specific risk factors that can be categorized as a financial risk. Any risk is a hazard that produces damaging or unwanted results. Some more common and distinct financial risks include credit risk, liquidity risk, and operational risk.","order":81,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:15:04"},{"id":83,"name":"First Mover Advantage","parent_id":6,"hashtag":"#marketing #investment #finance #business","synonyms":"first-moving","definition":"A positive sign that a company is the first player in a certain market.","example":"In order to explain Shell's dominance in Nigeria, the article proposes to utilize the concept of a 'first-mover advantage'.","order":82,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":84,"name":"First to Market","parent_id":6,"hashtag":"#marketing #finance #law #business","synonyms":"","definition":"A service or product that gains a competitive advantage by being the first to market with a product or service.","example":"Example of a successful first mover is Coca-Cola, or Coke. Coke was invented in 1896 by John S. Pemberton. When Caleb Bradham invented Pepsi-Cola thirteen years later, Coke was already selling a million gallons per year. For over a hundred years, Pepsi has been trying to play catch-up in the cola beverage market, but first mover Coca-Cola continues to dominate the market.","order":83,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:16:17"},{"id":85,"name":"Foreclosure","parent_id":6,"hashtag":"#investment #realestate #finance #law","synonyms":"repossess, Foreclosure","definition":"Lawful procedure by which a proprietor's entitlement to a property is ended, typically as a result of the inability to make advance installments as concurred. Foreclosure typically involves a forced sale of the property at public auction, with the money applied to the remaining debt.","example":"In 2008 when the economy took a downturn, my house, along with many other people's homes, went into foreclosure because I could not make the payments.","order":84,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":86,"name":"Forward Market","parent_id":6,"hashtag":"#marketing #startup #finance #business","synonyms":"","definition":"An over-the-counter marketplace that sets the price of a financial instrument or asset for future delivery. Forward markets are used for trading a range of instruments, but the term is primarily used with reference to the foreign exchange market.","example":"If you plan to grow 500 bushels of wheat next year, you could sell your wheat for whatever the price is when you harvest it, or you could lock in a price now by selling a forward contract that obligates you to sell 500 bushels of wheat to, say, Kellogg after the harvest for a fixed price. By locking in the price now, you eliminate the risk of falling wheat prices. On the other hand, if prices rise later, you will get only what your contract entitles you to.","order":85,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:16:22"},{"id":87,"name":"Founder","parent_id":6,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"cofounder","definition":"A person who, either by her\/himself or working together with others, sets up another organization from scratch.","example":"She is the founder and managing director of the company.","order":86,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":88,"name":"Franchise Agreement","parent_id":6,"hashtag":"#franchise #law #business","synonyms":"","definition":"A legally written agreement between franchisor and franchisee that specifies the terms, conditions, and obligations of each party for the period of franchise relationships. ","example":"Examples of well-known franchise business models include McDonalds, Subway, UPS, and H & R Block. In the United States, there are franchise business opportunities available across a wide variety of industries.","order":87,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 07:04:15"},{"id":89,"name":"Freemium","parent_id":6,"hashtag":"#marketing #finance #business","synonyms":"","definition":"Pricing strategy, providing the basic product for free.","example":"You give the basic product away for free and then try to upsell features to your customers.","order":88,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":90,"name":"General Partnership","parent_id":7,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"A business arrangement by which two or more individuals agree to share in all assets, profits and financial and legal liabilities of a jointly-owned business structure.","example":"For example, let\u2019s say that Fred and Melissa decide to open a baking store. The store is named F&M Bakery. By opening a store together, Fred and Melissa are both general partners in the business, F&M Bakery. It is important to note that each general partner must be involved in the business. For example, Fred takes care of logistics and purchasing orders while Melissa oversees the store operations. The income generated by the business is split between Fred and Melissa. At the same time, Fred and Melissa are equally responsible for any losses incurred by the store.","order":89,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2019-09-26 08:26:49"},{"id":91,"name":"Global Business","parent_id":7,"hashtag":"#finance #corporate #entrepreneurship #business","synonyms":"","definition":"A corporate or economic activity that takes place across different countries.","example":"When a company has factories and distributors in the U.S., Europe and Asia, this is an example of global business.","order":90,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:16:35"},{"id":92,"name":"Global Strategies","parent_id":7,"hashtag":"#marketing #corporate #entrepreneurship #business","synonyms":"","definition":"Plans developed by an organization to target growth on a global level for sales of products or services.","example":"Microsoft, for example, offers the same software programs around the world but adjusts the programs to match local languages. Similarly, consumer goods maker Procter & Gamble attempts to gain efficiency by creating global brands whenever possible. Global strategies also can be very effective for firms whose product or service is largely hidden from the customer\u2019s view, such as silicon chip maker Intel. For such firms, variance in local preferences is not very important.","order":91,"slug":"","created_at":"2019-06-03 02:17:44","updated_at":"2020-10-16 04:16:43"},{"id":93,"name":"Global Payment System","parent_id":7,"hashtag":"#finance #Internet #web #business","synonyms":"","definition":"A method that accepts purchases made anywhere in the world, since it converts the currency to the Producer\u2019s or Affiliate\u2019s account.","example":"Trusted Internet systems like PayPal have made the business of global payments a lot easier and safer.","order":92,"slug":null,"created_at":"2019-06-03 02:17:44","updated_at":"2019-06-03 02:31:36"},{"id":94,"name":"Golden Parachute","parent_id":7,"hashtag":"#humanresources #corporate #entrepreneurship #business","synonyms":"severance pay","definition":"An agreement between a company and an employee (usually a high level executive) that provides significant financial benefits to the employee upon termination.","example":"Upon a change in ownership or a shake-up in management, a golden parachute clause in an executive's employment contract might specify that the executive will be granted special severance pay, bonuses, stock options, or other non-cash benefits upon his departure from the organization.","order":93,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-26 09:09:38"},{"id":95,"name":"Goodwill","parent_id":7,"hashtag":"#marketing #investment #startup #finance #business","synonyms":"","definition":"A price that is created when one company acquires another for a price higher than the fair market value of its assets.","example":"For example, if Company A buys Company B for more than the fair value of Company B's assets and debts, the amount left over is listed on Company A's balance sheet as goodwill.","order":94,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":96,"name":"Gray Market","parent_id":7,"hashtag":"#marketing #finance #law #business","synonyms":"\u201cgrey\u201d","definition":"A market where a company's shares are traded, usually before they are issued in an initial public offering (IPO).","example":"Let's say Company XYZ is going public on Tuesday. John Doe subscribed to the offering and will have about 200,000 shares. Jane Smith is anxious to get her hands on some of the shares but is not a subscriber. She calls John and offers to buy some shares from him as soon as they start trading. He agrees. Six other fund managers also call John and try to get some of his shares. John, Jane, and the other fund managers are creating a gray market for the shares.","order":95,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":97,"name":"Greenmail","parent_id":7,"hashtag":"#marketing #socialmedia #finance #Internet #web #business","synonyms":"","definition":"A practice of buying enough shares in a company to threaten a hostile takeover so that the target company will instead repurchase its shares at a premium.","example":"One famous example involved Goodyear Company and Sir James Goldsmith. In 1986, Sir James Goldsmith held an 11.5% stake (at an average of $42.20 per share) in Goodyear Company and threatened to take over the company for $4.7 billion ($49 per share). In response, Goodyear agreed to repurchase the existing shares from Sir James for $49.50 per share ($620.7 million) contingent that Sir James refrain from purchasing any Goodyear stock for 5 years. In the end, Sir James made about $93 million in profit. Additionally, to prevent another takeover attempt in the future, Goodyear offered to repurchase 40 million shares, with 109 million shares outstanding, at $50 per share in an open offer to all shareholders. Ultimately, the purchase of 40 million shares cost Goodyear $2.6 billion. ","order":96,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-26 11:22:51"},{"id":98,"name":"Green Investments","parent_id":7,"hashtag":"#investment #startup #crowdfunding #entrepreneurship","synonyms":"eco-investin, green investing","definition":"Essentially investment activities that focus on companies or projects that are committed to the conservation of natural resources, the production and discovery of alternative energy sources, the implementation of clean air and water projects, and\/or other environmentally conscious business practices.","example":"Green investing focuses on companies involved in the exploration and production of clean and alternative energy resources.","order":97,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:16:49"},{"id":99,"name":"Green Marketing","parent_id":7,"hashtag":"#marketing #finance #law #business","synonyms":"environmental marketing, eco-marketing","definition":"A business practice that takes into account consumer concerns about promoting preservation and conservation of the natural environment.","example":"Green marketing can involve a number of different things, such as creating an eco-friendly product, using eco-friendly packaging, adopting sustainable business practices, or focusing marketing efforts on messages that communicate a product\u2019s green benefits.","order":98,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:16:56"},{"id":100,"name":"Gross Margin","parent_id":7,"hashtag":"#finance #law #business","synonyms":"","definition":"Is a company's net sales revenue minus its cost of goods sold (COGS). In other words, it is the sales revenue a company retains after incurring the direct costs associated with producing the goods it sells, and the services it provides. ","example":"In a shoe store, the gross margin on a pair of $100 shoes is determined by subtracting the cost tothe store of acquiring the product (as opposed to its original cost of production by themanufacturer). Therefore, if a given pair of shoes is acquired by the store for $50 and sold for$100 (referred to in the retail industry as 100% mark -up), then the gross margin is calculated as($100 - $50) \/ $100 = 50%.","order":99,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:17:01"},{"id":101,"name":"Gross Profit Method of Inventory Valuation","parent_id":7,"hashtag":"#investment #startup #finance #law #business","synonyms":"","definition":"A technique used to estimate the amount of ending inventory. The technique could be used for monthly financial statements when a physical inventory is not feasible. (However, it is no substitute for an annual physical inventory.) It is also used to estimate the amount of missing inventory caused by theft, fire or other disaster.","example":"For example, if a retailer buys its merchandise for $0.70 and sells the merchandise for $1.00, it has a gross profit of $0.30. The gross profit of $0.30 divided by the selling price of $1.00 means a gross profit margin of 30% of sales. This also means that the retailer's cost of goods sold is 70% of sales.","order":100,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:17:22"},{"id":102,"name":"Growth Company","parent_id":7,"hashtag":"#startup #finance #entrepreneurship","synonyms":"","definition":"A company that is characterized by a rate of growth higher than that of the overall economy.","example":"Growth companies are exceptionally common in the technology sector. Companies like Google (Nasdaq: GOOG) have consistently posted increased revenues and earnings since going public. Because their business is growing rapidly, Google and other growth companies are expected to continually increase profits as well, which theoretically lead to increasing share prices.","order":101,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":103,"name":"Growth Hacking","parent_id":7,"hashtag":"#marketing #socialmedia #Internet #web #business","synonyms":"","definition":"A process of rapid experimenting across marketing funnel, product development, sales segments, and other areas of the business to identify the most efficient ways to grow a business.","example":"Airbnb was started by a couple broke guys in San Francisco letting strangers crash at their place when hotels were sold out. Today, they are majorly disrupting the entire hospitality industry. They used a number of growth hacks that proved instrumental in rapidly expanding their company.","order":102,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":104,"name":"Guerrilla Marketing","parent_id":7,"hashtag":"#marketing #startup #finance #Internet #web #business","synonyms":"","definition":"An advertising strategy that focuses on low-cost unconventional marketing tactics that yield maximum results.","example":"For example, a clothing company might hire a person from its target audience to model its fashions and hand out flyers at a public event, showcasing the company\u2019s products to his or her peers.","order":103,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:20:06"},{"id":105,"name":"Hackathon","parent_id":8,"hashtag":"#Internet #web #business","synonyms":"coding\/product competitions","definition":"A hackathon is a design sprint-like event in which computer programmers and others involved in software development, including graphic designers, interface designers, project managers, and others, often including domain experts, collaborate intensively on software projects. ","example":"For example, individual hackathons are held by Yahoo, Google, and Lonely Planet according to their corporative API's.","order":104,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 03:47:27"},{"id":106,"name":"Haircut","parent_id":8,"hashtag":"#marketing #startup #finance #business","synonyms":"","definition":"A term is most commonly used when referencing the percentage difference between an asset's market value and the amount that can be used as collateral for a loan.","example":"For example, let's say the Greek government borrowed about $483 billion from banks, investment funds and other groups. Now it can't pay it back. So if an investor owns a Greek bond with a face value of, say, $1,000, the Greek government is now agreeing to pay back only $300. This means the investor will take a $700 haircut.","order":105,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":107,"name":"Hard Sell","parent_id":8,"hashtag":"#marketing #finance #humanresources #business","synonyms":"","definition":"An aggressive sales tactic used to persuade customers to make an immediate purchase. It is the opposite of a soft sell.","example":"For example, someone selling a mattress may engage in hard selling by explaining its long-term orthopedic and health benefits while telling the customer that he or she will get an especially great price if the mattress is purchased that day.","order":106,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":108,"name":"Harvesting","parent_id":8,"hashtag":"#investment #finance #crowdfunding #entrepreneurship","synonyms":"an exit, liquidity event","definition":"An act of cashing out of an ownership position in a company.","example":"For example, let\u2019s say John Doe and Jim Smith sink their life savings into opening Company XYZ. They work 80-hour workweeks for 10 years, plow back all the company profits into hiring more people and launching new products, and take only small salaries to keep the company afloat in lean times. After 10 years, the company has grown to a value well beyond the $100,000 John and Jim scraped together to start the company. Company ABC expresses an interest in buying Company XYZ, and John and Jim see the opportunity as a chance to harvest their investment in the company. Accordingly, Company ABC makes an offer of $14 million for the company. Because John and Jim are 50\/50 partners, each would walk away with $7 million before taxes. The transaction allows them to cash out and harvest the fruits of their decade of blood, sweat and tears. Harvesting doesn't always have to occur via a merger. Investors can also harvest their success via initial public offerings of stock (IPOs) or the sale of their positions to third parties.","order":107,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 04:18:20"},{"id":109,"name":"Hashtag","parent_id":8,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"","definition":"A type of metadata tag used on social networks such as Twitter, Instagram, Facebook and other microblogging services, allowing users to apply dynamic, user-generated tagging which makes it possible for others to easily find messages with a specific theme or content.","example":"Another main reason you\u2019d want to create your own hashtag is so you can guide the conversation, and in so doing, control the kind of content fans submit using your hashtag. For example, if you look up Purina\u2019s campaign #PetsAtWork you\u2019ll see just that: people posting pictures of their pets in their offices.","order":108,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":110,"name":"Hedge","parent_id":8,"hashtag":"#investment #finance #crowdfunding","synonyms":"hedgerow, row of bushes, fence","definition":"A transaction that reduces the risk of an investment.","example":"A coffee company depends on a regular, predictable supply of coffee beans. To protect itself against a possible increase in coffee bean prices, the company could enter into a futures contract that would allow it to buy beans at a specific price on a particular date. That contract is a hedge.","order":109,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 10:03:06"},{"id":111,"name":"Holding Company","parent_id":8,"hashtag":"#marketing #investment #humanresources #crowdfunding #corporate #entrepreneurship","synonyms":"investment firm","definition":"A parent corporation, limited liability company, or limited partnership that owns enough voting stock in another company, that it can control that company's policies and oversee its management decisions.","example":"A prime example of a well-known holding company is Berkshire Hathaway, which owns assets in more than one hundred public and private companies, including Dairy Queen, Clayton Homes, Duracell, GEICO, Fruit of the Loom, RC Wiley Home Furnishings and Marmon Group. Berkshire likewise boasts minor holdings in The Coca-Cola Company, Goldman Sachs, IBM, American Express, Apple, Delta Airlines, and Kinder Morgan.","order":110,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":112,"name":"Home Office (HO)","parent_id":8,"hashtag":"#corporate #business","synonyms":"headquarter","definition":"A company's home office is its headquarters.","example":"Let's say John Doe is a freelance business writer and editor. His clients are around the world, and he does his work from a desk in a bedroom in his house. This is his home office.When John does his income taxes every April, he deducts a portion of the expenses associated with maintaining his house, as well as all of his business expenses.","order":111,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:20:11"},{"id":113,"name":"Honeypot\u00a0","parent_id":8,"hashtag":"#marketing #socialmedia #startup #Internet #web","synonyms":"","definition":"An attractive offer that will be useful for a specific target audience.","example":"The unregulated dating app was a honeypot for catfishing and predatory behaviors.","order":112,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":114,"name":"Hostile Takeover","parent_id":8,"hashtag":"#investment #finance #crowdfunding #corporate #entrepreneurship","synonyms":"leveraged buyout,\ntakeover","definition":"A type of corporate acquisition or merger which is carried out against the wishes of the board (and usually management) of the target company.","example":"A hostile takeover can be a difficult and lengthy process and attempts often end up unsuccessful. In 2011, for example, billionaire activist investor Carl Icahn attempted three separate bids to acquire household goods giant Clorox, which rejected each one and introduced a new shareholder right plan in its defense. The Clorox board even sidelined Icahn's proxy fight efforts, and the attempt ultimately ended in a few months with no takeover.","order":113,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":115,"name":"Human Resources","parent_id":8,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"employment recruiting and management","definition":"An organizational function related to the procurement and retention of talented employees.","example":"All companies deal with human resources in some form or another, even if they don't have dedicated human resource departments. That's because human resources goes far beyond hiring; the function also deals with (among other things) maintaining morale within the organization; creating motivational compensation plans etc. and helping employees maintain and develop their skills.","order":114,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":116,"name":"Icarus Factor","parent_id":9,"hashtag":"#marketing #investment #startup #finance #corporate #business","synonyms":"","definition":"A term for what happens when business leaders initiate an overly ambitious project that does not succeed, thereby harming the company's financial health.","example":"Companies are always trying to stay ahead of the competition by investing in new ideas, new processes, and new materials. This is all well and good, but when a company's management becomes so blindly focused on an ambitious goal, that focus often causes them to overlook or avoid dealing with fundamental problems either with the project or in other parts of the business.","order":115,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":117,"name":"Ideation","parent_id":9,"hashtag":"#marketing #startup #corporate #Internet #web #business","synonyms":"","definition":"An act of forming ideas, it comprises all stages of a thought cycle, from innovation, to development, to actualization.","example":"For example, let's say Company XYZ makes widgets, and it wants to get into the children's widget market. Its product development team starts brainstorming ideas for specs, features and production methods.","order":116,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":118,"name":"Impact Investing","parent_id":9,"hashtag":"#marketing #investment #finance #corporate #business","synonyms":"","definition":"Financial investments that also aim to have a benefit for society.","example":"Impact investing is a subset of socially responsible investing (SRI), but while the definition of socially responsible investing encompasses avoidance of harm, impact investing actively seeks to make a positive impact by investing, for example, in non-profits that benefit the community or in clean technology enterprises","order":117,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":119,"name":"Inbound Marketing","parent_id":9,"hashtag":"#marketing #realestate #startup #finance #corporate #business","synonyms":"","definition":"A promoting approach that is intended to draw guests and potential clients in, as opposed to apparently pushing a brand, item or administration onto prospects in the expectation of producing leads or clients.","example":"While inbound marketing is especially well-suited to any business that operates on the Internet, the truth is that it\u2019s an effective strategy for a wide variety of organizations in multiple fields. Non-profit organizations have had great success with inbound marketing materials like social media campaigns and viral videos. These strategies help NPOs connect their stakeholders with the organization's cause, not only reaching individuals who are already interested in the topic, but also providing easy-to-find information for others. Political campaigns are also major users of inbound marketing. Everyone from city council candidates to those at the top tier of national elections have seen very impressive numbers come from blogs, social media, and interactive online materials. The Washington Post reported that President Barack Obama raised over $500 million in Internet donations during his 2008 campaign, which had a significant inbound marketing component.","order":118,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 06:22:35"},{"id":120,"name":"Infoproducts","parent_id":9,"hashtag":"#marketing #socialmedia #corporate #Internet #web #business","synonyms":"digital products","definition":"Are frequently advanced products where information and data are organized in a particular configuration to train, teach or guide the purchaser so as to meet a predefined reason. Arrangement can be composed, sound, video or a blend.","example":"Examples of digital goods include e-books, music files, software, digital images, Web site templates, manuals in electronic format, and any item which can be electronically stored in a file or multiple files.","order":119,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 06:30:03"},{"id":121,"name":"Intangible Assets","parent_id":9,"hashtag":"#investment #finance #law #corporate #business","synonyms":"","definition":"Assets of a firm that are not physical in nature and therefore tend to be more difficult than physical assets to value, such as patents, trademarks, and copyrights, are all intangible assets.","example":"For example, a business such as Coca-Cola wouldn't be nearly as successful if it not for the money made through brand recognition. Although brand recognition is not a physical asset that can be seen or touched, it can have a meaningful impact on generating sales.","order":120,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:20:18"},{"id":122,"name":"Intellectual Property","parent_id":9,"hashtag":"#investment #law #humanresources #corporate #Internet #web #business","synonyms":"","definition":"Anything created by human minds: Inventions, literary and artistic works, designs, symbols, names and images used in business, and more. As it can sometimes have even more value than tangible assets, it needs to be properly protected.","example":"IP is protected in law by, for example, patents, copyright and trademarks, which enable people to earn recognition or financial benefit from what they invent or create. By striking the right balance between the interests of innovators and the wider public interest, the IP system aims to foster an environment in which creativity and innovation can flourish.","order":121,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:20:24"},{"id":123,"name":"Interim CEO","parent_id":9,"hashtag":"#humanresources #crowdfunding #entrepreneurship #Internet #web #corporate","synonyms":"","definition":"A person appointed by a company's board of directors to assume the role of chief executive officer during a time of transition or as the result of the sudden departure of the company's previous CEO.","example":"A recent example of an interim CEO taking control of a company was after Equifax's large data breach during September of 2017. Richard Smith, Equifax's CEO who stepped down in September 2017 due to criticism of his handling of a large cyber attack, was replaced by Paulino do Rego Barros Jr. who immediately took to apologizing for the data breach and introducing ways to help those affected.","order":122,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":124,"name":"Internal Controls","parent_id":9,"hashtag":"#startup #corporate #business","synonyms":"","definition":"A methods and processes through which a company ensures that the organization is adhering to important policies and obligations.","example":"Internal controls have become a key business function for every U.S. company since the accounting scandals in the early 2000s. In their wake, the Sarbanes-Oxley Act of 2002 was enacted to protect investors from fraudulent accounting activities and improve the accuracy and reliability of corporate disclosures. This has had a profound effect on corporate governance, by making managers responsible for financial reporting and creating an audit trail.","order":123,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:22:26"},{"id":125,"name":"Internal Revenue Service (IRS)","parent_id":9,"hashtag":"#investment #finance #law #business","synonyms":"","definition":"An income administration of the United States government. The administration office is an agency of the Department of the Treasury, and is under the prompt heading of the Commissioner of Internal Revenue, who is selected to a five-year term by the President of the United States","example":"The IRS, through the U.S. Treasury, helps execute and enforce many of the crucial economic, financial, and tax policies that influence the economy.","order":124,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":126,"name":"Investment","parent_id":9,"hashtag":"#investment #finance #corporate #business ","synonyms":"leverage, finance","definition":"An investment is a monetary asset bought with the possibility that the advantage will provide income in the future or will later be sold at a higher price for a profit.","example":"Investments can be stocks, bonds, mutual funds, interest-bearing accounts, land, derivatives, real estate, artwork, old comic books, jewelry -- anything an investor believes will produce income (usually in the form of interest or rents) or become worth more.","order":125,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-12 06:49:37"},{"id":127,"name":"Investment Banking","parent_id":9,"hashtag":"#marketing #investment #finance #business","synonyms":"","definition":"A category of financial services that specializes primarily in selling securities and underwriting the issuance of new equity shares to help companies raise capital.","example":"To illustrate the \u201csell side\u201d of investment banking, suppose company XYZ plans to issue new shares of stock in an initial public offering (IPO). XYZ can solicit an investment bank to underwrite the shares, and market and sell them to their clients. This way, the investment bank raises the funds that company XYZ hopes to gain from the issue of the new shares.","order":126,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:22:34"},{"id":128,"name":"Joint Ownership","parent_id":10,"hashtag":"#investment #realestate #finance #law #business","synonyms":"joint tenancy","definition":"An ownership of a business, such as property, by two or more parties. Also, with one type of joint ownership, one owner can sell the property without the permission of the other owners.","example":"For example, suppose two friends, Bob and Jack, rent an apartment together to reduce living expenses. As joint tenants, Bob and Jack are each responsible for paying rent and applicable utilities for the apartment. If Jack leaves without notice and becomes unreachable, any lapse in payments falls solely on Bob.","order":127,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:22:45"},{"id":129,"name":"Joint Venture","parent_id":10,"hashtag":"#investment #realestate #finance #crowdfunding #corporate #business","synonyms":"joint undertaking, joint project","definition":"A business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. In a joint venture (JV), each of the participants is responsible for profits, losses, and costs associated with it. However, the venture is its own entity, separate from the participants' other business interests.","example":"Examples of joint ventures include: Vodafone & Telef\u00f3nica agreed to share their mobile network;BMW and Toyota co-operate on research into hydrogen fuel cells, vehicle electrification and ultra- lightweight materials.","order":128,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:00"},{"id":130,"name":"Junior Capital Pool (JCP)","parent_id":10,"hashtag":"#investment #startup #finance #corporate #web #business","synonyms":"","definition":"A corporate structure whereby companies can issue shares to the public before actually establishing a line of business.","example":"The purpose of such a capital structure was to provide an easy way for early-stage companies to raise capital. With a minimum investment from founders of $100,000, the junior capital pool company could get a listing and exposure to public markets, providing them with the additional equity needed to launch.","order":129,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:10"},{"id":131,"name":"Just in Case (JIC)","parent_id":10,"hashtag":"#marketing #investment #finance #corporate #business","synonyms":"","definition":"An inventory strategy in which companies keep large inventories on hand.","example":"A JIC examples of buyers would be the military or hospitals who need to maintain large inventories because waiting for JIT producers to ramp up production for needed supplies may result in losses (i.e. wars, lives).","order":130,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:16"},{"id":132,"name":"Kamikaze Defense","parent_id":11,"hashtag":"#marketing #startup #corporate#web #business","synonyms":"","definition":"A type of takeover defense mechanism sometimes resorted to by a company to avoid being taken over.","example":"Company ABC makes a bid to buy Company XYZ. The XYZ board does not want to sell the company, but Company ABC goes directly to the Company XYZ shareholders and offers to buy their shares for a 10% premium. Fearful that Company ABC may be successful in its efforts, Company XYZ sells its key intellectual property and randomly buys Company 123.","order":131,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:24"},{"id":133,"name":"Keepwell Agreement","parent_id":11,"hashtag":"#investment #finance #law #corporate #business","synonyms":"comfort letters","definition":"A legal agreement between a parent company and a subsidiary to ensure solvency and financial stability for the duration of the agreement.","example":"Firm B asks Company A for a ten-year keepwell agreement. In the contract, Company A will keep Firm B solvent and financially stable for one decade.","order":132,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":134,"name":"Key Money","parent_id":11,"hashtag":"#investment #realestate #finance #law","synonyms":"","definition":"An amount paid by a lessee as deposit on a leased property.","example":"For example, Company XYZ is a restaurant firm that wants to open a location in the new ABC outdoor mall. The mall is under construction, but Company XYZ likes the location and the demographics of the surrounding population, so it writes a $5,000 check to the ABC landlord. This \"gets the keys\" and reserves a spot for Company XYZ.","order":133,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":135,"name":"Key Performance Indicators","parent_id":11,"hashtag":"#startup #humanresources #entrepreneurship","synonyms":"","definition":"A quantifiable measure used to assess the achievement of an association, worker etc.","example":"They should be simple to understand and clearly express if the objective is being reached or not. Example: number of sales or number of leads generated.","order":134,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":136,"name":"Key Ratio","parent_id":11,"hashtag":"#marketing #realestate #startup #finance #corporate #Internet #business","synonyms":"financial ratio","definition":"Main mathematical ratios that illustrate and summarize the current financial condition of a company.","example":"Examples of key ratios might be the price-to-sales ratio (Price-to-Sales Ratio = Market Capitalization\/Annual Sales) or the P\/E ratio, which is price per share\/earnings per share. Other key ratios include return on assets, return on equity, or price to book value.","order":135,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 09:39:08"},{"id":137,"name":"Key Success Factors","parent_id":11,"hashtag":"#marketing #socialmedia #business","synonyms":"competitive emphasis, strategic posture","definition":"A combination of important facts that is required in order to accomplish one or more desirable business goals.","example":"Key success factors are one of three elements a company\u2019s management team must articulate as part of its strategic planning process, with the others being its strategic goals and its strategic scope.","order":136,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:39"},{"id":138,"name":"Keyword","parent_id":11,"hashtag":"#socialmedia #startup #corporate #Internet #web #business","synonyms":"operative word; catchword","definition":"A fundamental term of an item or content that ought to get all the concentration in the substance. It will assist the client with identifying what the substance is about.","example":"When you are looking for resume examples and you type \"resume examples\" into Google, the words \"resume examples\" are an example of keywords.","order":137,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 09:42:45"},{"id":139,"name":"Kicking the Tires","parent_id":11,"hashtag":"#marketing #investment #startup #business","synonyms":"","definition":"A term for performing minimal research into an investment, as opposed to conducting a thorough and rigorous analysis.","example":"For example, someone thinking about putting money in a hedge fund starts kicking the tires by reading advertising material provided by the investment management company.","order":138,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:23:58"},{"id":140,"name":"Killer Bees","parent_id":11,"hashtag":"#marketing #finance #law #business","synonyms":"investment banker","definition":"An investment banker who devises strategies to make a target company less attractive for takeover.","example":"Let us assume Company \u2018A\u2019 is being taken over by Company \u2018Z\u2019 in the form of a hostile takeover. Since Company \u2018A\u2019 does not want to be taken over by Company \u2018Z\u2019 in this case, with the help of its finance specialists it will implement one or combination of strategies for making the take-over less lucrative.","order":139,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 09:48:31"},{"id":141,"name":"Knowledge Capital","parent_id":11,"hashtag":"#investment #startup #humanresources #corporate #business","synonyms":"intellectual capital","definition":"A capital of the full body of knowledge possessed by an organization (made up of its knowledge, relationships learned techniques, procedures, and innovations etc.)","example":"Businesses develop knowledge capital by encouraging employees to share information through white papers, seminars and person-to-person communication.","order":140,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:24:04"},{"id":142,"name":"Lead Investor","parent_id":12,"hashtag":"#investment #finance #corporate #business","synonyms":"leading the round","definition":"A partner or investor with the biggest offer of capital in a syndicated financing plan.","example":"Securing a lead investor is vital for 99% of startup fundraising rounds.","order":141,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":143,"name":"Lean Startup","parent_id":12,"hashtag":"#investment #startup #finance #corporate #business","synonyms":"","definition":"A technique used to establish another organization or when a current organization presents another item.","example":"The lean startup method advocates developing products that consumers have already demonstrated they desire so that a market will already exist as soon as the product is launched rather than developing a product and then hoping that demand will emerge.","order":142,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":144,"name":"Liability","parent_id":12,"hashtag":"#investment #startup #law #corporate #business","synonyms":"accountability, burden,\nculpability","definition":"An obligation to or something that you owe somebody else.","example":"Liabilities are defined as a company's legal financial debts or obligations that arise during the course of business operations.","order":143,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":145,"name":"Limited Liability","parent_id":12,"hashtag":"#investment #finance #law #Internet #web #business","synonyms":"","definition":"A condition by which shareholders are legally responsible for the debts of a company only to the extent of the nominal value of their shares.","example":"All startup companies would be wise to legally form their business (incorporate or forman LLC) so that the founders and owners can benefit from the limited liability provisions, shieldingtheir personal assets from future potential business creditors or legal actions.","order":144,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:06"},{"id":146,"name":"Liquidity","parent_id":12,"hashtag":"#marketing #investment #finance #corporate #business","synonyms":"iquid assets, cash","definition":"A degree to which an asset or security can be quickly bought or sold in the market at a price reflecting its intrinsic value.","example":"Cash is considered the standard for liquidity because it can most quickly and easily be converted into other assets. If a person wants a $1,000 refrigerator, cash is the asset that can most easily be used to obtain it. If that person has no cash but a rare book collection that has been appraised at $1,000, she is unlikely to find someone willing to trade them the refrigerator for their collection. Instead, she will have to sell the collection and use the cash to purchase the refrigerator. That may be fine if the person can wait for months or years to make the purchase, but it could present a problem if the person only had a few days. She\/he may have to sell the books at a discount, instead of waiting for a buyer who was willing to pay the full value. Rare books are an example of an illiquid asset.","order":145,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 10:14:26"},{"id":147,"name":"Loss Leader Pricing","parent_id":12,"hashtag":"#marketing #startup #finance #corporate #Internet #web #business","synonyms":"","definition":"A loss leader is a product or service that is offered at a price that is not profitable, but it is sold to attract new customers or to sell additional products and services to those customers. Loss leading is a common practice when a business first enters a market. Essentially, a loss leader introduces new customers to a service or product in the hope of building a customer base and securing future recurring revenue.","example":"Examples of loss leaders include selling low-cost computer printers that need expensive ink, and discounting hot dog buns by a grocer who then raises the price of hot dogs. For a loss-leader strategy to work, the profits from other goods sold during your loss-leader promotion must cover the low profits or losses taken on the featured merchandise.","order":146,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 10:21:24"},{"id":148,"name":"Management Fee","parent_id":13,"hashtag":"#investment #finance #Internet #web #business","synonyms":"","definition":"A charge levied by an investment manager for managing an investment fund. The management fee is intended to compensate the managers for their time and expertise for selecting stocks and managing the portfolio.","example":"For example, an aggressive stock fund that turns over its portfolio several times a year in search of profit opportunities costs much more to manage than a more passively managed fund, such as an index fund that more or less sits on a basket of stocks without much trading.","order":147,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":149,"name":"Market Penetration","parent_id":13,"hashtag":"#marketing #startup #finance #Internet #web #business","synonyms":"market share, market development","definition":"A process of entering the market and\/or increasing the product's market share.","example":"The percentage of an industry or sector that a single company controls. For example, if Retail Company A conducts 10% of all retail sales in the United States, it is said to have a 10% market share or penetration. It is important that a company, especially a large one, maintains a substantial market share in order to remain competitive. However, companies that achieve too high market share through mergers, acquisitions, or other methods may become regarded as monopolies and violate local antitrust laws.","order":148,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:19"},{"id":150,"name":"Market Segment","parent_id":13,"hashtag":"#marketing #startup #finance #corporate #business","synonyms":"high yield segments","definition":"An activity of dividing a broad consumer or business market, normally consisting of existing and potential customers, into sub-groups of consumers (known as segments) based on some type of shared characteristics.","example":"Logical market segments for the manufacturers of woodworking tools (such as drills,table saws and lathes) might include amateur do-it-yourselfers, serious woodworking hobbyists,professional carpenters, finish carpenters, and professional cabinet-makers. Differentmanufacturers and retailers of woodworking tools tend to focus on different market segments \u2013while some offer inexpensive tools appealing to amateurs, others tend to focus on high-end, lessprice-sensitive users with more expensive, feature-rich products.","order":149,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:12"},{"id":151,"name":"Mentorship","parent_id":13,"hashtag":"#startup #humanresources #entrepreneurship #Internet #web #business","synonyms":"advisership, consultancy","definition":"A process when an individual with sustainable knowledge in a business area shares it with a startup\/entrepreneur.","example":"Sally works in IT & D as an administrator and would like to move onto the help desk to provide IT support. Paul, her line manager, suggests Sally approach the help desk team leader Nigel, to be her mentor. They agree to a part-time 12 month secondment to the help desk during which time Nigel will act as her mentor. Sally goes on the secondment during which time she is able to develop her skills and decide what she would like to do next. Mentoring provides Sally with the opportunity to learn new skills, and to be introduced to relevant learning experiences. She is also able to get feedback from Nigel on how she is performing on the help desk and whether there are any other training options she may find beneficial to explore before she can take up a full time role on the help desk. ","order":150,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 10:39:22"},{"id":152,"name":"Merchant Account","parent_id":13,"hashtag":"#investment #startup #finance #web #business","synonyms":"","definition":"A type of bank account that allows businesses to accept payments by debit or credit cards. ","example":"Merchant accounts are a key aspect of business operations for most merchants. Merchants have a variety of options when choosing a merchant account service provider with transaction costs being a key component in the decision.","order":151,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:25"},{"id":153,"name":"Milestone","parent_id":13,"hashtag":"#marketing #investment #startup #finance #business","synonyms":"","definition":"A term that is sometimes used in determination for future funding worth. Milestones are an important part of business planning. They give you the opportunity to visualize your company's future, and then measure your progress as you proceed.","example":"For example, if you wanted to clear $20,000 in sales and you reach $19,500, you're obviously on track and probably need to only do a bit of adjusting. If you only earn $10,000 of the $20,000 milestone you set for your business for a particular quarter, you probably need to make some more systemic changes.","order":152,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 10:50:22"},{"id":154,"name":"Minimum Viable Product","parent_id":13,"hashtag":"#startup #finance #entrepreneurship #Internet #web #business","synonyms":"","definition":"A development technique in which a new product or website is developed with sufficient features to satisfy early adopters. The final, complete set of features is only designed and developed after considering feedback from the product's initial users.","example":"When a startup team is trying to get its company off the ground, it will often work toward creating its MVP: the simplest functional iteration of its product that will be improved upon as the team goes. The purpose is to use validated learning (i.e., real feedback on the product versus beta or test input) to get the most from the minimum amount of development and effort.","order":153,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:36"},{"id":155,"name":"Monetize","parent_id":13,"hashtag":"#marketing #startup #finance #corporate #business","synonyms":"construct, devise","definition":"Methods used to generate profits","example":"Television and telecommunications companies increasingly are looking to advertising technology to modernize their ad offerings to marketers, and to put their viewing and subscriber data to work to help monetize their content.","order":154,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":156,"name":"Multi-Level Marketing","parent_id":13,"hashtag":"#marketing #startup #finance #law #humanresources #Internet #web #business","synonyms":"pyramid selling, network marketing, referral marketing","definition":"A business in which a person receives revenue not only from his\/her own sales, but also from sales, by the people he has signed up, and potentially those people have signed up, and so on.","example":"Amway, which sells health, beauty, and home care products, is an example of a well-known direct sales company that uses multilevel marketing.","order":155,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:28:21"},{"id":157,"name":"Naked Possession","parent_id":14,"hashtag":"#realestate #startup #law #business","synonyms":"","definition":"The process within which without any legal right to do so, one\u2019s occupying real property or having physically possessing a material object.","example":"If A has the right of property, and B by unlawful means has gained possession this is an injury to adjective. This is a bare or naked possession.","order":156,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:26:41"},{"id":158,"name":"Nascent Market","parent_id":14,"hashtag":"#marketing #entrepreneurship #business","synonyms":"","definition":"Companies and entrepreneurs always look for a nascent market as they can get ahead in the learning curve of the market. By the time a new competitor comes this company already has established control over the market.They enjoy uninterrupted operation in this market before these competitors and rules and regulations follow them.","example":"E-commerce in India, for example, was a nascent market 3-4 years back. There were too few websites which operated. Flipkart pounded on the opportunity and developed a good control over this market in the past years. Soon sites like Snapdeal, Amazon, Myntra etc followed and government regulations over the investments from foreign investors in these businesses were applied.","order":157,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:29:14"},{"id":159,"name":"Networking","parent_id":14,"hashtag":"#startup #finance #Internet #web #business","synonyms":"associate, circulate","definition":"An act of making contact and exchanging information with other people, groups and institutions to develop mutually beneficial relationships, or to access and share information between computers.","example":"The linking of a number of firms or business units within a firm in order to develop a supply chain for a product. This could involve, for example, business unit (A) supplying components to business unit (B) which assembles these components into a final product which is then marketed by business unit (C)","order":158,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 09:57:11"},{"id":160,"name":"Network Economy","parent_id":14,"hashtag":"#marketing #Internet #web #business","synonyms":"","definition":"Information technology used for interlinking business processes and economic activity.","example":"Online communities like LinkedIn and Twitter continually evolve with respect to their service offerings, providing a wider set of products as their online communities continue to grow.","order":159,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:29:48"},{"id":161,"name":"Net Financing Cost","parent_id":14,"hashtag":"#marketing #Internet #web #business","synonyms":"cost of carry","definition":"Also called the cost of carry or, simply carry, the difference between the cost of financing the purchase of an asset and the asset's cash yield. Positive carry means that the yield earned is greater than the financing cost; negative carry means that the financing cost exceeds the yield earned.","example":"Included in the net financing cost is net interest expense which increased by $33 million to $296 million for the three months ended June 30, 2018, as compared to $263 million for the three months ended March 31, 2019.","order":160,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 03:53:32"},{"id":162,"name":"Net Income","parent_id":14,"hashtag":"#finance #Internet #web #business","synonyms":"","definition":"A total revenue in an accounting period minus all expenses during the same period.","example":"Businesses use net income to calculate their earnings per share. Business analysts often refer to net income as the bottom line since it is at the bottom of the income statement. Analysts in the United Kingdom know NI as profit attributable to shareholders.","order":161,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:29:24"},{"id":163,"name":"Net Present Value","parent_id":14,"hashtag":"#investment #realestate #Internet #web #business","synonyms":"net asset value","definition":" Is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. NPV is used in capital budgeting and investment planning to analyze the profitability of a projected investment or project.","example":"For example, assume that an investor could choose a $100 payment today or in a year. A rational investor would not be willing to postpone payment. However, what if an investor could choose to receive $100 today or $105 in a year? If the payer was reliable, that extra 5% may be worth the wait, but only if there wasn\u2019t anything else the investors could do with the $100 that would earn more than 5%.","order":162,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 04:29:45"},{"id":164,"name":"Net Profit","parent_id":14,"hashtag":"#marketing #investment #Internet #web #business","synonyms":"net income, net earnings","definition":"An amount by which income from sales is larger than all expenditure.","example":"The formula for net profit is as follows: Total Revenue -Total Expenses = Net Profit. Let's look at a hypothetical income statement for Company XYZ for the year ended December 31, 2008. Total Revenue $100,000. Cost of Goods Sold ($ 20,000). Gross Profit $ 80,000. Operating Expenses: Salaries $10,000. Rent $10,000. Utilities $ 5,000. Depreciation $ 5,000. Total Operating Expenses ($ 30,000). Interest Expense ($ 10,000). Taxes ($ 10,000). Net Profit $ 30,000. By using the formula we can see that Net Profit = $100,000 - $20,000 - $30,000, - $10,000 - $10,000 = $30,000. ","order":163,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:29:29"},{"id":165,"name":"Net Working Capital (NWC)","parent_id":14,"hashtag":"#finance #Internet #web #business","synonyms":"","definition":"The difference between a company\u2019s current assets, such as cash, accounts receivable (customers\u2019 unpaid bills) and inventories of raw materials and finished goods, and its current liabilities, such as accounts payable. ","example":"For example, a hair salon with assests of $160,000 and liabilities of $65,000 has the net working capital which equals $95,000.","order":164,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:31:17"},{"id":166,"name":"New Brand Strategy","parent_id":14,"hashtag":"#marketing #startup #finance #Internet #web #business","synonyms":"","definition":"A development of a new brand and often a new offering for a product class that has not been previously served by the organizations.","example":"A simple example here is Uber. The rideshare app category didn\u2019t exist until Uber invented it. You\u2019ll know you\u2019re successful in changing the game when people say things like \u201cMy company is the Uber of food delivery.\u201d The advantage to this strategy is you\u2019ll be the default market leader because you created the category. ","order":165,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 05:17:52"},{"id":167,"name":"Niche Market","parent_id":14,"hashtag":"#marketing #investment #finance #business","synonyms":"market segmentation, niche","definition":"A quite certain section of a market in which you are trying to meet the needs of that market.","example":"The segment that is chosen to produce content or act as an Affiliate. Finances, Relationships, and Cooking are examples of niches.","order":166,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":168,"name":"Non-Monetary Price (NMP)","parent_id":14,"hashtag":"#marketing #investment #finance #business","synonyms":"","definition":"A mark of the cost to a consumer, other than money, to buy a product; the non-monetary price of purchasing a product includes the time devoted to shopping for it and the risk taken that it will deliver the expected benefits.","example":"Non-monetary price is an important concept in social marketing - for example, the price of avoiding the cancellation of a driver licence is the abstinence from alcohol if driving.","order":167,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:19"},{"id":169,"name":"Nominal Group Technique (NGT)","parent_id":14,"hashtag":"#marketing #realestate #finance #corporate #business","synonyms":"nominal group process","definition":"A systematic and an organized group meeting held among the members to facilitate decision making by properly identifying the problems and generating the solutions thereof.","example":"Group of accountants working on improving a management report has a strongly structured work style, and consequently use NGT rather than Brainstorming to come up with the right format.","order":168,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:31:44"},{"id":170,"name":"Not Invented Here (NIH)","parent_id":14,"hashtag":"#investment #corporate #business","synonyms":"not invented here syndrome","definition":"A negative response to innovations and inventions from sources outside the venture\u2019s own research and development activities.","example":"The reasons for not wanting to use the work of others are varied, but some can include a desire to support a local economy instead of paying royalties to a foreign license-holder, fear of patent infringement, lack of understanding of the foreign work, an unwillingness to acknowledge or value the work of others, jealousy, or forming part of a wider turf war.","order":169,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":171,"name":"Objectives and Task Method","parent_id":15,"hashtag":"#marketing #socialmedia #Internet #web #business","synonyms":"","definition":"A method of allocating funds to advertising. Using this method requires the advertising budget to reflect the desired result and the promotional tasks.","example":"Businesses that use the objective and task method for determining advertising expenses allocate the marketing budget based on set objectives. To use this method, a company must define the desired results of advertising and the strategies and tactics required to achieve these results.","order":170,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:39"},{"id":172,"name":"Object Code","parent_id":15,"hashtag":"#socialmedia #Internet #web #business","synonyms":"object module","definition":"A sequence of statements or instructions in a computer language, usually a machine code language (i.e., binary) or an intermediate language such as register transfer language (RTL).","example":"It is usually the same as the machine code, but may be in an intermediate form that is translated into machine code by a translator program.","order":171,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:27"},{"id":173,"name":"Obsolescence Risk","parent_id":15,"hashtag":"#marketing #finance #business","synonyms":"desuetude, discontinuance","definition":"A risk that a process, product or technology used or produced by a company for profit will become obsolete, and therefore no longer competitive in the marketplace. Obsolescence risk is a factor for all companies to some degree, and is a necessary side effect of a thriving and innovative economy.","example":"A publishing company is an example of one that faces obsolescence risk. As computers, tablets, and smartphones have become more popular and affordable, more consumers have started reading magazines, newspapers, and books on these devices instead of in their print forms. For the publishing company to remain competitive, it must minimize its investments in the old paper publications and maximize its investments in new technologies. Even as it makes this shift, it must remain alert to new and unimagined technologies that could supplant the currently popular ways of reading and require still more investment.","order":172,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:45"},{"id":174,"name":"Occupancy Agreement","parent_id":15,"hashtag":"#marketing #business","synonyms":"U&O (use and occupancy)","definition":"A temporary agreement between the buyer and the seller that allows one party the right to use and occupy the property for a set period of time.","example":"Traditionally, an Occupancy agreement comes into play whenever an original settlement date is changed or otherwise delayed. Most often this agreement allows the buyers, who may have already given up their prior property, to use their new home before they officially take ownership.","order":173,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:52"},{"id":175,"name":"Occurrence Coverage","parent_id":15,"hashtag":"#marketing #humanresources #crowdfunding #entrepreneurship #business","synonyms":"occurrence policy","definition":"An insurance that covers claims made for injuries sustained during the life of an insurance policy, even if the claim is filed after the policy has been canceled. An occurrence is an event that can result in the filing of an insurance claim.","example":"Business insurance policies are often offered as either a claims-made policy or an occurrence policy. While the claims-made policy provides coverage for claims when the event is reported, the occurrence policy provides coverage when the event occurs.","order":174,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:30:59"},{"id":176,"name":"October Effect","parent_id":15,"hashtag":"#marketing #investment #finance #business","synonyms":"","definition":"A perceived market anomaly that stocks tend to decline during the month of October.","example":"Proponents of the October effect, one of the most popular of the so-called calendar effects, argue that October is when some of the greatest crashes in stock market history, including 1929's Black Tuesday and Thursday and the 1987 stock market crash, occurred.","order":175,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":177,"name":"Office Audit","parent_id":15,"hashtag":"#law #entrepreneurship #business","synonyms":"","definition":"A representative from the Internal Revenue Service (IRS) interviews the taxpayer and inspects the taxpayer's records in-person, usually at an IRS office.","example":"The purpose of an office audit is to make sure the taxpayer is accurately reporting income and deductions and paying the lawful amount of tax. These audits often only cover a few specific issues identified by the IRS in a written notice to the taxpayer. This notice also identifies which records the audit will review.","order":176,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:34:58"},{"id":178,"name":"Offset Mortgage","parent_id":15,"hashtag":"#investment #realestate #finance #law","synonyms":"","definition":"A type of mortgage that involves blending a traditional mortgage with one or more deposit accounts held by the same financial institution. The savings balance maintained in an account may offset the mortgage balance.","example":"Instead of a standard savings account, you could place your savings in an offset account linked to your mortgage. This means you won't pay interest on the mortgage debt of the equivalent amount of the savings.","order":177,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":179,"name":"Offshore Company","parent_id":15,"hashtag":"#startup #finance #law #corporate #entrepreneurship #business","synonyms":"foreign, multinational, alien company","definition":"A corporation, LLC or similar class of entity formed in a foreign country to that of the principals of the organization or one that can only operate outside of its country of formation.","example":"Businesses with significant sales overseas, such as Apple Inc. and Microsoft Corp., may take the opportunity to keep related profits in offshore accounts in countries with lower tax burdens. In 2018, it was estimated that more than $3 trillion in profits were held overseas, across more than 300 U.S. corporations.","order":178,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:03"},{"id":180,"name":"Offshore Trust","parent_id":15,"hashtag":"#investment #crowdfunding #corporate #Internet #web #business","synonyms":"arrangement","definition":"A conventional trust that is formed under the laws of an offshore jurisdiction.","example":"Generally offshore trusts are similar in nature and effect to their onshore counterparts; they involve a settlor transferring (or 'settling') assets (the 'trust property') on the trustees to manage for the benefit of a person, class or persons (the 'beneficiaries') or, occasionally, an abstract purpose. However, a number of offshore jurisdictions have modified their laws to make their jurisdictions more attractive to settlors forming offshore structures as trusts.","order":179,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:12"},{"id":181,"name":"Old Economy","parent_id":15,"hashtag":"#marketing #finance #law #corporate #entrepreneurship #business","synonyms":"","definition":"A term used to describe the blue-chip sector that enjoyed substantial growth during the early parts of the century as industrialization expanded around the world.","example":"Even with the rise of the new economy, old economy companies have still experienced growth, albeit at a declining rate. Members of the old economy operate in traditional sectors such as steel, manufacturing, and agriculture, many of which do not depend entirely on technology. Despite losing market share to the new economy, they still employ a large swathe of the population and contribute a significant portion to gross domestic product (GDP). ","order":180,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 06:08:30"},{"id":182,"name":"Online Media","parent_id":15,"hashtag":"#socialmedia #startup #Internet #web #business","synonyms":"digital media","definition":"Any media that are encoded in machine-readable formats. Can be created, viewed, distributed, modified and preserved on digital electronics devices.","example":"Examples of digital media include software, digital images, digital video, video game, web pages and websites and also including social media, data and databases, digital audio, such as MP3 and electronic books. Digital media often contrasts with print media, such as printed books, newspapers and magazines, and other traditional or analog media, such as images, movies or audio tapes.","order":181,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:18"},{"id":183,"name":"Open Door Policy","parent_id":15,"hashtag":"#startup #finance #humanresources #crowdfunding #corporate","synonyms":"","definition":"A communication policy in which a manager, CEO, MD, president or supervisor leaves their office door \"open\" in order to encourage openness and transparency with the employees of that company.","example":"With an open door policy, employees can approach senior management and discuss issues such as job performance, conflicts with co-workers, ideas for department improvements and company policies.","order":182,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:28"},{"id":184,"name":"Open Market Purchasing","parent_id":15,"hashtag":"#marketing #corporate #business","synonyms":"","definition":"An act of buying a security at or close to the market price because of an order the buyer has placed for the security.","example":"In order to satisfy the sinking fund requirement of a bond indenture, the issuer may call securities from investors or make open-market purchases. Likewise, a firm wishing to reduce the number of its shares outstanding may make a tender offer to the firm's stockholders or purchase shares in the open market.","order":183,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:39"},{"id":185,"name":"Open Tender","parent_id":15,"hashtag":"#investment #realestate #finance #law","synonyms":"open competitive bidding, open competition, open solicitation","definition":"An preferred competitive public procurement method used for acquiring goods, services and infrastructure works.","example":"It is executed in accordance with established procedures set out in the procurement guidelines and detailed in the standard bidding documents. For example, in construction, the main tender process is generally the selection, by the client, of a contractor to construct the works.","order":184,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:45"},{"id":186,"name":"Operating Budget","parent_id":15,"hashtag":"#marketing #corporate #entrepreneurship #business","synonyms":"budget items, operating cost, operating expense","definition":"An accounting a forecast of the sales revenue, production costs, overheads, cash flow, etc, of an organization, used to monitor its trading activities, usually for one year","example":"An effective operating budget provides details on the price and the expected product volume to estimate total sales. Therefore, a key component of this budget is sales, followed by variable costs, fixed costs, interest, and depreciation.","order":185,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:35:52"},{"id":187,"name":"Operating Expense Ratio (OER)","parent_id":15,"hashtag":"#investment #realestate #business","synonyms":"","definition":"A measurement of the cost to operate a piece of property compared to the income brought in by the property.","example":"The operating expense ratio range is most ideal between levels of 60%\u201380%, where the lower it is, the better.","order":186,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:03"},{"id":188,"name":"Operating Income","parent_id":15,"hashtag":"#marketing #startup #finance #business","synonyms":"","definition":"An accounting figure that measures the amount of profit realized from a business's operations, after deducting operating expenses such as wages, depreciation, and cost of goods sold (COGS).","example":"Many companies focus on operating income when measuring the operational success of the business. For example, Company ABC, a hospital and drug firm, reports an operating income rise by 20% year-over-year to $25 million during the first two quarters of its fiscal year. The company realized an increase in revenue and operating income due to an increase in patient volume over the two quarters. The rise in patient visits was driven by two of the company's new immunotherapy drugs: One treats lung cancer and the other treats melanoma.","order":187,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:09"},{"id":189,"name":"Opportunity","parent_id":15,"hashtag":"#marketing #socialmedia #startup #entrepreneurship #business","synonyms":"occasion, opening, chance, break","definition":"An idea that has commercial value.","example":"There are many entrepreneur opportunities you could choose. Here is a brief look at different types of business opportunities available. For example, Buy a Franchise, Distributorship or Dealership, Network Marketing, Filling a Niche.","order":188,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 08:10:16"},{"id":190,"name":"Order Point System","parent_id":15,"hashtag":"#marketing #finance #Internet #web #business","synonyms":"order point inventory system, statistical inventory control method","definition":"An inventory control system in which a purchase order is automatically placed when the number of units on hand of an item falls to order point.","example":"Average daily consumption for a firm is 10,000 units. The number of days required to receive the delivery of inventory after placing an order is 20 days. Reorder point = 10,000 units x 20 days => 200,000 units. This means that the firm should place the order for replenishing the stock of inventory as soon as the level reaches 200,000 units","order":189,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:19"},{"id":191,"name":"Order Policy","parent_id":15,"hashtag":"#marketing #investment #Internet #web #business","synonyms":"purchase order policy","definition":"Standardized instructions for the replenishment of stock, such as when order point is reached or when stock is completely exhausted.","example":"Purchase orders are not required, but may be used for procurement if a purchase order is required by the vendor or if a purchase order is a convenience to the purchaser.","order":190,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:24"},{"id":192,"name":"Original Bill of Lading (B\/L or OBL)","parent_id":15,"hashtag":"#realestate #finance #entrepreneurship #business","synonyms":"","definition":"A contract of carriage that serves as a title of the cargo and confirms the carrier\u2019s receipt of the cargo.","example":"Your cargo must be released with the original bills of lading before Flexport can deliver your cargo to its final destination. Cargo issued with an original bill of lading can be released in one of two ways: with an endorsed original bill of lading, or with a telex release.","order":191,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:42"},{"id":193,"name":"Out-of-the-Money Option (OTM)","parent_id":15,"hashtag":"#marketing #finance #law #corporate #business","synonyms":"underwater option, money option","definition":"A term used to describe a call option with a strike price that is higher than the market price of the underlying asset, or a put option with a strike price that is lower than the market price of the underlying asset.","example":"Let\u2019s assume IBM stock trades at $100 and an investor purchases a call option contract on IBM at a $102 strike price. If IBM closes below $102 on the contract expiration date, the option expires out of the money. The option is worthless since the option buyer would lose money by exercising the option. Likewise for a put option, assuming IBM stock trades at $100 and an investor purchases a put option contract on IBM at a $97 strike price. If IBM closes above $97 on the contract expiration date, the option expires out of the money. The option is worthless since the option buyer would lose money by exercising the option.","order":192,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:36:53"},{"id":194,"name":"Outside Director","parent_id":15,"hashtag":"#realestate #humanresources #crowdfunding #corporate #business","synonyms":"independent director","definition":"An outside director is a member of a company's board of directors who is not an employee or stakeholder in the company.","example":"Outside directors have an important responsibility to uphold their positions with integrity and protect and help grow shareholder wealth. In the case of Enron many accused the company\u2019s outside directors of being negligent in their oversight of Enron. In 2003, plaintiffs and Congress accused Enron's outside directors of allowing the company\u2019s former CEO Andrew S. Fastow to enter into deals that created a significant conflict of interest with shareholders as he concocted a plan to make the company appear to be on solid financial footing, despite the fact that many of its subsidiaries were losing money.","order":193,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:37:00"},{"id":195,"name":"Outsource","parent_id":15,"hashtag":"#marketing #realestate #startup #finance #business","synonyms":"source, deploy","definition":"A business practice in which an organization procures another organization or a person to perform assignments, handle operations or provide services that are either usually executed or had previously been done by the company's own employees.","example":"Functions frequently outsourced by companies include IT acquisition and\nadministration\/support, manufacturing, packing\/shipping\/order fulfillment, and various human\nresources functions such as payroll processing and benefits administration.","order":194,"slug":null,"created_at":"2019-06-03 02:17:45","updated_at":"2019-06-03 02:31:36"},{"id":196,"name":"Overhead","parent_id":15,"hashtag":"#finance #business","synonyms":"overhead expenses","definition":"A term refers to those expenses associated with running a business that can\u2019t be linked to creating or producing a product or service.","example":" For example, a service-based business with an office has overhead expenses, such as rent, utilities, and insurance that are in addition to direct costs of providing its service.","order":195,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 08:42:53"},{"id":197,"name":"Partnership","parent_id":16,"hashtag":"#investment #realestate #finance #humanresources #business","synonyms":"cooperation, association, collaboration, coalition,","definition":"A business owned by two or more people who agree on the method of distribution of profits and\/or losses and on the extent to which each will be liable for the debts of one another. A partnership permits pass through of income and losses directly to the owners. In this way, they are taxed at each partner's personal tax rate.","example":"One of the largest advantages of doing a co-branding campaign is having the opportunity to showcase a service or product to a new audience. That's what Sherwin-Williams and Pottery Barn did when they got together in 2013. They created an exclusive line of paints together, and then put a new section up on Pottery Barn's website to allow customers to easily pick which paint colors they wanted so it would go with their furniture choices. This was mutually beneficial for both brands, and they wrote articles to show how customers could decorate and paint on their own.","order":196,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 09:42:38"},{"id":198,"name":"Pay Per Click (PPC)","parent_id":16,"hashtag":"#marketing #startup #Internet #web #business","synonyms":"","definition":"A strategy for promoting on the web where you pay when someone \"clicks\" on your advertisement.","example":"The PPC is a payment model, not a specific site or location; that's why you have many options when deciding where you want to show your ads. The main one is search engine advertising, also known as search engine marketing (SEM), which allows you to show ads to users based on the keywords entered in the search bar (for example, \"car sharing in London\"). The main search engines, such as Google and Bing, use a model based on PPC through auction.","order":197,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 09:27:12"},{"id":199,"name":"Public Relations","parent_id":16,"hashtag":"#socialmedia #investment #startup #corporate #business","synonyms":"","definition":"A way of organizations, companies and individuals to communicate with the public and media.","example":"A PR specialist communicates with the target audience directly or indirectly through media with an aim to create and maintain a positive image and create a strong relationship with the audience. Examples include press releases, newsletters, public appearances, etc. as well as utilisation of the world wide web.","order":198,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-30 11:32:41"},{"id":200,"name":"Pay Incentive","parent_id":16,"hashtag":"#marketing #investment #finance #humanresources #crowdfunding #entrepreneurship","synonyms":"bonus, profit-sharing, or commission","definition":"A financial gift given to a representative dependent on execution, which is thought of as one of the approaches to allure the worker to keep conveying positive outcomes.","example":"There are different types of incentive pay \u2013 cash, shares or other incentives \u2013 and you need to decide what will work best for your business. Cash is one of the most common forms of incentive pay \u2013 offering employees extra financial reward over and above their salary or wages. You can also offer your staff shares instead although this is more complex than cash. It can help to really link employees to the company and build long term commitment. You essentially give your staff the right to buy shares in your business at their current price at a later date. If they have increased by the time they exercise their share options they will already have made a profit. You may want to offer a non-financial incentive such as a company car, healthcare or health club membership or vouchers to be spent on something specific rather than cash.","order":199,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:47"},{"id":201,"name":"Product Innovation","parent_id":16,"hashtag":"#marketing #startup #Internet #web #business","synonyms":"","definition":"A product whose production breaks new ground for an organization either because of the process involved in producing it or the market it is aimed at.","example":"Examples of product innovation by a business might include a new product's invention; technical specification and quality improvements made to a product; or the inclusion of new components, materials or desirable functions into an existing product.","order":200,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:41:40"},{"id":202,"name":"Paid-in Capital","parent_id":16,"hashtag":"#marketing #investment #realestate #finance #business","synonyms":"paid-up capital, contributed capital","definition":"An amount of capital \"paid in\" by investors during common or preferred stock issuances, including the par value of the shares themselves. ","example":"Paid-in capital represents the funds raised by the business from selling its equity and not from ongoing operations. Paid-in capital also refers to a company's balance sheet entry listed under stockholders' equity, often shown alongside the balance sheet entry for additional paid-in capital.","order":201,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:12"},{"id":203,"name":"Parent Company","parent_id":16,"hashtag":"#marketing #realestate #corporate #entrepreneurship","synonyms":"parent corporation, holding company","definition":"A company that owns enough voting stock in another firm to control management and operation by influencing or electing its board of directors. ","example":"In the United Kingdom, it is generally held that an organisation holding a 'controlling stake' in a company (a holding of over 51% of the stock) is in effect the de facto parent company of the firm, having overriding material influence over the held company's operations, even if no formal full takeover has been enacted. ","order":202,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:19"},{"id":204,"name":"Pareto Optimum","parent_id":16,"hashtag":"#marketing #investment #finance #business","synonyms":"Pareto optimality, Pareto principle, Pareto efficiency","definition":"An economic state where resources cannot be reallocated to make one individual better off without making at least one individual worse off. ","example":"In the business world, factory managers may run Pareto improvement trials, in which they reallocate labor resources to try to boost the productivity of assembly workers without say, decreasing the productivity of the packing and shipping workers.","order":203,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:25"},{"id":205,"name":"Participant Observation","parent_id":16,"hashtag":"#marketing #finance #law #business","synonyms":"investigation","definition":"A technique of field research, used in anthropology and sociology, by which an investigator (participant observer) studies the life of a group by sharing in its activities.","example":"Participant observation, for many years, has been a hallmark of both anthropological and sociological studies. In recent years, the field of education has seen an increase in the number of qualitative studies that include participant observation as a way to collect information. To conduct participant observation, the researcher often lives within the group, becomes a part of it, and lives as a group member for an extended period of time, allowing them access to the intimate details and goings-on of the group and their community.","order":204,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:32"},{"id":206,"name":"Payment Under Reserve","parent_id":16,"hashtag":"#marketing #investment #finance","synonyms":"","definition":"A payment given to the payee of a letter of credit, where the documents have certain anomalies. The bank which will advance the payment might keep it until confirmation has been received by the issuing bank.","example":"The advising bank (which advances the payment) holds the balance pending confirmation from the issuing bank regarding the acceptance of documents, and has recourse against the beneficiary for the advanced payment if the issuing bank refuses to accept the documents. The meaning of the phrase \u201cpayment under reserve\u201d was first judicially considered in Banque de l\u2019Indochine et de Suez SA v J H Rayner (Mincing Lane) Ltd [1983] QB 711.","order":205,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:57"},{"id":207,"name":"Pay Equity","parent_id":16,"hashtag":"#marketing #finance #law #business","synonyms":"pay satisfaction","definition":"An equal pay for work of equal value. The value of jobs is based on the levels of skill, effort, responsibility and working conditions involved in doing the work.","example":"Pay equity compares the value and pay of different jobs, such as nurse and electrician.","order":206,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:38:39"},{"id":208,"name":"Perfected Security Interest","parent_id":16,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"perfected lien","definition":"A legal claim on collateral that has been pledged, usually to obtain a loan. A lien is perfected by registering it with appropriate statutory authority so that it is made legally enforceable and any subsequent claim on that asset is given a junior status.","example":"Let\u2019s say Sheila borrowed $20,000 to buy a car and stopped making payments when her loan balance was $10,000 because she lost her job. The lender repossesses her car and sells it at auction for $10,000, which satisfies Sheila\u2019s loan balance. Sheila no longer has her car, but she also no longer owes the lender any money. The lender no longer has a bad loan on its books.","order":207,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:06"},{"id":209,"name":"Personal Liability","parent_id":16,"hashtag":"#finance #humanresources #business","synonyms":"accountability, burden, culpability","definition":"A fact of a person, rather than a company or organization, being legally responsible for something. ","example":"While personal liability is an unpleasant prospect under any circumstances, the larger your business or nonprofit enterprise is, the more intolerable the risk. The major liability risk for most citizen media sites or blogs is getting sued for defamation. Other significant risks includes legal claims for invasion of privacy, copyright and trademark infringement, and violations of trade secret laws, all of which could arise out of the act of publishing content online. Under certain conditions, trustees can take out insurance against personal liability.","order":208,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:12"},{"id":210,"name":"Place Marketing","parent_id":16,"hashtag":"#marketing #startup #corporate #entrepreneurship #business","synonyms":"place branding, place promotion","definition":"A practice involving the application of branding and sales strategies to different regions, cities, states or countries.","example":"An example of place marketing in business consists of tourism departments and city councils with place marketing teams competing to attract tourists and new residents use branding techniques. Also called territorial marketing or place branding.","order":209,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:19"},{"id":211,"name":"Policy","parent_id":16,"hashtag":"#marketing #startup #entrepreneurship #Internet #web #business","synonyms":"plans, strategy, proposed action, blueprint, approach, programme, schedule, code","definition":"A deliberate system of principles to guide decisions and achieve rational outcomes. A policy is a statement of intent, and is implemented as a procedure or protocol.","example":"An insurance policy is a document which shows the agreement that you have made with an insurance company.","order":210,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 09:30:59"},{"id":212,"name":"Portfolio Analysis","parent_id":16,"hashtag":"#startup #finance #crowdfunding #corporate #business","synonyms":"","definition":"A quantitative method for selecting an optimal portfolio that can strike a balance between maximizing the return and minimizing the risk in various uncertain environments. ","example":"Properly practiced and implemented, portfolio analysis is the process of breaking down and studying an investment portfolio in order to determine both its appropriateness for a given investor's needs, preferences, and resources, and its probability of meeting the goals and objectives of a given investment mandate, particularly on a risk-adjusted basis and in light of historical asset class performance, inflation and other factors.","order":211,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:25"},{"id":213,"name":"Positive Cash Flow","parent_id":16,"hashtag":"#marketing #finance #crowdfunding #business","synonyms":"virtual movement of money","definition":"A net amount of cash and cash-equivalents being transferred into and out of a business. Positive cash flow indicates that a company's liquid assets are increasing, enabling it to settle debts, reinvest in its business, return money to shareholders, pay expenses and provide a buffer against future financial challenges.","example":"Let\u2019s assume you purchase a property for $500,000. You take a $400,000 loan on the property at 7% interest. Let\u2019s say you rent the property for $800\/week. And let\u2019s say you have the following weekly expenses: Mortgage (interest only) \u2013 $538.46 (400000 x 0.07 \/ 52) Property management fees \u2013 $56.00 (7% of rental income) Expected vacancy loss \u2013 $40.00 (5% vacancy per year or 2.6 weeks per year) Landlord\u2019s Insurance \u2013 $13.46 ($700\/year) Repairs and Maintenance \u2013 $40.00 (5% of rental income or $2,080\/year) Water and electricity rates \u2013 $0.00 (assuming tenant pays for water and electricity) Council Rates \u2013 $23.08 (assuming $1,200\/year) This would bring your total expenses to $711\/week. This means you would be earning an extra $89\/week in positive cash flow after you had paid your expenses. Making this property a positive cash flow property. At the end of the year, the property would have generated $4,628.00 in extra income for you to use however you like.","order":212,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:40"},{"id":214,"name":"Press Release","parent_id":16,"hashtag":"#socialmedia #startup #Internet #web","synonyms":"media release, news release, press statement","definition":"A brief news story written by a public relations professional and sent to targeted members of the media. ","example":"Generally, a press release body consists of four to five paragraphs with a word limit ranging from 400 to 500. A good example of a relocation press release is by Peapod. The release creates interest toward the story by displaying a tweetable quote by Chicago Mayor Rahm Emanuel, improving the chances of the story spreading on social media. Children\u2019s Mercy press release is another great example of how to attract press attention when you have a big name representing you.","order":213,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:46"},{"id":215,"name":"Principal Risk","parent_id":16,"hashtag":"#investment #finance #entrepreneurship #business","synonyms":"exposure, liability, prospect","definition":"A risk that an investment will decline in value below the amount one invested. ","example":"If one buys a security for $10 per share, there is a principal risk that it will decline to $8 per share and never recover. Principal risk is virtually non-existent for bank accounts, which are guaranteed by the FDIC up to a certain amount. However, it is significant for investments like stocks and, to a lesser extent, bonds.","order":214,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:39:54"},{"id":216,"name":"Probationary Period","parent_id":16,"hashtag":"#humanresources #corporate #entrepreneurship #business","synonyms":"probation, trial period, testing period, pilot period","definition":"A status given to new employees of a company or business.","example":"The probationary period also allows an employer to terminate an employee who is not doing well at their job or is otherwise deemed not suitable for a particular position or any position. ","order":215,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:41:27"},{"id":217,"name":"Process and Enterprise Maturity Model (PEMM)","parent_id":16,"hashtag":"#marketing #startup #finance #entrepreneurship","synonyms":"","definition":"A corporate roadmap and benchmarking tool for organizations embarking on the path to becoming a Process Enterprise.","example":"The Process and Enterprise Maturity Model looks at how a process should be executed, the persons who will be involved in the execution, the company infrastructure elements that will be used, the metrics and benchmarks that should be used to evaluate performance, as well as the executive responsible for oversight. Unlike the Capability Maturity Model Integration (CMMI), the PMMI can apply to business lines other than software and technology.","order":216,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 09:22:09"},{"id":218,"name":"Product Champion","parent_id":16,"hashtag":"#marketing #humanresources #crowdfunding #entrepreneurship","synonyms":"","definition":"Someone who sees value in a product, and creates and develops the product in a systematic fashion. ","example":"The product champion entices decision makers to invest, sell or promote the product. The product champion also keeps the product in consumer\u2019s minds.","order":217,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:41:35"},{"id":219,"name":"Product Liability","parent_id":16,"hashtag":"#law #humanresources #corporate #entrepreneurship","synonyms":"","definition":"A responsibility of a manufacturer or vendor of goods to compensate for injury caused by defective merchandise that it has provided for sale.","example":"In the United States, the majority of product liability laws are determined at the state level and vary widely from state to state. Each type of product liability claim requires proof of different elements in order to present a valid claim.","order":218,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:41:49"},{"id":220,"name":"Product Price Index (PPI)","parent_id":16,"hashtag":"#marketing #finance #entrepreneurship #business","synonyms":"","definition":"A group of indexes that calculates and represents the average movement in selling prices from domestic production over time. ","example":"PPI is considered a leading indicator of consumer price index (CPI) because as the input prices rise they will be (to a certain degree) reflected in the consumer prices. Also called wholesale price index (WPI).","order":219,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:41:59"},{"id":221,"name":"Project Management","parent_id":16,"hashtag":"#investment #startup #corporate #entrepreneurship","synonyms":"business administration","definition":"An application of knowledge, skills, tools, and techniques to project activities to meet the project requirements.","example":"Project management brings a unique focus shaped by the goals, resources and schedule of each project. The value of that focus is proved by the rapid, worldwide growth of project management.","order":220,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:42:04"},{"id":222,"name":"Property Other Than Money and Securities","parent_id":16,"hashtag":"#finance #law #business","synonyms":"Employee Dishonesty","definition":"Any tangible property other than \"money\" and \"securities\" that has intrinsic value. ","example":"This coverage provides indemnity to the insured for the wrongful abstraction of money or securities involving Employee Dishonesty (money securities and property other than m & s).","order":221,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:18"},{"id":223,"name":"Purchase Acquisition","parent_id":16,"hashtag":"#investment #realestate #finance #entrepreneurship","synonyms":"","definition":"An accounting method used in mergers and acquisitions where there is no pooling of interests and the purchasing company treats the target firm as an investment. ","example":"There are many ways an acquirer can pursue the purchase of a target. Philosophically, the purchase method accounted for an acquisition as the sum of the assets and liabilities being acquired. The acquisition method differs in that it views the purchase as the whole firm, not just the sum of its parts.","order":222,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:23"},{"id":224,"name":"Pure Research","parent_id":16,"hashtag":"#marketing #entrepreneurship #Internet #web","synonyms":"Basic research, fundamental research","definition":"A scientific research that aims to improve scientific theories for improved understanding or prediction of natural or other phenomena. ","example":"Pure research generally does not produce marketable results, but may be used for later research into more specific and profitable applications. Also called fundamental research. For example, the famous Tobler\u2019s first law of Geography states that \u201cEverything is related to everything else, but near things are more related than distant things\u201d. This can be in a way considered to be part of pure research and its applied counterpart would be something like the concept of spatial correlation (or the simple fact that climate in Davis, California would be more related to Berkeley, California than it would be related to the climate at Raleigh, North Carolina for the same period of time).","order":223,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:30"},{"id":225,"name":"Rainbow Option","parent_id":17,"hashtag":"#finance","synonyms":"","definition":"An options contract linked to the performances of two or more underlying assets. They can speculate on the best performer in the group or minimum performances of all the underlying assets at one time. Each underlying may be called a color so the sum of all of these factors makes up a rainbow. Other names include correlation options and basket options.","example":"In the horse racing betting world, a rainbow option can be similar to picking the top three finishers, called a trifecta box. All three horses bet must finish in the top three in any order. If they do not, then the bet, and the option, expires worthless. For stocks, it could be an option that pays off based on which of a pair of stocks moves up by the greatest percentage by the expiration date. For baskets of stocks, the payoff can be weighted based on the ranking of the stocks. ","order":224,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:42"},{"id":226,"name":"Rain Insurance","parent_id":17,"hashtag":"#investment #realestate #finance #law","synonyms":"weather insurance","definition":"One of the most popular types of coverage offered by US Weather Insurance. This type of coverage works well in several different scenarios including protection for outdoor special events, film productions and sales promotions. ","example":"Rain insurance protects your event against adverse weather conditions which may reduce revenue or increase expenses. It can also be used to increase sales for retail operations as well as stabilize a budget for certain businesses where their revenue is tied solely to weather.","order":225,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:36"},{"id":227,"name":"Raising Capital","parent_id":17,"hashtag":"#marketing","synonyms":"move up, build, promote, increase","definition":"A method to search for additional capital, to expand possibilities in creating new products, systems, services, and technologies.","example":"Let's look at the loan scenario as an example. Assume a company takes out a $100,000 business loan from a bank that carries a 6% annual interest rate. If the loan is repaid one year later, the total amount repaid is $100,000 x 1.06, or $106,000. Of course, most loans are not repaid so quickly, so the actual amount of compounded interest on such a large loan can add up quickly.","order":226,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 03:23:43"},{"id":228,"name":"Raising Skills","parent_id":17,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"move up, building, promoting, increasing skills","definition":"An ability of an individual to obtain money\/funds in order to get the business off the ground or help in the daily operations of the business such as the purchase of materials and payment of wages etc. ","example":"Extraordinary capital raising skills are required for obtaining funds quickly and efficiently, through the most appropriate sources.","order":227,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 08:58:33"},{"id":229,"name":"Rate of Exchange","parent_id":17,"hashtag":"#finance #business","synonyms":"exchange rate, currency exchange","definition":"A value of one currency for the purpose of conversion to another.","example":"Exchange rates are determined in the foreign exchange market, which is open to a wide range of different types of buyers and sellers, and where currency trading is continuous: 24 hours a day except weekends, i.e. trading from 20:15 GMT on Sunday until 22:00 GMT Friday. ","order":228,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:50"},{"id":230,"name":"Ratio Analysis","parent_id":17,"hashtag":"#marketing #finance #law #business","synonyms":"","definition":"A single most important technique of financial analysis in which quantities are converted into ratios for meaningful comparisons, with past ratios and ratios of other firms in the same or different industries.","example":"Ratio analysis determines trends and exposes strengths or weaknesses of a firm. For example, if the average P\/E (price\/earnings) ratio of all companies in the S&P 500 index is 20, with the majority of companies having a P\/E between 15 and 25, a stock with a P\/E ratio of 7 would be considered undervalued, while one with a P\/E of 50 would be considered overvalued. The former may trend upwards in the future, while the latter will trend downwards until it matches with its intrinsic value.","order":229,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:43:56"},{"id":231,"name":"Recapitalization","parent_id":17,"hashtag":"#marketing #finance #law #business","synonyms":"capitalizations, revitalization","definition":"The reorganization of a company\u2019s capital structure. A company may seek to save on taxes by replacing preferred stock with bonds in order to gain interest deductibility. Recapitalization can be an alternative exit strategy for venture capitalists and leveraged-buyout sponsors.","example":"One example of recapitalization is a leveraged recapitalization in which the company issues bonds to raise money and then buys back its own shares. Usually, current shareholders retain control. The reasons for such a recapitalization include: Desire of current shareholders to partially exit the investment, providing support of falling share price, disciplining the company that has excessive cash, protection from a hostile takeover, rebalancing positions within a holding company, help to improve the stock of the company during a time of poor economic conditions. ","order":230,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 04:18:31"},{"id":232,"name":"Reconfirmation","parent_id":17,"hashtag":"#investment #realestate #law","synonyms":"recapitalisation, rehabilitation","definition":"A proccess of recognizing the correctness of a previously made statement, contract or reservation.","example":"Charles Saatchi's action is actually a reconfirmation that the market is strong.","order":231,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 08:55:23"},{"id":233,"name":"Recruiter","parent_id":17,"hashtag":"#humanresources","synonyms":"HR, employment service, executive search agency","definition":"A person whose job is to enlist or enrol people as employees, in the armed forces, or as members of an organization.","example":"Recruiters work from resumes or by actively soliciting individuals qualified for positions. A recruiter's job includes reviewing candidate's job experiences, negotiating salaries, and placing candidates in agreeable employment positions. Recruiters typically receive a fee from the hiring employers.","order":232,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 04:29:24"},{"id":234,"name":"Reduction Option Loan (ROL)","parent_id":17,"hashtag":"#marketing #entrepreneurship #business","synonyms":"fixed-rate and adjustable-rate mortgage","definition":"A mortgage loan that combines aspects of fixed-rate and adjustable-rate mortgages.","example":"A reduction-option loan is a fixed-rate mortgage, but the rate may drop if prevailing interest rates drop more than a certain amount in a year. Usually, this reduction must be 2% or more. If that happens, the new, lower interest rate becomes the interest rate for the remainder of the mortgage.","order":233,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:00"},{"id":235,"name":"Registration Obligation","parent_id":17,"hashtag":"#investment #corporate #business","synonyms":"","definition":"An obligatory registration in a public institution in order to obtain certain rights, in particular, related to the use of a trademark or intellectual property, as well as obtaining permission to sell or distribute any product.","example":"For example, the Australian Space Licensing and Safety Office was established to administer the Act, including the registration obligations.","order":234,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 04:43:04"},{"id":236,"name":"Registered Offering","parent_id":17,"hashtag":"#socialmedia #finance #law #business","synonyms":"Public Offering","definition":"A public sale of shares of a joint stock company, including in the form of sale of depositary receipts for shares, to an unlimited number of persons.","example":"For example, let\u2019s say the founders of Company XYZ want to sell half of their shares. They need buyers and would like to offer their shares to members of the general public. In order to do that, Company XYZ hires an underwriter, which determines the value of the shares and creates an offering memorandum that discloses important information about the company to potential buyers. The underwriters then conduct the offering, which facilitates the sale of the shares to the public via the stock exchange.","order":235,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 08:50:55"},{"id":237,"name":"Registration Rights","parent_id":17,"hashtag":"#investment #law #business","synonyms":"","definition":"A right which entitles an investor who owns restricted stock the ability to require a company to list the shares publicly so that the investor can sell them. Registration rights, if exercised, can force a privately-held company to become a publicly-traded company. These rights are usually assigned when a private company issues shares in order to raise money. ","example":"Registration rights typically contain clauses that establish the terms of registration. Among these details is the \"lock-up\" period during which investors are prohibited from selling their shares in a company after it has gone public. Typically, this is limited to 180 days. Expiration of the lock-up period often results in the selloff of a company's stock and a fall in its price. For example, the shares of social media company Snap Inc., fell by as much as five percent after expiration of its lock-up period. Other clauses included are the termination of registration rights for investors and establishing responsibility for registration payment to the company's management.","order":236,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 04:47:36"},{"id":238,"name":"Relation of Earnings to Insurance","parent_id":17,"hashtag":"#humanresources","synonyms":"","definition":"An insurance clause that states that if the insured's disability income exceeds their actual income level, upon disability their benefits will be reduced to the appropriate amount and any premiums that were paid toward excess coverage will be refunded to them (the insured).","example":"Also known as the average earnings clause, this prevents overinsurance and allows the company to reduce disability benefits based on a person's current average monthly income.","order":237,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:09"},{"id":239,"name":"Reliability of Delivery","parent_id":17,"hashtag":"#marketing #finance #corporate #entrepreneurship","synonyms":"delivery reliability","definition":"One of the attributes in supply-chain management according to SCOR-model, developed by the management consulting firm PRTM, now part of PricewaterhouseCoopers LLP (PwC) and endorsed by the Supply-Chain Council (SCC) as the cross-industry de facto standard diagnostic tool for supply chain management, SCOR measures the supplier\u2019s ability to predictably complete processes as promised. It is measured by perfect order fulfillment and demonstrates the degree to which a supplier is able to serve its customers within the promised delivery time.","example":"The ratio is calculated by dividing the total number of deliveries received on time and without errors divided by the total number of deliveries. Errors may include a missed delivery date as well as mistakes in quantity or price. ","order":238,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:15"},{"id":240,"name":"Rent-to-Own","parent_id":17,"hashtag":"#investment #realestate #law","synonyms":"rental-purchase","definition":"A type of legally documented transaction under which tangible property, such as furniture, consumer electronics, real property, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement. The usage of rent-to-own transactions began in the United Kingdom and Europe, and first appeared in the United States during the 1950s and 1960.","example":"As an example, if you pay $1,200 in rent each month for three years, and 25% of that is credited toward the purchase, you\u2019ll earn a $10,800 rent credit ($1,200 x 0.25 = $300; $300 x 36 months = $10,800). Typically, the rent is slightly higher than the going rate for the area to make up for the rent credit you receive. ","order":239,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:20"},{"id":241,"name":"Rental Value Insurance","parent_id":17,"hashtag":"#realestate #finance #law","synonyms":"","definition":"A time element property insurance that pays for loss of rental income when a building that is rented out to others has been damaged by a covered cause of loss. ","example":"Coverage is provided for the fair rental value of the portion of the premises occupied by the insured. Rental value insurance can be provided by a business income coverage form or a specialized rents or rental value coverage form.","order":240,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:30"},{"id":242,"name":"Reserve Capital","parent_id":17,"hashtag":"#investment #finance #law #business","synonyms":"","definition":"A part of subscribed uncalled capital, which will not be called up until and unless the company goes into liquidation. ","example":"The provisions regarding the reserve capital are described under Section 99 of the Indian Companies Act, 1956. Special Resolution (SR) must be passed by the company at Annual General Meeting (AGM), for determining that the specified portion of the company\u2019s share capital will not be called up except when the company is about to wind up. It is not compulsory for the companies to create reserve capital.","order":241,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:36"},{"id":243,"name":"Research and Development (R&D)","parent_id":17,"hashtag":"#marketing #startup #business","synonyms":"R+D, or R'n'D, research and technological development (RTD)","definition":"A work directed towards the innovation, introduction, and improvement of products and processes.","example":"R&D activities differ from institution to institution, with two primary models of an R&D department either staffed by engineers and tasked with directly developing new products, or staffed with industrial scientists and tasked with applied research in scientific or technological fields, which may facilitate future product development. ","order":242,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 08:37:41"},{"id":244,"name":"Restructured Loan","parent_id":17,"hashtag":"#finance #law #business","synonyms":"rescheduled loan","definition":"A new loan which is created to replace the outstanding balance on a pre-existing loan with a lower installment amount.","example":"Restructured loan is then reported on your CIBIL report as being written off. This is considered a detrimental status for the approval of any loan or credit card application. For example, an individual who is unable to keep making payments on a $250,000 subprime mortgage might agree with the lending institution to reduce the mortgage to 75%, or $187,500 (75% x $250,000 = $187,500). In return, the lender might receive 40% of the proceeds of the house sale when it's sold by the mortgagor.","order":243,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:41"},{"id":245,"name":"Resulting Trust","parent_id":17,"hashtag":"#law","synonyms":"constructive trust","definition":"An equitable reversion that arises by operation of law whenever a person has created an express intentional trust, but the express trust fails or does not completely dispose of the trust property. When the trust fails or does not completely dispose of the trust property, the undisposed property goes back to the settlor in a resulting trust.","example":"For example, the settlor transfers $200,000 in trust to pay the beneficiary during her lifetime $2,000 a month from principal, trust property, as opposed to income generated by investment of the principal. No other disposition is specified. The beneficiary dies after having received $20,000. The trustee holds the unexpended funds in a resulting trust for the settlor.","order":244,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:50"},{"id":246,"name":"Retail Audit","parent_id":17,"hashtag":"#humanresources #business","synonyms":"","definition":"Studies of selected retail outlets performed by brand representatives or retail store employees for the purpose of collecting data about the health of the brand\u2019s products. ","example":"Retail-audit service providers gather information on a brand's sales volume, sales trends, stock levels, effectiveness of in-store display and promotion efforts, and other associated aspects.","order":245,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:45:58"},{"id":247,"name":"Retail Price Index (RPI)","parent_id":17,"hashtag":"#finance #law #business","synonyms":"","definition":"A measure of inflation published monthly by the Office for National Statistics. ","example":"RPI is commonly computed on monthly basis, but an annual rate is also published which serves as a yardstick for adjusting inflation-indexed salaries and wages, tax allowances, and pensions. Several different types of RPI are used for different requirements. ","order":246,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:46:07"},{"id":248,"name":"Return on Capital (ROC)","parent_id":17,"hashtag":"#marketing #finance #business","synonyms":"return on invested capital","definition":"A ratio used in finance, valuation and accounting, as a measure of the profitability and value-creating potential of companies after taking into account the amount of initial capital invested.","example":"The general equation for return on capital is: (Net income - Dividends) \/ (Debt + Equity). Return on capital is also known as \"return on invested capital (ROIC)\" or \"return on total capital.\" For example, Manufacturing Company MM has $100,000 in net income, $500,000 in total debt and $100,000 in shareholder equity. Its operations are simple -- MM makes and sells widgets. We can calculate MM's return on capital using the above equation: (Net income - Dividends) \/ (Debt + Equity) = (100,000 - 0) \/ (500,000 + 100,000) = 16.7%.","order":247,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:47:26"},{"id":249,"name":"Return on Assets (ROA)","parent_id":17,"hashtag":"#marketing #investment #corporate","synonyms":"return on total investment (ROTI)","definition":"An indicator of how profitable a company is relative to its total assets. ROA gives a manager, investor, or analyst an idea as to how efficient a company's management is at using its assets to generate earnings.","example":"Formula: Operating income x 100 \u00f7 Operating assets. For example, pretend Spartan Sam and Fancy Fran both start hot dog stands. Sam spends $1,500 on a bare-bones metal cart, while Fran spends $15,000 on a zombie apocalypse-themed unit, complete with costume. Let's assume that those were the only assets each deployed. If over some given time period Sam had earned $150 and Fran had earned $1,200, Fran would have the more valuable business but Sam would have the more efficient one. Using the above formula, we see Sam\u2019s simplified ROA is $150\/$1,500 = 10%, while Fran\u2019s simplified ROA is $1,200\/$15,000 = 8%.","order":248,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:46:16"},{"id":250,"name":"Revenue","parent_id":17,"hashtag":"#finance #business","synonyms":"sales, or (in the UK) turnover, takings, receipts, proceeds, earnings","definition":"An amount of money that a company actually receives during a specific period, including discounts and deductions for returned merchandise. Revenue is shown usually as the top item in an income (profit and loss) statement from which all charges, costs, and expenses are subtracted to arrive at net income.","example":"In the case of government, revenue is the money received from taxation, fees, fines, inter-governmental grants or transfers, securities sales, mineral or resource rights, as well as any sales made. For non-profits, revenues are its gross receipts. Its components include donations from individuals, foundations, and companies; grants from government entities; investments; fundraising activities; and membership fees. In terms of real estate investments, revenue refers to the income generated by a property, such as rent, parking fees, on-site laundry costs, etc. When the operating expenses incurred in running the property is subtracted from property income, the resulting value is net operating income.","order":249,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 05:41:58"},{"id":251,"name":"Revenue Cycle","parent_id":17,"hashtag":"#marketing #business","synonyms":"revenue cycle management","definition":"All administrative and clinical functions that contribute to the capture, management, and collection of patient service revenue. ","example":"A healthy revenue cycle should follow billing and collection best practices to ensure bills are submitted in accordance with payor requirements and all services provided are billed. The last thing that a healthcare organization needs is to provide services and not be paid.","order":250,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:47:31"},{"id":252,"name":"Revenue Model","parent_id":17,"hashtag":"#marketing #finance #business ","synonyms":"business model","definition":"A framework for generating revenues. It identifies which revenue source to pursue, what value to offer, how to price the value, and who pays for the value. ","example":"Without a well defined revenue model, that is, a clear plan of how to generate revenues, new businesses will more likely struggle due to costs which they will not be able to sustain. Examples of revenue models include subscription, pay-per-use, ad-based, franchise, or razor and blade. ","order":251,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:47:37"},{"id":253,"name":"Revenue per Employee","parent_id":17,"hashtag":"#marketing #finance #humanresources #business","synonyms":"","definition":"An important financial ratio calculated by dividing revenues generated for a specific period by the number of employees in a company. ","example":"Revenue per employee helps as a measure of average financial productivity for each employee of the company. Banking, for example, requires many employees to staff physical locations and answer customer questions, so it has a high ratio of revenue per employee. A banker would want to compare its company's revenue per employee ratio with that of similar types of banking institutions. Companies in labor-intensive industries like agriculture and hospitality typically have lower revenue-per-employee ratios than companies that require less labor.","order":252,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:47:46"},{"id":254,"name":"Revenue Sharing","parent_id":17,"hashtag":"#finance #law #corporate","synonyms":"","definition":"A distribution of the total amount of income generated by the sale of goods or services between the stakeholders or contributors.","example":"Revenue shares are often used in industries such as game development, wherein a studio lacks sufficient capital or investment to pay up front, or in instances when a studio or company wishes to share the risks and rewards with its team members. ","order":253,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:47:51"},{"id":255,"name":"Reverse Annuity Mortgage (RAM)","parent_id":17,"hashtag":"#realestate #finance #law","synonyms":"","definition":"A special type of loan that provides regular monthly payments to homeowners. ","example":"Preferred typically by older or retired individuals or couples (who have paid out the original mortgage and continue to live in the property) upon whose death the property is sold to pay off the loan. RAM is one of the means of converting a 'frozen' asset (home) into a 'liquid' asset (cash).","order":254,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:03"},{"id":256,"name":"Reverse Marketing","parent_id":17,"hashtag":"#marketing #entrepreneurship #business","synonyms":"competitive procurement","definition":"A concept of marketing in which the customer seeks the firm rather than marketers seeking the customer. Basically, reverse marketing campaigns can apply to two different targets: consumer based campaigns, and supplier based campaigns.","example":"A good example of successful reverse marketing is the Dove Campaign for Real Beauty. Its competitors were focusing on the flaws of their consumers and how their products could help cover up or improve their flaws. Dove, on the other hand, focused on the natural beauty of its consumers and celebrated the common women\u2019s beauty \u2013 rather than promoting its product. Using real women in their campaign, Dove was able to garner sales of above $1 Billion because of this one campaign.","order":255,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:08"},{"id":257,"name":"Reversion Value","parent_id":17,"hashtag":"#investment #finance #crowdfunding","synonyms":"","definition":"A benefit that an investor expects to receive as a lump sum at the end of an investment.","example":"At the end of the lease the freeholder (to whom the rent is paid) will probably be fully entitled to the property, so the shorter the lease the greater the reversion value.","order":256,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:14"},{"id":258,"name":"Revocable Living Trust","parent_id":17,"hashtag":"#investment #realestate #law","synonyms":"a living trust","definition":"A legal entity created to hold ownership of an individual's assets. ","example":"The trust is categorized as 'living' when it is created during the lifetime of the grantor. It is classified as 'revocable' when the grantor reserves the right to modify or even rescind the trust during their lifetime.","order":257,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:26"},{"id":259,"name":"Risk","parent_id":17,"hashtag":"#finance","synonyms":"possibility, chance, probability, likelihood","definition":"Risk can also be defined as the intentional interaction with uncertainty. Uncertainty is a potential, unpredictable, and uncontrollable outcome; risk is a consequence of action taken in spite of uncertainty.","example":"Some examples of business risk include compettitive risk, economic risk, operational risk, legal risk, compliance risk, strategy risk, reputational risk, program risk, project risk, innovation risk, country risk, quality risk, credit risk, exchange rate risk, interest rate risk, taxation risk, process risk, resourse risk, political risk, and seasonal risk. ","order":258,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 06:17:34"},{"id":260,"name":"Risk Analysis","parent_id":17,"hashtag":"#finance #business","synonyms":"risk examination, investigation, inspection","definition":"The process of identifying and analyzing potential issues that could negatively impact key business initiatives or critical projects in order to help organizations avoid or mitigate those risks.","example":"A risk analyst starts by identifying what could go wrong. The negative events that could occur are then weighed against a probability metric to measure the likelihood of the event occurring. Finally, risk analysis attempts to estimate the extent of the impact that will be made if the event happens.","order":259,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:31"},{"id":261,"name":"Risk Avoidance","parent_id":17,"hashtag":"#finance #business","synonyms":"avoidance of risk","definition":"An elimination of hazards, activities and exposures that can negatively affect an organization's assets. Risk avoidance and mitigation can be achieved through policy and procedure, training and education and technology implementations. ","example":"For example, a company shuts down a construction site in bad weather to avoid the risk that someone will get hurt. ","order":260,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:38"},{"id":262,"name":"Risk-Based Capital","parent_id":17,"hashtag":"#investment #startup #finance","synonyms":"","definition":"A method of measuring the minimum amount of capital appropriate for a reporting entity to support its overall business operations in consideration of its size and risk profile.","example":"Risk-based capital requirements are now subject to a permanent floor, as per a rule adopted in June 2011 by the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation (FDIC). In addition to requiring a permanent floor, the rule also provides some flexibility in risk calculation for certain low-risk assets. The Collins Amendment of the Dodd-Frank Wall Street Reform and Consumer Protection Act imposes minimum risk-based capital requirements for insured depository institutions, depository institutions, holding firms and non-bank financial companies that are supervised by the Federal Reserve. Under the Dodd-Frank rules, each bank is required to have a total risk-based capital ratio of 8% and a tier 1, risk-based capital ratio of 4%.","order":261,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:49:00"},{"id":263,"name":"Risk Condition","parent_id":17,"hashtag":"#marketing #finance #business","synonyms":"risk state, shape, order","definition":"A description of effects that might occur under assumptions of the plan and its impact on resources that support the plan.","example":"For example, minimal risk condition means a low-risk operating mode in which an ADS-operated vehicle when the ADS is engaged achieves a reasonably safe state upon experiencing a failure of the vehicle's ADS that renders the vehicle unable to perform the entire dynamic driving task.","order":262,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:43"},{"id":264,"name":"Risk Curve","parent_id":17,"hashtag":"#marketing #finance #business","synonyms":"risk bend, turn, loop","definition":"A two-dimensional display creating a visualization of the relationship between risk and return of one or more assets. ","example":"The curve indicates the type of risk involved, either allowable risk, critical risk or catastrophic risk.The risk curve can contain multiple data points representing different assets and is used to display data in mean-variance analysis which is central to understanding the relative risk and return of different asset classes and categories in portfolios and the Capital Asset Pricing Model.","order":263,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:48:50"},{"id":265,"name":"Roaming","parent_id":17,"hashtag":"#Internet #web #business","synonyms":"","definition":"A wireless telecommunication term typically used with mobile devices (like mobile phones). It refers to the mobile phone being used outside the range of its home network and connects to another available cell network.","example":"In more technical terms, roaming refers to the ability for a cellular customer to automatically make and receive voice calls, send and receive data, or access other services.","order":264,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 07:54:55"},{"id":266,"name":"Running Account","parent_id":17,"hashtag":"#finance #business","synonyms":"current account","definition":"An open, unsettled, revolving credit facility offered by a seller to a buyer.","example":"Using a running account, a buyer can continually buy or obtain goods or services up to the limit agreed with the seller. Amounts paid by the buyer can be used for making further purchases.","order":265,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:49:05"},{"id":267,"name":"Silicon Daddy","parent_id":18,"hashtag":"#investment #humanresources #crowdfunding","synonyms":"","definition":"One of those tech geeks who can give you cherish and cash.","example":" Jess: Oh! I am going to be late on paying my ridiculous San Francisco rent this month. Mike: You should really find yourself a silicon daddy.","order":266,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 10:55:58"},{"id":268,"name":"Safe Depository Coverage","parent_id":18,"hashtag":"#investment #finance #crowdfunding #corporate","synonyms":"","definition":"A commercial crime coverage plan 8 of the Insurance Services Office, Inc. (ISO), portfolio. Provides coverage for any loss to property located in any safe or box leased to a customer of the insured, other than a financial institution, within the safe deposit vaults located within any of the insured's offices. ","example":" There are two optional coverage forms. Coverage form M (CR 00 14) applies only to the extent the insured is legally liable. Coverage form N (CR 00 15) covers loss of customers' property regardless of liability. Financial institutions can obtain this coverage through the combined safe depository policy promulgated by the Surety Association of America (SAA) (Form CSD-1).","order":267,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:49:28"},{"id":269,"name":"Safety Margin","parent_id":18,"hashtag":"#finance #business","synonyms":"Margin of safety","definition":"An amount of sales a company can lose before it actually starts to lose money or stops making a profit. In accounting, the margin of safety, or safety margin, refers to the difference between actual sales and break-even sales. Managers can utilize the margin of safety to know how much sales can decrease before the company or a project becomes unprofitable. ","example":"For example, if actual sales for the month of December 2015 are $2,500,000 and the break-even sales are $1,500,000, the difference of $1,000,000 is margin of safety.","order":268,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:50:55"},{"id":270,"name":"Safety Shares","parent_id":18,"hashtag":"#investment #finance #law #business","synonyms":"","definition":"Inventories held by a company as a buffer\/reserve against any increase is demand during the work-order lead time and\/or delay in receipt\/production of inventories.","example":"A safety stock is a rainy-day stock held by a company to guard against stock-out costs. Stock out costs are costs that result from non-availability of raw materials and\/or finished goods.","order":269,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:02"},{"id":271,"name":"Salary Structure","parent_id":18,"hashtag":"#humanresources #business","synonyms":"pay scale, salary structure","definition":"A structure or details of the salary being offered in terms of the breakup of the various components that constitute the compensation. Salary Structure is the set of parameters that define the salary. ","example":"Salary structure is a very important information which determines the in hand pay, gross salary, net salary, allowances etc. All these variables are paid to the employee as a part of his\/her compensation and benefits. ","order":270,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:07"},{"id":272,"name":"Sales Analysis","parent_id":18,"hashtag":"#marketing #finance #business","synonyms":"sales examination and determination, inquiryinvestigation","definition":"An analysis that examines sales reports to see what goods and services have and have not sold well. The analysis is used to determine how to stock inventory, how to measure the effectiveness of a sales force, how to set manufacturing capacity and to see how the company is performing against its goals.","example":"Usually a sales analysis will compare one time period to a comparable period in the past. ","order":271,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:15"},{"id":273,"name":"Sales and Purchase Agreement (SPA\/PSA)","parent_id":18,"hashtag":"#marketing #finance #law #business","synonyms":"","definition":"A legal contract that obligates a buyer to buy and a seller to sell a product or service. ","example":"SPAs are found in all types of businesses but are most often associated with real estate deals as a way of finalizing the interests of both parties before closing the deal.","order":272,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:23"},{"id":274,"name":"Sales and Use Tax","parent_id":18,"hashtag":"#marketing #finance #law #business","synonyms":"","definition":"Sales tax is a consumable tax placed on retail sales, leases or rentals of most goods, and any taxable services in the state required. Use tax is used in relation to the sales tax and is applied when merchandise is purchased from outside of state lines for use or consumption.","example":"A sales tax is a tax paid to a governing body for the sales of certain goods and services. Usually laws allow the seller to collect funds for the tax from the consumer at the point of purchase. A use tax is a type of tax levied in the United States by numerous state governments. It is essentially the same as a sales tax but is applied not where a product or service was sold but where a merchant bought a product or service and then converted it for its own use, without having paid tax when it was initially purchased. For example, California residents are required to pay sales tax on purchases of merchandise such as furniture, gifts, toys, clothing, vehicles, mobile homes, and aircraft. If a Californian purchases clothing from a California retailer, the retailer will collect sales tax from the buyer at the point of sale and remit it to the tax authorities. No additional tax will be due. ","order":273,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:33"},{"id":275,"name":"Sales Mix","parent_id":18,"hashtag":"#marketing #finance #law","synonyms":"profit margin","definition":"A calculation that determines the proportion of each product the business sells relativly to total sales. ","example":"The sales mix is significant because some products or services may be more profitable than others, and if a company's sales mix changes, its profits also change. Managing sales mix is a tool to maximize company profit.","order":274,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:39"},{"id":276,"name":"Savings and Loan (S&L) Association","parent_id":18,"hashtag":"#investment #realestate #finance #law","synonyms":"savings and loan bank","definition":"An institution which accepts savings at interest and lends money to savers for house or other purchases.","example":"The terms \"S&L\" or \"thrift\" are mainly used in the United States; similar institutions in the United Kingdom, Ireland and some Commonwealth countries include building societies and trustee savings banks. An good example of savings and loan association is Mountaintop Savings Bank which offers regular checking accounts and a variety of savings products like CDs and retirement accounts in addition to the residential mortgages that all S&Ls have to offer members.","order":275,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:50"},{"id":277,"name":"Say on Pay","parent_id":18,"hashtag":"#investment #law #humanresources #corporate #entrepreneurship","synonyms":"","definition":"A term used for a role in corporate law whereby a firm's shareholders have the right to vote on the remuneration of executives.","example":"Proponents argue that \u201csay on pay\u201d reforms strengthen the relationship between the board of directors and shareholders, ensuring that board members fulfill their fiduciary duty. ","order":276,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:51:58"},{"id":278,"name":"Scientific Research","parent_id":18,"hashtag":"#marketing #Internet #web #business","synonyms":"","definition":"A systematic investigation of scientific theories and hypotheses.","example":"The key thing about the scientific research is that it carries no prejudice, meaning you do not even have to believe whatever it is the researcher wrote or said. Using the scientific method, you can repeat the experiment to find out for yourself whether or not the other researcher's assertions are true. This is a key factor that separates science from dogma.","order":277,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:04"},{"id":279,"name":"Search Engine Marketing (SEM)","parent_id":18,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"","definition":"A term that encompasses the steps taken to increase relevant traffic to your website, through higher rankings on search engines.","example":"Traditional SEM is made up of two processes: \u201corganic\u201d search engine optimization (SEO) and pay-per-click advertising (PPC) (or cost-per-click (CPC)). ","order":278,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:16"},{"id":280,"name":"Search Engine Optimization (SEO)","parent_id":18,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"","definition":"A process of maximizing the number of visitors to a particular website by ensuring that the site appears high on the list of results returned by a search engine.","example":"Going through the search engine optimization process typically leads to more traffic for the site because the site will appear higher in search results for information that pertains to the site's offerings.","order":279,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:24"},{"id":281,"name":"Seasonality","parent_id":18,"hashtag":"#finance #business","synonyms":"fitful, infrequent, occasional, periodic, recurrent","definition":"A presence of variations that occur at specific regular intervals less than a year, such as weekly, monthly, or quarterly. ","example":"Seasonality may be caused by various factors, such as weather, vacation, and holidays and consists of periodic, repetitive, and generally regular and predictable patterns in the levels of a time series.","order":280,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 06:19:42"},{"id":282,"name":"Second Mortgage","parent_id":18,"hashtag":"#investment #realestate #startup #finance","synonyms":"lien holders positioning","definition":"A mortgage taken out on a property that is already mortgaged.","example":"Second mortgages are junior (subordinate) to the first mortgage and, in case of a foreclosure sale, are paid out only after the full satisfaction of the first mortgage. Both mortgages run concurrently and, typically, the second mortgage has shorter maturity period than the first one.","order":281,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:29"},{"id":283,"name":"Secret Trust","parent_id":18,"hashtag":"#investment #realestate #finance #law","synonyms":"safekeeping","definition":"A trust which arises when property is left to a person (the legatee) under a will on the understanding that they will hold the property as trustee for the benefit of beneficiaries who are not named in the will.","example":"Secret trusts are something of a historical anachronism. They arose because in most common law jurisdictions, wills are public documents after they have been admitted to probate, and where the testator wishes to leave a legacy to (for example) a mistress or an illegitimate child without causing pain or embarrassment to his family, he could devise the property to a trusted person to avoid the name of the mistress or illegitimate child appearing in the will. ","order":282,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:36"},{"id":284,"name":"Secure Electronic Transaction (SET)","parent_id":18,"hashtag":"#finance #Internet #web","synonyms":"","definition":"A system which ensures security and integrity of electronic transactions done using credit cards in a scenario. SET is not some system that enables payment but it is a security protocol applied on those payments. ","example":"SET protocol was supported in development by major organizations like Visa, Mastercard, Microsoft which provided its Secure Transaction Technology (STT) and NetScape which provided technology of Secure Socket Layer (SSL).","order":283,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:52:47"},{"id":285,"name":"Signed, Sealed and Delivered","parent_id":18,"hashtag":"#marketing #Internet #web #business","synonyms":"","definition":"A deed of property and its legal framework.","example":"Signed, sealed, and delivered is a fully and duly executed document (may not necessarily include a seal or company seal) and delivered to the other signing party or parties.","order":284,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:53:58"},{"id":286,"name":"Smart Money","parent_id":18,"hashtag":"#marketing #investment #finance","synonyms":"","definition":"Money that is bet (= risked) or invested (= put into something in order to make a profit) by people who know a lot about a subject. ","example":"A lot of smart money is going into the uranium market right now.","order":285,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:03"},{"id":287,"name":"Social Capital","parent_id":18,"hashtag":"#socialmedia #finance #humanresources #corporate #entrepreneurship","synonyms":"social value","definition":"Networks of relationships among people who live and work in a particular society, enabling that society to function effectively.","example":" The variety of definitions identified in the literature stem from the highly context specific nature of social capital and the complexity of its conceptualization and operationalization. The Internet has revolutionized the concept of social capital, effectively creating an infinite number of social connections suitable to any occasion. For example, users of web services from Airbnb and Uber to eBay use social capital in order to make a selection based on the reviews of past users. The same people contribute social capital by leaving their own reviews later. The companies that own those sites use reviews as an essential component of their quality control programs.","order":286,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:10"},{"id":288,"name":"Special Endorsement","parent_id":18,"hashtag":"#finance #law","synonyms":"support, backing, approval, seal of approval","definition":"An endorsement of a check authorizing payment to an entity other than the entity to which the check was originally written. A special endorsement consists of a signature and a statement identifying the entity to which the check should be paid.","example":" For example, if John Doe, the payee, wants to make the check payable to his wife, Susan Doe, he would write \u201cPay to the order of Susan Doe,\u201d on the back of the check and then endorse it. A check casher shouldn\u2019t normally cash such an item unless the payee is present and identified. For example, how do you know that the special endorsement is legitimate? What if the Does are in the process of obtaining a divorce? The endorsement of John could potentially be a forgery. You could take a loss and then be forced into seeking restitution from Susan.","order":287,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:16"},{"id":289,"name":"Spin-Off","parent_id":18,"hashtag":"#humanresources #corporate #business","synonyms":"by-product, derivate, derivation, derivative","definition":"A by-product or incidental result of a larger project.","example":"The research has had spin-offs in the development of medical equipment.","order":288,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:21"},{"id":290,"name":"Sprinkling Trust","parent_id":18,"hashtag":"#investment #realestate #finance #law","synonyms":"spray","definition":"Discretion given to a trustee to distribute income from a trust fund disproportionately between beneficiaries.","example":"Generally, without contrary instruction, a trustee must keep an even hand between beneficiaries of a trust, such as an executor and child beneficiaries. For example, the trustee could distribute a specified sum to each child upon reaching a certain age. Or, if there are separate shares for each child, the grantor could specify that the child would receive one third at age 21, one third at age 25, and the final distribution at age 30. Or, the trust could be crafted to allow the trustee to distribute principal and income in other than equal shares. This could allow the trustee to determine the children\u2019s needs some years after the grantor\u2019s death.","order":289,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:29"},{"id":291,"name":"Stability and Growth Pact (SGP)","parent_id":18,"hashtag":"#law #business","synonyms":"","definition":"A set of rules designed to ensure that countries in the European Union pursue sound public finances and coordinate their fiscal policies.","example":"Under the pact, member countries must have an annual deficit of less than 3% of the Gross Domestic Product and a national debt lower than 60% of the GDP. A fine of 0.5% of GDP is imposed on countries which breaks the criteria for three consecutive years.","order":290,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:40"},{"id":292,"name":"Stale Bill of Lading (B\/L)","parent_id":18,"hashtag":"#investment #realestate #finance","synonyms":"","definition":"A bill of lading that is produced to a bank for payment on documents but which has been produced after the expiry date of the credit. ","example":"B\/L presented to its consignee, or at a bank, after the last date specified in the relevant letter of credit and which, therefore, is not acceptable as a valid document. According to the uniform commercial code (UCC), a B\/L may be rejected if presented more than 21 days after the date of arrival of the shipment.","order":291,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:54:52"},{"id":293,"name":"Standard Purchase Specifications","parent_id":18,"hashtag":"#marketing #business","synonyms":"","definition":"Concise description of quality, size, weight , or count factor desired for a particular item, Specification buying will give uniformity and consistency to purchasing and receiving, that will aid to maintain a desire food cost and create a standard product.","example":"Specifications can include brand names, grades of meat, product size, type of packaging, container size, fat content, count per kilogram, special trimming, and so on. The specifications should be specific, realistic, and easy to verify.","order":292,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:55:58"},{"id":294,"name":"Storming Stage","parent_id":18,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"A period marked by conflict and competition as individual personalities emerge.","example":"To get through the storming stage, members must work to overcome obstacles, to accept individual differences, and to work through conflicting ideas on team tasks and goals. Teams can get bogged down in this stage. Failure to address conflicts may result in long-term problems.","order":293,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:04"},{"id":295,"name":"Strategic Alliances","parent_id":18,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"strategic partnership, joint venture","definition":"An arrangement between two companies to undertake a mutually beneficial project while each retains its independence. A company may enter into a strategic alliance to expand into a new market, improve its product line, or develop an edge over a competitor. The arrangement allows two businesses to work toward a common goal that will benefit both.","example":"The deal between Starbucks and Barnes&Noble is a classic example of a strategic alliance. Starbucks brews the coffee. Barnes&Noble stocks the books. Both companies do what they do best while sharing the costs of space to the benefit of both companies.","order":294,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:10"},{"id":296,"name":"Subprime Unicorn","parent_id":18,"hashtag":"#investment #finance #corporate #entrepreneurship","synonyms":"","definition":"Startup company that has been successful in commanding a valuation above $1 billion, but at its lofty valuation, there may be increased risk that the valuation does not hold up.","example":"The subprime \u2018unicorns\u2019 that do not look a billion dollars, - It is easier to present an aura of invincibility as a private company, writes Michael Moritz.","order":295,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:53:02"},{"id":297,"name":"Synergy","parent_id":18,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"collaboration, cooperation, coordination","definition":"A situation in which the cooperation of two or more individuals, groups or organizations produces a combined effect which is greater than could have been produced by the sum of the separate entities.","example":"For example, when Proctor & Gamble Company acquired Gillette in 2005, a P&G news release cited that \"the increases to the company's growth objectives are driven by the identified synergy opportunities from the P&G\/Gillette combination. The company continues to expect cost synergies of approximately $1 to $1.2 billion\u2026and an increase in the annual sales run-rate of about $750 million by 2008.\"","order":296,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-01 11:46:45"},{"id":298,"name":"Takeover","parent_id":19,"hashtag":"#business","synonyms":"gaining of control, change of ownership, purchase","definition":"Occurs when one company makes a bid to assume control of or acquire another, often by purchasing a majority stake in the target firm. In the takeover process, the company making the bid is the acquirer while the company it wishes to take control of is called the target.","example":"ConAgra initially attempted a friendly sale to acquire Ralcorp in 2011. When initial advances were rebuffed, ConAgra intended to work a hostile takeover. Ralcorp responded by using the poison pill strategy. ConAgra responded by offering $94 per share, which was significantly higher than the $65 per share price Ralcorp was trading at when the takeover attempt began. Ralcorp denied the attempt, though both companies returned to the bargaining table the following year. The deal was ultimately made as part of a friendly takeover with a per-share price of $90. By this time, Ralcorp had completed the spinoff of its Post cereal division, resulting in the price offered by ConAgra being significantly higher than the offer the previous year.","order":297,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 05:56:50"},{"id":299,"name":"Tangible Common Equity (TCE)","parent_id":19,"hashtag":"#marketing #finance #law #entrepreneurship","synonyms":"","definition":"A measure of a company's physical capital, which is used to evaluate a financial institution's ability to deal with potential losses. ","example":"Measuring a company's TCE is particularly useful for evaluating companies that have large amounts of preferred stock, such as U.S. banks that received federal bailout money in the 2008 financial crisis. In exchange for bailout funds, those banks issued large numbers of shares of preferred stock to the federal government. A bank can boost TCE by converting preferred shares to common shares.","order":298,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:18"},{"id":300,"name":"Target Costing","parent_id":19,"hashtag":"#marketing #business","synonyms":"target price","definition":"An approach to determine a product\u2019s life-cycle cost which should be sufficient to develop specified functionality and quality, while ensuring its desired profit.","example":"The process of target costing can be divided into three sections: the first section involves in market-driven target costing, which focuses on studying market conditions to identify a product\u2019s allowable cost in order to meet the company\u2019s long-term profit at expected selling price; the second section involves performing cost reduction strategies with the product designer\u2019s effort and creativity to identify the product-level target cost; the third section is component-level target cost which decomposes the production cost to functional and component levels to transmit cost responsibility to suppliers.","order":299,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:24"},{"id":301,"name":"Target Market","parent_id":19,"hashtag":"#marketing #finance #law #entrepreneurship","synonyms":"relevant market, reference market","definition":"A market, or market fragment, explicitly focused by an organization or the item administrators of a particular item.","example":"Your target market represents the group of customers that you want to buy your product or service. For example, people who fall into a higher income bracket may be more likely to buy specialty coffee from Starbucks instead of Dunkin' Donuts.","order":300,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:30"},{"id":302,"name":"Team Building","parent_id":19,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"partnership, synergy, unity","definition":"A technique that aims to help work groups by improving the quality of their member\u2019s interpersonal relations as well as their skills at solving problems and accomplishing their task.","example":"Team building is one of the most widely used group-development activities in organizations. One team building activity calls for a group of employees to line up according to the month they were born. The employees born in January should line up first and February next and so on. Employees must complete the activity without speaking to each other.","order":301,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:56:36"},{"id":303,"name":"Transfer of Technologies (TOT)","parent_id":19,"hashtag":"#entrepreneurship #Internet #web #business","synonyms":"technology integration, technology keiretsu","definition":"The process of transferring (disseminating) technology from the places and ingroups of its origination to wider distribution among more people and places. It occurs along various axes: among universities, from universities to businesses, from large businesses to smaller ones, from governments to businesses, across borders, both formally and informally, and both openly and surreptitiously.","example":"Technology transfer involves the organization responsible for originating the technology negotiating the transfer of the commercialization rights to that technology to a commercial entity (typically a for-profit company) via a licensing agreement. The business arrangements associated with tech transfer agreements can vary widely, but typically involve the company receiving the commercialization rights paying the owner of the intellectual property or IP (the inventing organization) some combination of up-front license fees, royalties (variable payments calculated as a percentage of future sales), and\/or partial equity ownership (stock) in the commercializing company. ","order":302,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:57:53"},{"id":304,"name":"TED Spread (Treasuries Over Euro Dollar Spread)","parent_id":19,"hashtag":"#investment #startup #finance","synonyms":"T-bills","definition":"Wall Street term for the gap between interest rates (yields) on the US government securities (treasury bills) and the dollars-deposits held outside of the US (eurodollars). ","example":"Futures contracts based on TED spread are actively traded on the futures markets by speculators who bet on the narrowing or widening of the gap. It is also used as an indicator of investor confidence in the US federal government finances and the US financial system: a narrow spread indicates high confidence, and a wide spread reflects diminished confidence.","order":303,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:02"},{"id":305,"name":"Tender Offer","parent_id":19,"hashtag":"#marketing #finance #law #business","synonyms":"offering, takeover bid, offer","definition":"An offer to buy shares in a corporation (usually above the market price) for cash or securities or both. ","example":"A tender offer often occurs when an investor proposes buying shares from every shareholder of a publicly traded company for a certain price at a certain time. The investor normally offers a higher price per share than the company\u2019s stock price, providing shareholders a greater incentive to sell their shares.","order":304,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:08"},{"id":306,"name":"Term Mortgage","parent_id":19,"hashtag":"#realestate #finance #law","synonyms":"commit, engage, pledge, troth","definition":"Short-term (usually for five years or less) standing mortgage in which (unlike in a term loan) the loan is not amortized over a fixed period but only interest is paid over the term of the loan.","example":"Term loans prove useful for specific situations, such as in times of rapidly-rising home prices and high inflation, when they allow you to lock in the initial price of a home or investment, often making the lowest possible mortgage payment.","order":305,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:13"},{"id":307,"name":"Time-Sale Financing","parent_id":19,"hashtag":"#investment #realestate #finance","synonyms":"","definition":"A form of financing where a third party purchases installment sale contracts from a dealer and the borrower will make his payments to the lender.","example":"Time-sale financing deals are usually sold at a discount to face value. In most cases, this is done in tandem with dealer floor planning. Banks are the most common borrowers in these scenarios, but other borrowers use this form of financing as well.","order":306,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:25"},{"id":308,"name":"Time Value of Money (TVM)","parent_id":19,"hashtag":"#marketing #finance #law","synonyms":"note value","definition":"The concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. ","example":"The time value of money draws from the idea that rational investors prefer to receive money today rather than the same amount of money in the future because of money's potential to grow in value over a given period of time. For example, money deposited into a savings account earns a certain interest rate and is therefore said to be compounding in value. ","order":307,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:29:39"},{"id":309,"name":"Total Invested Capital","parent_id":19,"hashtag":"#investment #startup #finance #corporate #entrepreneurship","synonyms":"capital expenditure, capital expense, capital spending","definition":"Sum of ordinary stock (ordinary shares), preferred stock (preference shares), long-term debt, deferred income taxes, investment credits, and minority interest.","example":"Invested capital is not a line item in company's financial statement because debt, capital leases and stockholder\u2019s equity are each listed separately in the balance sheet.","order":308,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:34"},{"id":310,"name":"Total Risk","parent_id":19,"hashtag":"#investment #finance #crowdfunding #business","synonyms":"exposure, hazard,liability","definition":"The overall potential for financial loss or harm presented by a particular course of action. ","example":"Total risk is he sum of systematic and unsystematic risk.","order":309,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:58:40"},{"id":311,"name":"Total Quality Management (TQM)","parent_id":19,"hashtag":"#humanresources #corporate #entrepreneurship #business","synonyms":"","definition":"A system of management based on the principle that every member of staff must be committed to maintaining high standards of work in every aspect of a company's operations.","example":"Total quality management (TQM) consists of organization-wide efforts to \"install and make permanent climate where employees continuously improve their ability to provide on demand products and services that customers will find of particular value.\"","order":310,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:24:56"},{"id":312,"name":"Trademark","parent_id":19,"hashtag":"#marketing #socialmedia #business","synonyms":"names, logos, slogans, symbols","definition":"A recognizable sign, design, or expression which identifies products or services of a particular source from those of others, although trademarks used to identify services are usually called service marks.","example":"Trademarks can be legally claimed or reserved by a company by simply labeling the mark or name with the trademark symbol \u2122. A more rigorous (and legally defensible) way to protect a company\u2019s exclusive rights to a mark or name is to formally register it (a registered trademark , indicated by the symbol \u00ae) with the U.S. Patent and Trademark Office (PTO).","order":311,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:17:56"},{"id":313,"name":"Trade Balance","parent_id":19,"hashtag":"#marketing #finance #business","synonyms":"capital account, current account, commercial balance, net exports","definition":"The difference between the value of a country's imports and exports for a given period. The balance of trade is the largest component of a country's balance of payments. ","example":"For example, if the United States imported $1.5 trillion in goods and services in 2017, but exported only $1 trillion in goods and services to other countries, then the United States had a trade balance of -$500 billion, or a $500 billion trade deficit.","order":312,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 04:59:34"},{"id":314,"name":"Trading Capital","parent_id":19,"hashtag":"#marketing #finance #business #finance","synonyms":"trading account, black box trading, purchase capital, swing capital","definition":"The amount of money available to a company or individual for the buying and selling of various assets. ","example":"If you've already started investing, trading capital was probably one of the first things you thought about. It's essentially how much money you have to make trades. For day trading in the US, the legal minimum balance in a trading account is $25,000. However, by investing through a broker it is possible to operate using a significantly smaller trading account, often allowing trading capital of as little as $150. Many investors recommend traders don't spend more than one per cent of their total trading account value on any single trade, in order to make sure a loss only has a limited impact.","order":313,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:00:09"},{"id":315,"name":"Traditional Individual Retirement Account (IRA)","parent_id":19,"hashtag":"#marketing #startup #finance #business","synonyms":"","definition":"An account that allows individuals to direct pretax income toward investments that can grow tax-deferred. ","example":"Contributions to a traditional IRA may be tax-deductible depending on the taxpayer's income, tax-filing status and other factors. If someone contributes $6,000 to their IRA, for example, they can claim that amount as a deduction on their income-tax return and the Internal Revenue Service (IRS) will not apply income tax to those earnings. ","order":314,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 08:42:35"},{"id":316,"name":"Tranche","parent_id":19,"hashtag":"#finance #Internet #web #business","synonyms":"moiety, share, proportion, portion percentage","definition":"One of a number of related securities offered as part of the same transaction. ","example":"In the financial sense of the word, each bond is a different slice of the deal's risk. Transaction documentation (see indenture) usually defines the tranches as different \"classes\" of notes, each identified by letter (e.g., the Class A, Class B, Class C securities) with different bond credit ratings.","order":315,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:03:57"},{"id":317,"name":"Two-Tier Market","parent_id":19,"hashtag":"#marketing #business","synonyms":"","definition":"A system whereby a country maintains one exchange rate for some transactions and another for different transactions. ","example":"For example, one exchange rate may apply to investments and another may apply to international trade. ","order":316,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:01:10"},{"id":318,"name":"Unamortized Bond Discount","parent_id":20,"hashtag":"#investment #realestate #startup #finance #business","synonyms":"","definition":"Is an accounting methodology for certain bonds. The unamortized bond discount is the difference between the par of a bond \u2014 the value of the bond at maturity \u2014 and the proceeds from the sale of the bond by the issuing company, less the portion that has already been amortized on the profit and loss statement.","example":"The discount refers to the difference in the cost to purchase a bond (its market price) and its par, or face value. The issuing company can choose to expense the entire amount of the discount or can handle the discount as an asset to be amortized. Any amount that has yet to be expensed is referred to as the unamortized bond discount.","order":317,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 09:51:59"},{"id":319,"name":"Underbilling","parent_id":20,"hashtag":"#finance #law #business","synonyms":"engaging","definition":"Means submitting a bill for an amount that would make the total amount billed on the job larger than the amount of revenue earned on the job. ","example":"Underbilling can lead to significant cash flow problems for contractors on their projects and jobs. For example, if a contractor completes 30% of a project during a billing cycle, but submits a progress bill to their customer for just 20% of the overall contract value, the contractor has underbilled by 10%.","order":318,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 09:02:27"},{"id":320,"name":"Underwriter (Insurance)","parent_id":20,"hashtag":"#investment #finance","synonyms":"","definition":"A person who examines a risk, decides whether it can be insured, and if so for how much.","example":"Underwriting services are provided by some large financial institutions, such as banks, or insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee.","order":319,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:01:49"},{"id":321,"name":"Underwriter (Shares)","parent_id":20,"hashtag":"#investment #finance #business","synonyms":"backer, benefactor, guarantor, sponsor","definition":"A company, usually an investment bank, that helps companies introduce their new securities to the market.","example":"Underwriters bring a company's securities to market. In so doing, investors become more aware about the company. Issuers compensate underwriters by paying a spread, which is the difference between what the issuer receives per share and what the underwriter sells the shares for. For example, if Company XYZ shares had a public offering price of $10 per share, XYZ Company might only receive $9 per share if the underwriter takes a $1 per share fee. The $1 spread compensates the underwriter and syndicate for three things: negotiating and managing the offering, assuming the risk of buying the securities if nobody else will, and managing the sale of the shares. ","order":320,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:01:56"},{"id":322,"name":"Unfavorable Balance of Trade","parent_id":20,"hashtag":"#finance #business","synonyms":"trade deficit","definition":"The value of a nation's imports in excess of the value of its exports.","example":"A trade surplus is an unfavorable trade balance. China and Japan have both become dependent on exports to drive economic growth. They must purchase significant amounts of U.S. Treasurys to keep the dollar's value high and the value of their currencies low. That's how they keep their exports competitively priced and maintain their trade surplus. But this export-driven strategy means they rely on U.S. customers and U.S. foreign policy. In addition, their domestic market is weak. Chinese and Japanese citizens must save to provide for their old age since their governments don't have strong social services.","order":321,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:06"},{"id":323,"name":"Unfunded Debt","parent_id":20,"hashtag":"#marketing #investment #finance","synonyms":"short-term debt","definition":"Debt obligations that do not have sufficient funds set aside to pay the debt. ","example":"These liabilities generally refer to debts of the U.S. government or of pension plans and their impact on savings, investing, and general economic health of a nation or corporation can be negative and significant.","order":322,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:12"},{"id":324,"name":"Unicorn","parent_id":20,"hashtag":"#marketing #investment #startup #entrepreneurship","synonyms":"","definition":"The term means new businesses that have taken off to $1 billion valuation or higher.","example":"The reason behind the naming is because the billion-dollar startup was once considered a myth but now they seem to be everywhere. Some of the examples of startup companies in Asia which valued over $1 billion include Xiaomi, GrabTaxi, Lazada, and Zomato.","order":323,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 09:17:32"},{"id":325,"name":"Unit Trust","parent_id":20,"hashtag":"#investment #startup #finance","synonyms":"bear, bearish, bear market","definition":"An unincorporated mutual fund structure that allows funds to hold assets and provide profits that go straight to individual unit owners instead of reinvesting them back into the fund. ","example":"To illustrate, suppose Bob purchases a share of a unit investment trust XYZ. The share costs him $1000 in addition to an entrance fee of $100. At the end of each quarter, Bob receives a dividend payment reflecting the dividends and interest earned by the securities underlying the unit trust. One day, Bob decides it is in his best interest to no longer hold his share of XYZ, so he sells it for a market price of $800 less an exit fee of $100 (Bob gets to keep $700 from the sale).","order":324,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:25"},{"id":326,"name":"Unique Risk","parent_id":20,"hashtag":"#investment #finance #entrepreneurship #business","synonyms":"unsystematic risk","definition":"Risk specific to a particular company or security that can be removed through diversification. ","example":"How can you eliminate unique risk? Diversification. As you combine different types of stocks in your portfolio, you begin to decrease the amount of unique risk you are exposed to. If you have many different types of stocks in your portfolio, unique risk ceases to be a factor at all and you are left with only market risk.","order":325,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:17"},{"id":327,"name":"Universe of Securities","parent_id":20,"hashtag":"#investment #realestate #law","synonyms":"outstanding market capitalization","definition":"Group of stocks (shares) with a common characteristic such as market capitalization, industry segment, or rate of return. Institutionally, investment managers typically specify a universe of securities that defines some of the investing parameters for a managed fund. ","example":"For instance, the broad universe of stocks for an American investor will include all listed companies, large and small and may also include foreign companies listed as ADRs. For some investors, a narrower universe may be used that is constrained to only value stocks, or those with a market cap above some minimum threshold.","order":326,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:33"},{"id":328,"name":"Unlawful Loan","parent_id":20,"hashtag":"#investment #realestate #startup #finance","synonyms":"","definition":"Any loan or credit account issued through practices that contravene any provision of the lending laws such the Truth in Lending Act. ","example":"Generally, loans issued with excessive interest rates, or that exceed the legal lending limit of a lender, or that don't include the proper disclosure are considered unlawful.","order":327,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:39"},{"id":329,"name":"Unlevered Free Cash Flow (UFCF)","parent_id":20,"hashtag":"#investment #finance #entrepreneurship","synonyms":"","definition":"A company's cash flow that is shown to its investors as a performance measure without taking into account the subtraction of its interest payments on outstanding debt.","example":"Unlevered free cash flow can be reported in a company's financial statements or calculated using financial statements by analysts. Unlevered free cash flow shows how much cash is available to the firm before taking financial obligations into account.","order":328,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:02:54"},{"id":330,"name":"Unlimited Liability (ULL)","parent_id":20,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"private unlimited company, unlimited company","definition":"Refers to the full legal responsibility that business owners and partners assume for all business debts. ","example":"Consider, for example, four individuals working as partners, and each invests $35,000 into the new business they own jointly. Over one year, the company accrues $225,000 in liabilities. If the company cannot repay these debts, or if the company defaults on the debts, all four partners are equally liable for repayment. This means that in addition to the initial investment of $35,000, all owners would also be required to come up with $56,250 to alleviate $225,000 in debt.","order":329,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:03:02"},{"id":331,"name":"Unlimited Tax Bond","parent_id":20,"hashtag":"#investment #finance #law","synonyms":"municipal bond","definition":"A type of municipal bond backed by the full faith and commitment of the issuer, which is generally a city or municipality, to raise taxes, without limit, to service the debt until it is repaid. ","example":"In theory, unlimited tax bond issuers can raise taxes at an unrestricted rate. In practice, however, it may be difficult to raise taxes beyond a certain point. One of the factors that credit analysts use to rate such bonds is the ability of the issuer to enforce penalties against and recover taxes from delinquent taxpayers.","order":330,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:03:12"},{"id":332,"name":"Unquoted Shares","parent_id":20,"hashtag":"#investment #finance #business","synonyms":"unlisted shares, unquoted company","definition":"Shares of a private limited company which are not traded on a recognised stock exchange, such as the London Stock Exchange.","example":"Companies might not be quoted (or listed) because they prefer to run their businesses in relative privacy, or they do not meet the listing requirements, such as minimum market capitalisation. In other words they are too small to join a stock market.","order":331,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:03:18"},{"id":333,"name":"Umbrella Fund","parent_id":20,"hashtag":"#investment #startup #finance","synonyms":"fund of funds","definition":"Mutual fund that invests primarily in other funds.","example":"Multiple employers will use a single umbrella fund to pool their collective retirement-benefit investments. Hedge funds may also set up umbrella funds, establishing feeder funds that channel resources into a master fund. That master fund, with all of its investments and trading activity, is then managed and overseen by a single investment advisor.","order":332,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:01:31"},{"id":334,"name":"Umbrella Liability Insurance","parent_id":20,"hashtag":"#investment #realestate #finance #law","synonyms":"Umbrella Insurance Policy","definition":"A type of insurance policy, purchased on top of other policies, that provides broad coverage for protecting the assets and income of individuals and business from claims originating from risk situations not covered in their primary insurance policies.","example":"It provides an additional layer of security to those who are at risk for being sued for damages to other people's property or injuries caused to others in an accident. It also protects against libel, vandalism, slander and invasion of privacy. An umbrella insurance policy is very helpful when the insurance owner is sued and the dollar limit of the original policy has been exhausted. The added coverage provided by liability insurance is most useful to individuals who own a lot of assets or very expensive assets and are at significant risk for being sued.","order":333,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:01:43"},{"id":335,"name":"Upstream Guarantee","parent_id":20,"hashtag":"#finance #entrepreneurship","synonyms":"subsidiary guarantee","definition":"A financial guarantee in which the subsidiary guarantees its parent company's debt.","example":"Upstream guarantees enable a parent company to obtain debt financing on better financing terms, by expanding the available collateral. They often occur in leveraged buy-outs, when the parent company does not have enough assets to pledge as collateral.","order":334,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:03:28"},{"id":336,"name":"Utilitarianism","parent_id":20,"hashtag":"#corporate #entrepreneurship","synonyms":"Act and Rule","definition":"Moral theory, its the core idea is that the only effects of actions that are relevant are the good and bad results that they produce.","example":"Utilitarians believe that the purpose of morality is to make life better by increasing the amount of good things (such as pleasure and happiness) in the world and decreasing the amount of bad things (such as pain and unhappiness). ","order":335,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 05:15:55"},{"id":337,"name":"Usury","parent_id":20,"hashtag":"#investment #finance #law #business","synonyms":"extortionate moneylending, payday lending","definition":"The action or practice of lending money at unreasonably high rates of interest.","example":"An example of usury is an interest rate of 30%, when normal rates are at 15%. Although laws relating to usuary have been repealed (and replaced by the interest rates set by the competitive forces in open financial markets), in most jurisdiction courts may limit the interest charged by a lender suing for recovery of the loaned sum, or may even forfeit the interest (and even the principal) in instances of unjust enrichment.","order":336,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 10:03:24"},{"id":338,"name":"Utility of Money Function","parent_id":20,"hashtag":"#investment #finance #law","synonyms":"","definition":"Relationship between different amounts of money an individual might possess and the different utility totals associated with those amounts.","example":"Economists create a parametric functional form for the utility based on the assumption of observed consumer behavior, with a number of goods as variables and certain fixed parameters. After that, utility is calculated by substituting certain numerical values for the consumption of goods in the utility function.","order":337,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:04:37"},{"id":339,"name":"Valley Optimistic","parent_id":21,"hashtag":"#Internet #web #business","synonyms":"","definition":"Refers to the optimism that people in Silicon Valley have for new technology and ideas that people outside of the area might be skeptical of.","example":"You know I'm valley optimistic but I really don't think that tic-tac-toe mobile game you pitched me is going to do all that well.","order":338,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 04:11:56"},{"id":340,"name":"Valuation","parent_id":21,"hashtag":"#finance #entrepreneurship #business","synonyms":"price, value, evaluation, costing, quotation, estimate","definition":"The analytical process of determining the current (or projected) worth of an asset or a company. ","example":"The concept of intrinsic value, however, refers to the perceived value of a security based on future earnings or some other company attribute unrelated to the market price of a security. That's where valuation comes into play. ","order":339,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 10:19:07"},{"id":341,"name":"Value Chain","parent_id":21,"hashtag":"#corporate #business","synonyms":"adding value, value-added chain, product life cycle","definition":"A set of activities that a firm operating in a specific industry performs in order to deliver a valuable product or service for the market.","example":"For companies that produce goods, a value chain comprises the steps that involve bringing a product from conception to distribution, and everything in between\u2014such as procuring raw materials, manufacturing functions, and marketing activities. Starbucks offers one of the most popular examples of a company that understands and successfully implements the value-chain concept. ","order":340,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:04:42"},{"id":343,"name":"Vendor","parent_id":21,"hashtag":"#investment #startup #finance #humanresources #entrepreneurship #Internet #web #business","synonyms":"seller, dealer, trader, retailer, shopkeeper, wholesaler","definition":"An enterprise that contributes goods or services. Generally, a supply chain vendor manufactures inventory\/stock items and sells them to the next link in the chain. Today, these terms refer to a supplier of any good or service.","example":"A manufacturer that turns raw material into a finished good is a vendor to wholesalers and retailers that sell the product to a consumer. In turn, retailers are a vendor for the end customer. For example, Target is a vendor for a person looking for home appliances or other products.","order":342,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 10:25:39"},{"id":344,"name":"Venture Capital (VC)","parent_id":21,"hashtag":"#investment #crowdfunding","synonyms":"working capital, equity capital, risk capital","definition":"A type of private equity, a form of financing that is provided by firms or funds to small, early-stage, emerging firms that are deemed to have high growth potential, or which have demonstrated high growth (in terms of number of employees, annual revenue, or both).","example":"There are three general types of venture capital: seed capital, for ideas that have not yet come to market; early-stage capital, for companies in their first or second stages of existence; and expansion-stage financing, for companies that need to grow beyond a certain point to become truly successful. Venture capital can also help a company merge with or acquire other companies.","order":343,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:04:48"},{"id":345,"name":"Venture Investor","parent_id":21,"hashtag":"#investment #crowdfunding","synonyms":"venture capitalist, banker, lender, shareholder, stockholder","definition":"An investor that provides capital to firms exhibiting high growth potential in exchange for an equity stake. ","example":"Venture investors may include angels (high-net-worth individuals), private venture capital firms, or corporate venture capital groups. ","order":344,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:04:56"},{"id":346,"name":"Venture Value Chain","parent_id":21,"hashtag":"#investment #finance #crowdfunding","synonyms":"","definition":" A model that describes the lifecycle of a startup company, covering the following five stages: \u00b7 Shape \u2013 develop, research and plan the original new-business concept \u00b7 Launch \u2013 start the business \u00b7 Scale \u2013 drive hyper-growth by rapidly scaling sales and operations \u00b7 Refine \u2013 manage for consistent and predictable revenue and profit growth \u00b7 Exit \u2013 achieve liquidity for shareholders.","example":"Entrepreneurs and startup teams can use the Venture Value Chain to identify where they are in the startup company lifecycle, understand the critical success factors for the business at each stage, and avoid unnecessary mistakes and oversights in planning and execution. ","order":345,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 10:31:20"},{"id":347,"name":"Vesting Schedule","parent_id":21,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"vesting requirement","definition":"An incentive program set up by an employer which, when it is fully \"vested,\" gives the employee full ownership of certain assets \u2014 usually retirement funds or stock options.","example":"Most stock options vest in a \u201cstraight line\u201d fashion (i.e., linearly, or at a constant rate over time) over a set term of typically 3, 4 or 5 years. As an option recipient or grantee satisfies the time requirements (typically linked to employment or service tenure), the option continues to vest incrementally until it is fully vested (i.e., the vesting schedule is 100 percent satisfied). ","order":346,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:05:03"},{"id":348,"name":"Viral Marketing","parent_id":21,"hashtag":"#marketing #socialmedia #business","synonyms":"viral advertising","definition":"A business strategy that uses existing social networks to promote a product. ","example":"Apple maintains it\u2019s viral appeal, with the iPhone X through their launch of the \"Selfies on iPhone X\" campaign. The secret to this example of viral marketing (which has clocked up over millions views both online and offline) is very simple: a product so great that it turns people into fans of the brand all on its own","order":347,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:05:08"},{"id":349,"name":"Vroom-Yetton Model","parent_id":21,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"Leadership and Decision Making","definition":"The model that is designed to help you to identify the best decision-making approach and leadership style to take, based on your current situation. ","example":"No single decision-making process fits every scenario. Instead, Vroom-Yetton offers a number of different processes and directs you toward the best one for your situation. ","order":348,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 04:02:46"},{"id":350,"name":"Wall Street","parent_id":22,"hashtag":"#investment #finance #law","synonyms":"stock exchange, stock market, world of commerce","definition":"The street where the New York Stock Exchange is situated. The term Wall Street usually refers to all the financial institutions of New York, including the stock exchange, banks and money and commodity markets.","example":"With increasing globalisation , a fall or rise on Wall Street can have a knock-on effect across the world's markets.","order":349,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 04:00:34"},{"id":351,"name":"Wantrepreneur","parent_id":22,"hashtag":"#humanresources #corporate #entrepreneurship","synonyms":"","definition":"Aspiring entrepreneurs who think they have a winning idea but never manage to put it into action and go on to growing a successful business. ","example":"Although alot of the Wharton MBA's are quite intelligent, many of them are wantrepreneurs who just want to tell girls that they are the CEOs of companies.","order":350,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:58:45"},{"id":352,"name":"Website Metrics","parent_id":22,"hashtag":"#marketing #socialmedia #Internet #web","synonyms":"web analytics","definition":"A set of standards for measuring how successful a website is.","example":"Many companies develop web metrics to help them achieve a competitive advantage in their industry. Key metrics to track to ensure the success of the website are website traffic, traffic sources, bounce rate, top pages, conversion rate, conversion by traffic source, and customer\u2019s lifetime value. ","order":351,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 11:39:44"},{"id":353,"name":"Windfall Tax","parent_id":22,"hashtag":"#finance #law","synonyms":"jackpot, profit","definition":"One-off tax imposed by a government on the 'excess profits' of companies.","example":"For instance, as of May 2018, the Indian government was considering imposing a windfall tax on oil producers to moderate the retail prices of fuel and diesel. Under the scheme, oil producers, who get paid international rates for the oil they produce from domestic fields, would have to part with any revenue they earn from prices crossing a certain threshold.","order":352,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:06:50"},{"id":354,"name":"Win-Win Strategies","parent_id":22,"hashtag":"#marketing #investment #humanresources","synonyms":"Win-Win Negotiation, Win-Win Scenario","definition":"Careful exploration of both your own position, and that of your opposite number, in order to find a mutually acceptable outcome that gives you both as much of what you want as possible. ","example":"Assume a software vendor pricing a top end software program for $20,000. The next alternative costs $15,000, so the vendor is prepared to go down to $15,000 as the least acceptable settlement. Any settlement between $20,000 and $15,000 therefore becomes acceptable to the software vendor. Now, a company who needs the software for project implementation has a budget of only $17,000, and anything beyond $17,000 would make the product not worth the price for the project. $15,000 to $17,000 is the common ground among the parties involved in the negotiation, and a win-win negotiation would reach a settlement anywhere within this bracket. A win-lose negotiation on the other hand would result in one side trying to exploit the weakness or vulnerability of the other party. For instance, if the software vendor finds that the company desperately needs the software to implement the project and is not aware of the alternative provided by the competitor, he may not budge below $19,000. Similarly, the project manager may try to give the vendor an impression of developing the software in-house and try to net the software for say $14,000.","order":353,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:06:43"},{"id":355,"name":"Without-Profits Policy","parent_id":22,"hashtag":"#investment #finance #law","synonyms":"life Insurance","definition":"Life assurance or pensions policy that does not share in the profits of the company that issued it.","example":"Policies that participate in the profit of an insurance company are called \u2018with profit\u2019 policies, while the policies on which the amount of bonus is fixed at the time of issue itself are called \u2018without profit\u2019 policies.","order":354,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:06:59"},{"id":356,"name":"Whole-of-Life Policy","parent_id":22,"hashtag":"#investment #finance","synonyms":"whole life insurance, whole of life assurance","definition":"A life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.","example":"The size of the payout depends on your policy. With some policies, you can stop paying once you reach a certain age, but with others you have to make monthly or annual payments right up until you die. If you set up your policy in a trust, payment will be made to the trustees to distribute to the beneficiaries of that trust.","order":355,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:05:30"},{"id":357,"name":"Whole Product","parent_id":22,"hashtag":"#finance #business","synonyms":"result, consequence, outcome, effect, upshot, fruit, byproduct, spin-off, legacy, issue","definition":"A generic product (or core product) augmented by everything that is needed for the customer to have a compelling reason to buy.","example":"For example, if a personal computer is the core product, then whole product would include software applications, training classes, peripheral devices (mouse, keyboard, printer, etc.), and internet service. Without these additional product components, the core product would not be very useful.","order":356,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:05:14"},{"id":358,"name":"Wholesaler","parent_id":22,"hashtag":"#finance #business","synonyms":"broker, dealer, exporter, shipper","definition":"A channel member that purchases from the producer and supplies to the retailer and primarily performs the function of physical distribution and amassing inventory for rapid delivery.","example":"Wholesalers buy goods in bulk, i.e., very large quantities. Typically, they reassemble, sort, repackage, or distribute the products in smaller units.","order":357,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 11:47:53"},{"id":359,"name":"WOMBAT","parent_id":22,"hashtag":"#humanresources #Internet #web","synonyms":"","definition":"Abbreviation for Waste of Money Brains and Time, that is used for a person \/ company \/ product description. ","example":"Many social welfare schemes of the government are a wombat.","order":358,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-10-02 11:29:03"},{"id":360,"name":"Working Capital","parent_id":22,"hashtag":"#investment #startup #finance","synonyms":"","definition":"The capital of a business which is used in its day-to-day trading operations, calculated as the current assets minus the current liabilities.","example":"Working capital is a measure of a company's liquidity, operational efficiency and its short-term financial health. ","order":359,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:40:25"},{"id":361,"name":"World Business Angel Association (WBAA)","parent_id":22,"hashtag":"#investment #finance #law","synonyms":"","definition":"A non-government organization whose direct members are national federations, which in turn represent business angel groups and networks in their respective countries. ","example":"Neither business angel groups themselves, nor individual business angel investors, are members of WBAA, although they may be involved with the organization in other ways and participate actively in its programs. Countries whose national business angel federations are represented in the organization include Australia, Chile, China, France, Germany, India, Italy, New Zealand, Panama, Portugal, Scotland, Spain, United Arab Emirates, United Kingdom, and the United States, as well as the European Union.","order":360,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:38:40"},{"id":362,"name":"Year over Year","parent_id":23,"hashtag":"#finance #marketing","synonyms":"annually","definition":"A financial comparison which examines a specified performance factor for a specified year with the same performance factor for the previous year. ","example":"Year over Year comparisons can be direct comparing the actual performance factors, or differences between the factors in either absolute or percentage terms. It has the advantage over shorter term comparisons of eliminating seasonality and potentially revealing longer term trends. ","order":361,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 11:38:32"},{"id":363,"name":"Yield","parent_id":23,"hashtag":"#investment #finance","synonyms":"profit, gain, return, reward, revenue, dividend","definition":"The income from an investment. The income yield on an investment is the annual dividend or interest payment, multiplied by 100 and divided by the market price.","example":"If the market price of a share in 150p and the dividend is 7.5p, the yield is 5%.","order":362,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:35:17"},{"id":364,"name":"Zen","parent_id":24,"hashtag":"#startup #finance","synonyms":"","definition":"A company name prefix or the whole word invented specially for Silicon Valley startups.","example":"I love using ZenPayRoll And ZenBox. I just feel so at peace when using their product.","order":363,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:33:09"},{"id":365,"name":"Zero Billion","parent_id":24,"hashtag":"#investment #startup #finance #business","synonyms":"","definition":"The sum under 1 billion reffering to the Forbes billionaires. ","example":"I'm not a billionaire anymore. I'm a nine-hundred-and-eighty-sixionaire, which isn't even a thing. If you round down, I have zero billion.","order":364,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 11:19:26"},{"id":366,"name":"Zero Interest-Rate Policy (ZIRP)","parent_id":24,"hashtag":"#investment #finance #law #business","synonyms":"unconventional monetary policy","definition":"A method of stimulating growth while keeping interest rates close to zero. ","example":"Under ZIRP, the central bank maintains a 0% nominal interest rate. ","order":365,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:08:40"},{"id":367,"name":"Zombie Funds","parent_id":24,"hashtag":"#investment #finance #business","synonyms":"closed fund","definition":"Running off the portfolio of insurance liabilities, but not issuing new policies, until the final policy matures, which may be many years into the future.","example":"In some cases, zombie funds will at some point merge with other life insurance funds, or be transferred to another company, in order to achieve economies of scale.","order":366,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2020-10-16 05:08:46"},{"id":368,"name":"Zombie Mode","parent_id":24,"hashtag":"#investment #Internet #web","synonyms":"","definition":"An eye or head movement to stare at the phone screen. ","example":"Jason: Hey do you see that guy sitting over there? That's my dad. Why is he taking the bus right now? Tim: Sorry say that again. I wasn't listening.","order":367,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-09-27 11:24:45"},{"id":369,"name":"Zombie Startup","parent_id":24,"hashtag":"#investment #startup #finance ","synonyms":"","definition":"A company that tends to shed all of its brainpower but continues its operation for many years.","example":"All of the engineering talent has left the company. What's left is a zombie startup that should continue to operate, but nobody's ever going to make money there.","order":368,"slug":"","created_at":"2019-06-03 02:17:45","updated_at":"2019-06-05 03:22:14"},{"id":370,"name":"","parent_id":null,"hashtag":null,"synonyms":null,"definition":null,"example":null,"order":null,"slug":null,"created_at":"2019-06-03 02:25:11","updated_at":"2019-06-03 02:25:11"},{"id":371,"name":"Trust","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"confidence, expectation, faith, hope","definition":"is a\u00a0fiduciary\u00a0relationship in which one party, known as a trustor, gives another party, the trustee, the right to hold title to\u00a0property or assets\u00a0for the benefit of a third party, the beneficiary.\u00a0","example":"An example of trust is the belief that someone is being truthful.","order":0,"slug":"","created_at":"2019-09-18 04:11:44","updated_at":"2019-09-18 06:20:13"},{"id":372,"name":"Authorized Shares (Stock)","parent_id":1,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"authorized capital stock","definition":"A term that refers to the maximum number of shares that a corporation is legally permitted to issue, as specified in its articles of incorporation in the U.S., or in the company's charter in other parts of the world.\u00a0","example":"Amazon\u2019s corporate charter, for example, states that the company\u2019s total authorized stock shall include 5 billion shares of common stock and 500 million shares of preferred stock. The charter permits Amazon to increase its authorized stock if there isn\u2019t enough unissued common stock to allow for the conversion of preferred stock. Corporate charters often require shareholder approval to increase the number of shares of authorized stock.","order":null,"slug":"","created_at":"2019-09-18 04:26:46","updated_at":"2019-09-18 04:26:46"},{"id":373,"name":"Issued Shares (Stock)","parent_id":9,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"issued capital stock","definition":"Are the authorized shares sold to and held by the shareholders of a company, regardless of whether they are insiders,\u00a0institutional investors\u00a0or the general public, as shown in the company\u2019s annual report. Issued shares include the stock a company sells publicly to generate capital and the stock given to\u00a0insiders\u00a0as part of their compensation packages. This is in contrast to the shares held as treasury stock and shares that have been retired, which are not included in this figure.","example":"For example, McDonalds Authorized Shares in 2018 were 3.5 billion, out of which its total shares issued are 1.66 million shares and 0.89 are the treasury shares.","order":null,"slug":"","created_at":"2019-09-18 04:32:46","updated_at":"2019-09-18 04:32:46"},{"id":374,"name":"Common Shares (Stock)","parent_id":3,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"ordinary share, voting share","definition":"Are a security that represents ownership in a corporation. Holders of common stock exercise control by electing a\u00a0board of directors\u00a0and voting on corporate policy. Of all shareholders, common shareholders have the least claim on a company\u2019s assets.","example":"Apple Inc. (AAPL) has 4,715,280,000 common shares on issue that pay a 1.62% annual dividend yield, according to Let\u2019s assume an institutional investor owns 300 million common shares in the tech giant. This means they have 6.4% ownership of the company (300,000,000 \/ 4,715,280,000) and receive an annual dividend payment of $918,540,000 ($56,700,000,000 x 1.62%) The common shares also give the investor a 6.4% weighted vote on matters put before shareholders of the company, as one share equals one vote.","order":null,"slug":"","created_at":"2019-09-18 04:34:05","updated_at":"2019-09-18 04:34:05"},{"id":375,"name":"Restricted Shares (Stock)","parent_id":17,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"letter stock, restricted securities","definition":"Refer to unregistered shares of ownership in a corporation that are issued to corporate affiliates, such as executives and directors. Restricted stock is nontransferable and must be traded in compliance with special Securities and Exchange Commission (SEC) regulations.","example":"People usually come to own restricted stock through an IPO or a merger. For example, let's assume that Company XYZ goes public. To reward certain key employees for their contributions to the company over the years it took to become successful, the board of directors gives them each 1,000 shares of restricted stock. These shares cannot be sold for 90 days after the IPO date. On day 90, the shareholder usually will owe taxes on the value of the shares if he or she received them as part of a grant. ","order":null,"slug":"","created_at":"2019-09-18 04:36:07","updated_at":"2019-09-18 04:36:49"},{"id":376,"name":"Preferred Shares (Stock)","parent_id":16,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"preference shares, preferreds","definition":"Are a form of stock which may have any combination of features not possessed by common stock including properties of both an equity and a debt instrument. Preferred stockholders have a higher claim to dividends or asset distribution than common stockholders.","example":"For example, if a corporation issues 9% preferred stock with a par value of $100, the preferred stockholder will receive a dividend of $9 (9% times $100) per share per year. If the corporation issues 10% preferred stock having a par value of $25, the stock will pay a dividend of $2.50 (10% times $25) per year.","order":null,"slug":"","created_at":"2019-09-18 04:38:20","updated_at":"2019-09-18 05:29:17"},{"id":377,"name":"Founders Shares (Stock)","parent_id":6,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"","definition":"Refer to the equity that is given to the early founders of an organization. The stocks differ in a few ways from common stocks in a secondary market. The key differences are that founders stock can only be issued at face value, and it comes with a vesting schedule.","example":"Assume that a firm has two early founders, each of whom takes 2,500 shares. Since the company has 5,000 outstanding shares, each founder receives half. If the firm hires four employees in the first year, then each one of them would receive about 250 shares. This brings the sum of the outstanding shares to 6,000. Suppose the company hires 20 more workers in the second year. Each of them is issued 50 shares. The reason why they get fewer shares is that they are not incurring much risk in working for the company. They each get 50 shares since every layer is receiving 1,000 shares to split up. Once the firm reaches its sixth layer, it ould\u2019ve issued 10,000 shares with each of the early founders owning 25% and the remaining shares allocated equally among the layers.","order":null,"slug":"","created_at":"2019-09-18 04:41:26","updated_at":"2019-09-18 04:41:26"},{"id":378,"name":"Class of Shares (Stock)","parent_id":3,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"","definition":"Is a type of listed company stock that is differentiated by the level of voting rights shareholders receive. ","example":"For example, a listed company might have two share classes, or classes of stock, designated as Class A and Class B. Owners of companies that have been privately owned and go public often create class A and B share structures with different voting rights in order to maintain control and\/or to make the company a more difficult target for a takeover.","order":null,"slug":"","created_at":"2019-09-18 04:44:04","updated_at":"2019-09-18 04:47:01"},{"id":379,"name":"Ordinary Shares (Stock) UK","parent_id":15,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"equity shares, common shares","definition":"Are the most common type of shares and are standard shares with no special rights or restrictions. They have the potential to give the highest financial gains, but also have the highest risk. Ordinary shareholders are entitled to voting rights, however, they are the last to be paid if the company is wound up. Ordinary shares are the most common form of share in the UK.","example":"Let\u2019s say an investor holds 10,000 shares in a Company TNG Inc. which has 5,00,000 shares outstanding. Thus, he will have 10000\/500000 = 2% ownership in the Company.","order":null,"slug":"","created_at":"2019-09-18 04:53:53","updated_at":"2019-09-18 04:53:53"},{"id":380,"name":"Non-Voting Shares (Stock)","parent_id":14,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":" non-voting equity","definition":"Are shares that give the shareholder little or no vote on corporate issues such as mergers or the election of the board of directors. This kind of share might appeal to investors who want to reap rewards from a company's performance but are less interested in influencing its direction.","example":"Many countries including Britain, Germany and Russia have laws or policies against non-voting stock. In the US not all corporations offer voting stock and non-voting stock. Warren Buffett's Berkshire Hathaway does, for example: its Class B stock carries 1\/10,000th of the voting rights of the Class A stock, but 1\/1,500th of the dividend.","order":null,"slug":"","created_at":"2019-09-18 04:57:46","updated_at":"2019-09-18 04:57:46"},{"id":381,"name":"Preference Shares (Shares) UK","parent_id":16,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"preferred shares, preferreds","definition":"Are a type of equity which pays out a fixed dividend, usually twice a year. The name \u2018preference\u2019 comes from the fact that they rank above ordinary shares when it comes to the payment of dividends and return of capital.","example":"Assume ABC Company with 1000, 5%, $100 par value noncumulative preferred stocks outstanding issued a dividend for a $500 dividend. Since the preferred shareholders have the preferential right to dividends, they would take the entire dividend up to their limit (5% of Par) and the common stockholders wouldn\u2019t receive a dividend that year. If the company declares furthermore dividends this year, again the preferential rights of the preferred shareholders get retained and they get the first right to the dividends as they haven\u2019t received their share in full.","order":null,"slug":"","created_at":"2019-09-18 04:59:52","updated_at":"2019-09-18 04:59:52"},{"id":382,"name":"Rule 144 Shares (Stock)","parent_id":17,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"section 144 stock","definition":"Rule 144 is a regulation enforced by the U.S. Securities and Exchange Commission that sets the conditions under which restricted, unregistered, and control securities can be sold or resold. ","example":"On April 26, 2018, Lee Kirk, a Director of Guaranty Bancshares, Inc., filed to sell 20,891 shares of company stock for an aggregate market value of $686,896.08 on the NASDAQ Exchange. The approximate date of the sale was set for the time period 4\/27\/18 through 6\/12\/18. Additional information on Form 144 for individuals may include a physical address, IRS number, nature of the payment, and additional similar sales in the past several months.","order":null,"slug":"","created_at":"2019-09-18 05:05:54","updated_at":"2019-09-18 05:05:54"},{"id":383,"name":"Shares - Authorized (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"authorized capital stock","definition":"Refer to the maximum number of shares that a corporation is legally permitted to issue, as specified in its articles of incorporation in the U.S., or in the company's charter in other parts of the world.\u00a0","example":"Amazon\u2019s corporate charter, for example, states that the company\u2019s total authorized stock shall include 5 billion shares of common stock and 500 million shares of preferred stock. The charter permits Amazon to increase its authorized stock if there isn\u2019t enough unissued common stock to allow for the conversion of preferred stock. Corporate charters often require shareholder approval to increase the number of shares of authorized stock.","order":null,"slug":"","created_at":"2019-09-18 05:08:11","updated_at":"2019-09-18 05:08:11"},{"id":384,"name":"Shares - Issued (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"issued capital stock","definition":"Are the authorized shares sold to and held by the shareholders of a company, regardless of whether they are insiders,\u00a0institutional investors\u00a0or the general public, as shown in the company\u2019s annual report. Issued shares include the stock a company sells publicly to generate capital and the stock given to\u00a0insiders\u00a0as part of their compensation packages. This is in contrast to the shares held as treasury stock and shares that have been retired, which are not included in this figure.","example":"For example, McDonalds Authorized Shares in 2018 were 3.5 billion, out of which its total shares issued are 1.66 million shares and 0.89 are the treasury shares.","order":null,"slug":"","created_at":"2019-09-18 05:12:42","updated_at":"2019-09-18 05:17:12"},{"id":385,"name":"Shares - Common (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"ordinary share, voting share","definition":"Are a security that represents ownership in a corporation. Holders of common stock exercise control by electing a\u00a0board of directors\u00a0and voting on corporate policy. Of all shareholders, common shareholders have the least claim on a company\u2019s assets.","example":"Apple Inc. (AAPL) has 4,715,280,000 common shares on issue that pay a 1.62% annual dividend yield, according to Let\u2019s assume an institutional investor owns 300 million common shares in the tech giant. This means they have 6.4% ownership of the company (300,000,000 \/ 4,715,280,000) and receive an annual dividend payment of $918,540,000 ($56,700,000,000 x 1.62%) The common shares also give the investor a 6.4% weighted vote on matters put before shareholders of the company, as one share equals one vote.","order":null,"slug":"","created_at":"2019-09-18 05:22:41","updated_at":"2019-09-18 05:22:41"},{"id":386,"name":"Shares - Restricted (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"letter stock, restricted securities","definition":"Refer to unregistered shares of ownership in a corporation that are issued to corporate affiliates, such as executives and directors. Restricted stock is nontransferable and must be traded in compliance with special Securities and Exchange Commission (SEC) regulations.","example":"People usually come to own restricted stock through an IPO or a merger. For example, let's assume that Company XYZ goes public. To reward certain key employees for their contributions to the company over the years it took to become successful, the board of directors gives them each 1,000 shares of restricted stock. These shares cannot be sold for 90 days after the IPO date. On day 90, the shareholder usually will owe taxes on the value of the shares if he or she received them as part of a grant. ","order":null,"slug":"","created_at":"2019-09-18 05:25:08","updated_at":"2019-09-18 05:25:08"},{"id":387,"name":"Shares - Preferred (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"preference shares, preferreds","definition":"Are a form of stock which may have any combination of features not possessed by common stock including properties of both an equity and a debt instrument, and is generally considered a hybrid instrument. Preferred stockholders have a higher claim to dividends or asset distribution than common stockholders.","example":"For example, if a corporation issues 9% preferred stock with a par value of $100, the preferred stockholder will receive a dividend of $9 (9% times $100) per share per year. If the corporation issues 10% preferred stock having a par value of $25, the stock will pay a dividend of $2.50 (10% times $25) per year.","order":null,"slug":"","created_at":"2019-09-18 05:27:43","updated_at":"2019-09-18 05:27:43"},{"id":388,"name":"Shares - Founders (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"","definition":"Refer to the equity that is given to the early founders of an organization. The stocks differ in a few ways from common stocks in a secondary market. The key differences are that founders stock can only be issued at face value, and it comes with a vesting schedule.","example":"Assume that a firm has two early founders, each of whom takes 2,500 shares. Since the company has 5,000 outstanding shares, each founder receives half. If the firm hires four employees in the first year, then each one of them would receive about 250 shares. This brings the sum of the outstanding shares to 6,000. Suppose the company hires 20 more workers in the second year. Each of them is issued 50 shares. The reason why they get fewer shares is that they are not incurring much risk in working for the company. They each get 50 shares since every layer is receiving 1,000 shares to split up. Once the firm reaches its sixth layer, it ould\u2019ve issued 10,000 shares with each of the early founders owning 25% and the remaining shares allocated equally among the layers.","order":null,"slug":"","created_at":"2019-09-18 05:32:01","updated_at":"2019-09-18 05:35:32"},{"id":389,"name":"Shares - Class of Stock","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"","definition":"Is a type of listed company stock that is differentiated by the level of voting rights shareholders receive. ","example":"For example, a listed company might have two share classes, or classes of stock, designated as Class A and Class B. Owners of companies that have been privately owned and go public often create class A and B share structures with different voting rights in order to maintain control and\/or to make the company a more difficult target for a takeover.","order":null,"slug":"","created_at":"2019-09-18 05:37:56","updated_at":"2019-09-18 05:37:56"},{"id":390,"name":"Shares - Ordinary (Stock) UK","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"equity shares, common shares","definition":"Are the most common type of shares and are standard shares with no special rights or restrictions. They have the potential to give the highest financial gains, but also have the highest risk. Ordinary shareholders are entitled to voting rights, however, they are the last to be paid if the company is wound up. Ordinary shares are the most common form of share in the UK.","example":"Let\u2019s say an investor holds 10,000 shares in a Company TNG Inc. which has 5,00,000 shares outstanding. Thus, he will have 10000\/500000 = 2% ownership in the Company.","order":null,"slug":"","created_at":"2019-09-18 05:41:05","updated_at":"2019-09-18 05:41:05"},{"id":391,"name":"Shares - Preference (Stock) UK","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"preferred shares, preferreds","definition":"Are a type of equity which pays out a fixed dividend, usually twice a year. The name \u2018preference\u2019 comes from the fact that they rank above ordinary shares when it comes to the payment of dividends and return of capital.","example":"Assume ABC Company with 1000, 5%, $100 par value noncumulative preferred stocks outstanding issued a dividend for a $500 dividend. Since the preferred shareholders have the preferential right to dividends, they would take the entire dividend up to their limit (5% of Par) and the common stockholders wouldn\u2019t receive a dividend that year. If the company declares furthermore dividends this year, again the preferential rights of the preferred shareholders get retained and they get the first right to the dividends as they haven\u2019t received their share in full.","order":null,"slug":"","created_at":"2019-09-18 05:42:43","updated_at":"2019-09-18 05:42:43"},{"id":392,"name":"Shares - Non-Voting","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"non-voting stock, non-voting equity","definition":"Are shares that give the shareholder little or no vote on corporate issues such as mergers or the election of the board of directors. This kind of share might appeal to investors who want to reap rewards from a company's performance but are less interested in influencing its direction.","example":"Many countries including Britain, Germany and Russia have laws or policies against non-voting stock. In the US not all corporations offer voting stock and non-voting stock. Warren Buffett's Berkshire Hathaway does, for example: its Class B stock carries 1\/10,000th of the voting rights of the Class A stock, but 1\/1,500th of the dividend.","order":null,"slug":"","created_at":"2019-09-18 05:44:52","updated_at":"2019-09-18 05:44:52"},{"id":393,"name":"Shares - Bearer (Stock) Uk","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"bearer stock","definition":"Is an equity security wholly owned by whoever holds the physical stock certificate, thus the name \"bearer\" share. The issuing firm neither registers the owner of the stock nor tracks transfers of ownership; the company disperses dividends to bearer shares when a physical coupon is presented to the firm. Because the share is not registered to any authority, transferring the ownership of the stock involves only delivering the physical document.","example":"Bearer shares are not favored by the United States, and the rest of the globe has been following suit. ","order":null,"slug":"","created_at":"2019-09-18 05:47:10","updated_at":"2019-09-18 05:47:10"},{"id":394,"name":"Shares - Rule 144","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"section 144 stock","definition":"Rule 144 is a regulation enforced by the U.S. Securities and Exchange Commission that sets the conditions under which restricted, unregistered, and control securities can be sold or resold. ","example":"On April 26, 2018, Lee Kirk, a Director of Guaranty Bancshares, Inc., filed to sell 20,891 shares of company stock for an aggregate market value of $686,896.08 on the NASDAQ Exchange. The approximate date of the sale was set for the time period 4\/27\/18 through 6\/12\/18. Additional information on Form 144 for individuals may include a physical address, IRS number, nature of the payment, and additional similar sales in the past several months.","order":null,"slug":"","created_at":"2019-09-18 05:48:26","updated_at":"2019-09-18 05:50:00"},{"id":395,"name":"Stock (Shares)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"equity, share, capital stock","definition":"Is a form of security that indicates the holder has proportionate ownership in the issuing corporation.","example":"Whether you own one, 100 or 100 million shares of stock in a company, you're an owner of the company.","order":null,"slug":"","created_at":"2019-09-18 05:51:21","updated_at":"2019-09-18 05:51:21"},{"id":396,"name":"Shares (Stock)","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"stock, equity","definition":"A single unit of ownership in a company or financial asset.","example":"For example, if a company has 1,000 shares of stock outstanding and one person owns 100 shares, that person would own and have claim to 10% of the company's assets and earnings.","order":null,"slug":"","created_at":"2019-09-18 05:53:01","updated_at":"2019-09-18 05:53:01"},{"id":397,"name":"Shareholder","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"stockholder","definition":"Is a person, company, or institution that owns at least one share of a company\u2019s stock, which is known as equity. ","example":"A single shareholder who owns and controls more than 50% of a company's outstanding shares is known as a majority shareholder, while those who hold less than 50% of a company\u2019s stock are classified as minority shareholders.","order":null,"slug":"","created_at":"2019-09-18 05:54:50","updated_at":"2019-09-18 05:54:50"},{"id":398,"name":"Debt Holder","parent_id":4,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"creditor","definition":"Is an owner of a financial obligation of another party. In addition to receiving regular interest payments and the return of principal, debtholders are given precedence over stockholders in case of asset liquidation.","example":" For example, if a debt holder lends a borrower $5,000 with a 5% interest rate, the lender makes money due to the interest on the loan.","order":null,"slug":"","created_at":"2019-09-18 05:56:41","updated_at":"2019-09-18 05:56:41"},{"id":399,"name":"Stakeholder UK","parent_id":18,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"stockholder","definition":"Is a person, company, or institution that owns at least one share of a company\u2019s stock, which is known as equity. ","example":"A single shareholder who owns and controls more than 50% of a company's outstanding shares is known as a majority shareholder, while those who hold less than 50% of a company\u2019s stock are classified as minority shareholders.","order":null,"slug":"","created_at":"2019-09-18 05:58:47","updated_at":"2019-09-18 05:58:47"},{"id":400,"name":"Limited Liability Company","parent_id":12,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"limited partnership","definition":"Is a corporate structure in the United States whereby the owners are not personally liable for the company's debts or liabilities. Limited liability companies are hybrid entities that combine the characteristics of a corporation with those of a partnership or sole proprietorship.","example":"Both Amazon and Chrysler are organized as limited liability companies.","order":null,"slug":"","created_at":"2019-09-18 06:02:27","updated_at":"2019-09-18 06:02:27"},{"id":401,"name":"Limited Partnership","parent_id":12,"hashtag":"#investment #finance #law #entrepreneurship #business","synonyms":"limited liability company","definition":"Exists when two or more partners unite to conduct a business in which one or more of the partners is liable only up to the amount of their investment. Limited partners do not receive dividends but enjoy direct access to the flow of income and expenses. The main advantage of this structure is that owners are typically not liable for the company's debts.","example":"Let\u2019s say, \u201cX\u201d runs a food caf\u00e9 business and has \u201cY\u201d as his partner. In this business, X is the general partner whereas Y is a limited partner. \u201cY\u201d, has infused $1 million in the business as a capital investment. The money helps \u201cX\u201d, pay for his staff expenses and purchase raw material. \u201cY\u201d, does not participate in running the business but receives monthly share out of the profits.","order":null,"slug":"","created_at":"2019-09-18 06:05:54","updated_at":"2019-09-18 06:05:54"},{"id":402,"name":"Trust - Living","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"inter-vivos trust","definition":"Is a written document in which an individual's assets are provided as a trust for the individual's use and benefit during his lifetime. These assets are transferred to his beneficiaries at the time of the individual's death. ","example":"For example, a living trust is often an express trust, which is also a revocable trust, and might include an incentive trust, and so forth.","order":null,"slug":"","created_at":"2019-09-18 06:17:53","updated_at":"2019-09-18 06:17:53"},{"id":403,"name":"Trust - Testamentary","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"will trust","definition":"is a legal entity established in accordance with the instructions contained in a will. The trustee named is responsible for managing and distributing the trustor's assets to the beneficiaries as directed in the will.","example":"For example, Tom and Barbara have one child together, Stephanie. When Tom and Barbara make their will, they leave everything to each other. They also name Stephanie as an alternate in case they both die at the same time. However, Stephanie is a minor, so they must figure out who will manage her property until she is old enough to be able to do it herself. They decide to create a child\u2019s trust in their will, naming Barbara\u2019s brother as the trustee, and specifying that Stephanie cannot touch the trust until she is 18 years old. Now, if Tom and Barbara die at the same time, their property will go into the child\u2019s trust, and it will be managed for Stephanie\u2019s benefit by Barbara\u2019s brother, until Stephanie turns 18, at which time she can claim it herself.","order":null,"slug":"","created_at":"2019-09-18 06:32:04","updated_at":"2019-09-18 06:32:04"},{"id":404,"name":"Trust - Revocable","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a legal arrangement whereby a grantor transfers property to a trustee who holds the property in trust for the grantor\u2019s benefit. A revocable trust can be changed or terminated by the trustor during his lifetime.","example":"For example, Helen and Harold set up a joint revocable trust for the benefit of their three children. The couple transfers ownership of their assets, including their home, two cars, vacation property, and savings and investment accounts into the trust, naming themselves as co-trustees. Fifteen years later, Helen passes away and, because she is no longer able to make decisions regarding the trust, it becomes irrevocable. Harold continues to manage the trust, and to use the assets, including living in the family home. When Harold passes away eight years later, the successor trustee takes over management of the trust, distributing the assets to the couple\u2019s children as directed in the terms of the trust.","order":null,"slug":"","created_at":"2019-09-18 08:06:26","updated_at":"2019-09-18 08:06:26"},{"id":405,"name":"Trust - Irrevocable","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a type of trust where its terms cannot be modified, amended or terminated without the permission of the grantor's named beneficiary or beneficiaries.","example":"George has planned well to provide for his children and grandchildren after his death. Not only has he invested wisely, but he has purchased a $1 million term life insurance policy, though his wealth has placed him in the 45% tax bracket for estate taxes. When George passes away, the life insurance policy will pay out $1 million, and the IRS will take 45%, or $450,000 to satisfy the estate taxes just on the insurance payout. If George had set up an irrevocable life insurance trust, transferring the life insurance policy into it, the insurance proceeds would have gone straight to the named beneficiaries, avoiding estate taxes, and saving his heirs nearly half a million dollars.","order":null,"slug":"","created_at":"2019-09-18 08:33:45","updated_at":"2019-09-18 08:33:45"},{"id":406,"name":"Trust - Funded","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is \u201can agreement that describes how assets will be managed and held for the benefit of another person.\u201d Trusts that are legally established are generally referred to as trust funds. A trust fund is a legal entity that holds and manages assets on behalf of another. ","example":"For example, Helena creates a trust fund for her grandchildren, Thomas and Tyler. She places $500,000 in cash and other financial assets into the irrevocable trust, and names a close family friend as Trustee. While Helena has specified in the trust that the children are each to receive 30 percent of their portion of the trust fund at age 21, and the remaining balance at age 25, she has made sure the Trustee has the authority to release funds needed for the children\u2019s upbringing, and schooling.","order":null,"slug":"","created_at":"2019-09-18 08:35:07","updated_at":"2019-09-18 08:35:07"},{"id":407,"name":"Trust - Unfunded","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Consists only of the trust agreement with no funding. Unfunded trusts can become funded upon the trustor\u2019s death or remain unfunded. Since an unfunded trust exposes assets to many of the perils a trust is designed to avoid, ensuring proper funding is important.","example":"For example, parents establish a trust with their daughter as successor trustee, but for some reason title to the house does not get transferred to the trust. The parents pass away and daughter tries to sell the house but, unfortunately, because the house is still in the name of her parents, daughter, as successor trustee of the trust, does not have authority over the house because the trust is not the owner of the house.","order":null,"slug":"","created_at":"2019-09-18 08:37:24","updated_at":"2019-09-18 08:37:24"},{"id":408,"name":"Trust - Blind","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a trust in which the\u00a0trustees\u00a0have full discretion over the assets, and the trust beneficiaries theoretically have no knowledge of the holdings of the trust. The\u00a0trustor\u00a0initiates the trust and maintains the ability to terminate the trust, but otherwise exercises no control over the actions taken within the trust and receives no reports from the trustees while the blind trust is in force.","example":"For example, savvy lottery winners in the United States have used blind trusts to prevent investment hucksters and money-grubbing relatives from trying to snag a piece of their sudden wealth.","order":null,"slug":"","created_at":"2019-09-18 08:38:42","updated_at":"2019-09-18 08:38:42"},{"id":409,"name":"Trust - Special Needs","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a legal arrangement and fiduciary relationship that allows a physically or mentally disabled or chronically ill person to receive income without reducing their eligibility for the public assistance disability benefits provided by Social Security, Supplemental Security Income, Medicare or Medicaid.","example":"For example, Mary is medically disabled and receives Social Security disability benefits, Medicare, and food stamps. Under ordinary circumstances, Mary cannot make over a certain amount of money or she will be disqualified from receiving some of her benefits. When Mary\u2019s grandmother dies, she leaves Mary a large sum of money. In order to avoid causing Mary to lose her food stamps benefits, the inheritance is placed in a special needs trust to be managed for Mary\u2019s benefit by a named Trustee. The Trustee can see to it that Mary\u2019s needs are met, while Mary continues to receive the government benefits upon which she relies.","order":null,"slug":"","created_at":"2019-09-18 08:40:39","updated_at":"2019-09-18 08:40:39"},{"id":410,"name":"Trust - Charitable","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a type of irrevocable trust designed to reduce a beneficiary's potential tax liability, upon inheritance.","example":"For example, if you have $200,000 in stock that has appreciated from $10 a share to $100 a share, you can transfer it into a charitable trust and sell it without incurring capital gains tax. Then you can reinvest the money into other income-producing opportunities.","order":null,"slug":"","created_at":"2019-09-18 08:43:48","updated_at":"2019-09-18 08:43:48"},{"id":411,"name":"Trust - Charitable Remainder","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a tax-exempt irrevocable trust designed to reduce the taxable income of individuals by first dispersing income to the beneficiaries of the trust for a specified period of time and then donating the remainder of the trust to the designated charity. ","example":"For example, let\u2019s say that 20% of a closely held company is contributed to a CRT on June 15, 2017. The company is sold on Aug. 1, 2017, for $5 million. Thus, the CRT receives $1 million. ","order":null,"slug":"","created_at":"2019-09-18 08:45:36","updated_at":"2019-09-18 08:45:36"},{"id":412,"name":"Trust - Spendthrift","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is any trust that contains clauses specifically aimed at preventing the beneficiaries from squandering their inheritance. ","example":"For example, if you left $5,000,000 to your favorite nephew, and the trust account generated $250,000 per annum in income that was paid out to him, he couldn't pledge the trust assets as collateral. If he did spend more than he was able to support--say he bought a $3,000,000 house--the creditors would be out of luck should he find himself unable to perform on the loan. The only cash they can collect from your nephew would be his $250,000 distribution. ","order":null,"slug":"","created_at":"2019-09-18 08:47:32","updated_at":"2019-09-18 08:47:32"},{"id":413,"name":"Trust - Generation Skipping","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is a type of legally binding trust agreement in which the contributed assets are passed down to the grantor's grandchildren, not the grantor's children.","example":"Let's say you die and leave many millions of dollars directly to your children. Your estate will be taxed on the excess over the current federal estate tax exemption of $11.4 million in 2019 (up from $5.49 million in 2017). If your children preserve the wealth and leave it to their children (your grandchildren), the IRS gets to collect another round of estate taxes on the same wealth. But what if you instead leave your millions to your grandchildren? Now the IRS would lose its second bite of the apple, because you have cleverly made a transfer of wealth that skips a generation. Indeed, this strategy worked great until Congress dreamed up the GST tax. It ensures that the IRS will get a second bite after all. So even after you've set things up to take advantage of available gift and estate tax loopholes, your planning work is not finished. You need to take a step back and make sure you've successfully avoided (or at least minimized) the GST tax as well.","order":null,"slug":"","created_at":"2019-09-18 08:50:36","updated_at":"2019-09-18 08:50:36"},{"id":414,"name":"Trust - Credit Shelter","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate","synonyms":"","definition":"Is designed to allow affluent couples to reduce or completely avoid\u00a0estate taxes\u00a0when passing\u00a0assets\u00a0on to heirs, typically the couple's children.\u00a0","example":"Suppose a husband and wife who have been married for several years each accumulates an estate worth $6 million and the husband sets up a credit shelter trust to be funded upon his death with his share of their combined estate. After the husband dies, his $6 million estate and any income it generated passes estate-tax free onto his wife because it falls below the federal exemption. However, the transfer boosts the wife's net income to $12 million and past the estate-tax exemption. But because these assets were held in the trust outside of her control, her taxable estate is still valued at $6 million and still within the estate-tax exemption. Thus, she can pass on her assets to her children estate-tax free when she dies. ","order":null,"slug":"","created_at":"2019-09-18 08:53:14","updated_at":"2019-09-18 08:53:14"},{"id":415,"name":"Beneficiary","parent_id":2,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #humanresources","synonyms":"heir, heiress, legatee, inheritor","definition":"Is any person who gains an advantage and\/or profits from something. In the financial world, a beneficiary typically refers to someone eligible to receive distributions from a trust, will or life insurance policy. ","example":" For example, the beneficiary of a life insurance policy is the person who receives the payment of the amount of insurance after the death of the insured.","order":null,"slug":"","created_at":"2019-09-18 08:56:05","updated_at":"2019-09-18 08:56:05"},{"id":416,"name":"Trustee","parent_id":19,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #humanresources","synonyms":"agent","definition":"Is a person or firm that holds and administers property or assets for the benefit of a third party. A trustee may be appointed for a wide variety of purposes, such as in the case of bankruptcy, for a charity, for a trust fund, or for certain types of retirement plans or pensions. ","example":"Let's assume Company XYZ issues $100 million of bonds. Company XYZ will appoint a trustee, usually a bank, to act on behalf of the bondholders. The trustee maintains lists of the bondholders in addition to receiving and distributing interest payments. The trustee also monitors Company XYZ's compliance with the agreements and communicates with the bondholders when the issuer is not in compliance.","order":null,"slug":"","created_at":"2019-09-18 08:58:09","updated_at":"2019-09-18 08:58:09"},{"id":417,"name":"Regulation D (Reg D)","parent_id":17,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #startup","synonyms":"","definition":"Is a Securities and Exchange Commission (SEC) regulation governing private placement exemptions. Reg D offerings are advantageous to private companies or entrepreneurs that meet the requirements because funding can be faster to obtain and less costly than with a public offering.","example":"Large markets such as New York, San Francisco, Boston, and Chicago have the highest concentration of Form D Filings. However, the distributed access to capital and investment opportunities via online private placements has helped bring about some prominent 'middleweights' in a number of diverse markets, including Houston, TX, Vancouver, WA, and Raleigh, NC. For example, HelloMD raissed $2 million from accedited investors thorugh Reg D and $1 million through regulation CF. ","order":null,"slug":"","created_at":"2019-09-18 08:59:48","updated_at":"2019-09-18 08:59:48"},{"id":418,"name":"Regulation A (Reg A)","parent_id":17,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #startup","synonyms":"","definition":"Is an exemption from registration requirements\u2014instituted by the Securities Act\u2014that applies to public offerings of securities that do not exceed $50 million in any one-year period. Companies utilizing the Regulation A exemption must still file offering statements with the Securities and Exchange Commission (SEC).","example":"Equity crowdfunding platforms StartEngine and SeedInvest have facilitated Regulation A+ campaigns. The first successful Regulation A+ campaign was completed by automotive startup Elio Motors, raising nearly $17 million from 6,600 investors. The campaign was designed, produced and marketed by CrowdfundX, a financial marketing firm based in Los Angeles. Elio Motors closed out their Regulation A+ offering in February, 2016, and subsequently listed to the OTCQX, making it the first crowdfinanced IPO in the United States. In July, 2017, Myomo, a medical device maker out of Boston, MA, became the first crowdfinanced IPO to list shares to the NYSE. CrowdfundX also marketed this historic Reg A+ IPO.","order":null,"slug":"","created_at":"2019-09-18 09:01:56","updated_at":"2019-09-18 09:01:56"},{"id":419,"name":"Regulation CF (Reg CF)","parent_id":17,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #startup #crowfunding","synonyms":"","definition":"Enables eligible companies to offer and sell securities through crowdfunding. ","example":"For example, MicroVentures specializes in Regulation Crowdfunding, which is a term that refers to a form of equity crowdfunding that enables everyone to contribute, not just accredited investors.","order":null,"slug":"","created_at":"2019-09-18 09:02:55","updated_at":"2019-09-18 09:02:55"},{"id":420,"name":"Business Services","parent_id":2,"hashtag":"#investment #finance #law #entrepreneurship #business #startup #corporate","synonyms":"commercial services, corporate service","definition":"Is a general term that describes work that supports a business but does not produce a tangible commodity. Business services are services that are primarily sold to organizations.","example":"The following are illustrative examples of business services: computing, networks & communications, managent, software, professional services, consulting, training, finance, insurance, travel, events, food, marketing, research, media, distribution, supply, printing & prototyping, production, engineering, design, utilities, real estate, quality of life, logistics, waste management.","order":null,"slug":"","created_at":"2019-09-18 09:04:41","updated_at":"2019-09-18 09:04:41"},{"id":421,"name":"Maverick","parent_id":13,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #humanresources","synonyms":"dissenter","definition":"Is talented, truthful to the point of bluntness, visionary with an uncanny ability to exactly see the hole in the argument that is being presented to them, and how to fix it. Mavericks break rules, not out of spite but because the rules don\u2019t work. They are highly goal orientated, charismatic, and will question anything and everything. Mavericks are those individuals who eagerly make business decisions that fly in the face of business-as-usual. ","example":"A lot of successful entrepreneurs and business leaders, such as Steve Jobs (Apple) and Richard Branson (Virgin) are often marked as \u2018mavericks\u2019.","order":null,"slug":"","created_at":"2019-09-18 09:06:15","updated_at":"2019-09-18 09:06:15"},{"id":422,"name":"Maven","parent_id":13,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #humanresources","synonyms":"expert","definition":"Is a trusted expert in a particular field, who seeks to pass timely and relevant knowledge on to others in the respective field.","example":"An example of a maven is someone who knows all about wine.","order":null,"slug":"","created_at":"2019-09-18 09:08:42","updated_at":"2019-09-18 09:08:42"},{"id":423,"name":"Vaporware","parent_id":21,"hashtag":"#investment #finance #entrepreneurship #business #startup","synonyms":"operating system, program, speadsheet","definition":"A product, typically computer hardware or software, that is announced to the general public but is never actually manufactured nor officially cancelled. Use of the word has broadened to include products such as automobiles.","example":"For example, Phantom Console, Gizmondo Widescreen, Segway Centaur, Apple iTV, Sega VR, Scribble Pen, Vector WX-8, Razer Project Christine, and Victorinox 1TB Swiss ARMY Knife. ","order":null,"slug":"","created_at":"2019-09-18 09:11:19","updated_at":"2019-10-02 10:23:22"},{"id":424,"name":"Venture Capitalist","parent_id":21,"hashtag":"#investment #finance #law #entrepreneurship #business #realestate #humanresources","synonyms":"speculator","definition":"Is an investor that provides capital to firms exhibiting high growth potential in exchange for an equity stake. This could be funding startup ventures or supporting small companies that wish to expand but do not have access to equities markets.","example":"Well-known venture capitalists include Jim Breyer, an early Facebook (FB) investor, Peter Fenton, an investor in Twitter (TWTR), Peter Theil, the co-founder of PayPal (PYPL) and Facebook's first investor, Jeremy Levine, the largest investor in Pinterest, and Chris Sacca, an early investor in Twitter and ride-share company Uber.","order":null,"slug":"","created_at":"2019-09-18 09:13:09","updated_at":"2019-09-18 09:13:09"},{"id":425,"name":"Dashboard","parent_id":4,"hashtag":" #entrepreneurship #business #finance","synonyms":"control center","definition":"Is a type of control center which usually provides either one or both of: (a) quick view of key information of performance of some function or business process (like monitoring success of a marketing plan or visual review of status of your department's success on projects, and\/or (b) a central source of concentrated access to a large amount of information, particularly outside of your own business or environment and the ability to engage with that information directly from the dashboard (such as finding many top News services to announce news or accessing groups of investors or mentors to help your business and manage that relationship, as well as business tools, training, websites and other things related to manage or grow your business). The term dashboard originates from the automobile dashboard where drivers monitor the major functions at a glance via the instrument cluster. \u2022 Visual presentation of performance measures \u2022 Ability to identify and correct negative trends \u2022 Measure efficiencies\/inefficiencies \u2022 Ability to make more informed decisions based on collected business intelligence \u2022 Align strategies and organizational goals \u2022 Saves time comparing results or finding sources you need \u2022 Gain total visibility quickly.","example":"For example, web dashboard allows the user to view KPIs and other critical data without delving into the semantics of the source system that manages the detailed data.","order":null,"slug":"","created_at":"2019-09-18 09:15:00","updated_at":"2019-09-19 05:35:25"},{"id":426,"name":"Private Label Right (PLR)","parent_id":16,"hashtag":" #business #Internet #law #marketing ","synonyms":"","definition":"In eCommerce, internet marketing and online products - Private Label Rights are digital products (eBooks, videos, software, articles, reports, blogs, advertisements, website templates, web coding script and much more) that you can purchase or get for free AND have the 'rights' or the 'license' to these items that allows you to republish, re-sell, alter, revise, re-package, give away or basically use them in whatever manner that the 'license' allows you to. There are many websites that sell or give away PLR Content and most of it is either free or very cheap. It is like having your own library of digital products to use as you wish - for marketing or to re-sell.","example":"For example, a business owner might purchase the private label rights to a series of articles that would then be customized and published on the business's website.","order":null,"slug":"","created_at":"2020-05-14 05:07:58","updated_at":"2020-05-14 06:25:20"},{"id":437,"name":"Business Format Franchising (BFF)","parent_id":2,"hashtag":"#franchise","synonyms":"","definition":"A franchising arrangement when a franchisor provides the franchisee with an established business, concept, name, and trademark to run independently. The franchisor gives the franchisee with bolster and sometimes can control over the way the franchisee works beneath the brand. From the other side, the franchisee usually pays a franchise and royalty fees, defined under the terms of BFF.","example":"In the case of business format franchising, the unit provides the detailed technology and often many of the factors of production, except management and entrepreneurship; it may even handle marketing.","order":null,"slug":"","created_at":"2020-10-16 03:51:05","updated_at":"2020-10-16 03:51:05"},{"id":428,"name":"Acknowledgement of Receipt","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"A hard copy or electronically signed document by a prospective franchisee and provided to the franchisor to prove the date the Franchise Disclosure Document (FDD) was received by the future franchisee. Regulated under item 23 of FDD. ","example":"Once you receive the Franchise Disclosure Document, you will be required to sign and return an Acknowledgement of Receipt.","order":null,"slug":"","created_at":"2020-10-15 12:07:10","updated_at":"2020-10-19 04:03:17"},{"id":429,"name":"Advertising Fees","parent_id":1,"hashtag":"#franchise #finance","synonyms":"","definition":"Month to month installments, that typically calculated as a percentage of gross sales and collected by the franchisor along with other royalties. These fees are usually deposited in a national promotion fund which is used by franchisors for preserving the chain's brand name strength. ","example":"Before I get mail from some franchise purists, the other routine fee is usually the advertising fee. ","order":null,"slug":"","created_at":"2020-10-15 12:08:04","updated_at":"2020-10-15 12:08:04"},{"id":430,"name":"Approved Advertising Materials","parent_id":1,"hashtag":"#franchise #marketing","synonyms":"","definition":"Marketing materials are used in the franchisee's local market and shall be provided by the franchisor. Another way franchisees might create the advertisement materials by himself and get approval from the franchisor to use.","example":"In addition to pre-approved marketing material, most franchise systems will provide a method for you to submit marketing materials you independently produce for their approval.","order":null,"slug":"","created_at":"2020-10-15 12:11:07","updated_at":"2020-10-15 12:11:07"},{"id":431,"name":"Approved Products","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"\"Indicated items that a franchisee must purchase for utilize in their trade. The franchisor may moreover indicate an authorized provider (see authorized provider definition underneath). For the most part, built up to control the quality of the items utilized or sold by the franchisee in conducting their commerce.\"","example":"The franchisee is expected to protect the brand name of the franchisor by offering only approved products and services that are linked to the brand name of the original company.","order":null,"slug":"","created_at":"2020-10-16 03:42:36","updated_at":"2020-10-16 03:42:36"},{"id":432,"name":"Approved Site","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"The location that the franchisor considers appropriate for the franchisee's set-up, which meets the criteria of the franchise unit.","example":"Many franchisors retain the right to approve sites for their outlets, and may not approve a site you select. ","order":null,"slug":"","created_at":"2020-10-16 03:43:23","updated_at":"2020-10-16 03:43:23"},{"id":433,"name":"Area Franchisee","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"The geographic territory the where franchisee has a right to open a number of locations on the pre-agreed schedule or timeline. Area franchisee pays an area fee for the rights granted by the franchisor.","example":"In any part of the Franchise Area where the wires and lines of the Cable System are aerial, they shall be allowed to remain aerial, subject to other Franchise provisions.","order":null,"slug":"","created_at":"2020-10-16 03:44:16","updated_at":"2020-10-16 03:44:16"},{"id":434,"name":"Area Representative","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"Someone (might be a franchisee or not) who has the right to seek prospective franchise candidates on a certain territory. The area representative usually works on commission bases (paid by franchisor) after the actual franchise agreement and funds exchange has occurred between the franchisee and franchisor.","example":"The positions of Regional Coordinator and Area Representative were created to facilitate recruitment of new members and communication among current and potential members in defined areas. ","order":null,"slug":"","created_at":"2020-10-16 03:47:01","updated_at":"2020-10-16 03:47:01"},{"id":435,"name":"Authorized\/Designated Supplier","parent_id":1,"hashtag":"#franchise","synonyms":"","definition":"A supplier of products or services that is approved by a franchisor to sell to the franchisee. ","example":"Several unreliable dealers have been struck off our list of authorized suppliers.","order":null,"slug":"","created_at":"2020-10-16 03:47:46","updated_at":"2020-10-16 03:47:46"},{"id":436,"name":"Breakeven","parent_id":2,"hashtag":"#franchise #business","synonyms":"","definition":"For any business, break-even is a point when the total revenues are equal to total expenses. In franchising, it refers to the point when generated monthly revenue covers expenses and starts paying back on investment.","example":"The company achieved financial breakeven in the seventh month of its operation, and started to generate profits in its second year.","order":null,"slug":"","created_at":"2020-10-16 03:48:53","updated_at":"2020-10-16 03:48:53"},{"id":438,"name":"Certification","parent_id":3,"hashtag":"#franchise #humanresources #business","synonyms":"","definition":"To get certification from the franchisor franchisees' employees have to complete training programs to ensure that the minimum brand requirements and certain job functions according to franchisor standards.","example":"Certification of franchisees and their employees has long been a means of controlling brand quality in franchising.","order":null,"slug":"","created_at":"2020-10-16 06:48:07","updated_at":"2020-10-16 06:48:07"},{"id":439,"name":"Churning","parent_id":3,"hashtag":"#franchise ","synonyms":"","definition":"The turnover of proprietorship of a franchisee from one franchisee to another, from a franchisee to the corporate substance, or at the end, the closing of an establishment.","example":"While churning is not a common occurrence in franchising today, it does occur, and sometimes a single location may be churned several times.","order":null,"slug":"","created_at":"2020-10-16 06:49:16","updated_at":"2020-10-16 06:54:00"},{"id":440,"name":"Company-Owned Locations","parent_id":3,"hashtag":"#franchise ","synonyms":"","definition":"A corporate location, area, or property, that is owned and operated by a corporate entity (franchisor). Whereas not required, most company-owned areas contribute to the system\u2019s promoting fund(s).","example":"Also referred to as corporate locations or units, a company-owned location is owned and operated by the corporate entity of the brand, as opposed to by a franchisee.","order":null,"slug":"","created_at":"2020-10-16 06:55:29","updated_at":"2020-10-16 06:55:29"},{"id":441,"name":"Continuous Training","parent_id":3,"hashtag":"#franchise #humanresources","synonyms":"","definition":"The following trainings provided by franchisors to its franchisees, unit management, and staff, afterto the initial training provided.","example":"Continuous training is essential to keeping franchisees informed about insider tips, new products or services, and future advertising and marketing campaigns.","order":null,"slug":"","created_at":"2020-10-16 06:56:40","updated_at":"2020-10-16 06:56:40"},{"id":442,"name":"Conversion Franchising","parent_id":3,"hashtag":"#franchise #business","synonyms":"","definition":"The modification and rebranding of an existing business into the franchise system within a certain industry. Often franchisors prefer conversions as a way to save costs and ensure the franchisee has the required skills to operate the business.","example":"For social enterprises that have a business model that provides an improved version of a product already being provided to their target customers, conversion franchising may be a viable option.","order":null,"slug":"","created_at":"2020-10-16 07:00:08","updated_at":"2020-10-16 07:00:08"},{"id":443,"name":"Discovery Days","parent_id":4,"hashtag":"#franchise ","synonyms":"","definition":"A term commonly utilized to allude to the time when a franchisor welcomes an imminent franchisee (now and then a few at once) to the corporate office to meet the staff and learn more approximately the company. This can be frequently one of the ultimate steps before the imminent franchisee makes the last choice of contributing within the franchise.","example":"Franchise Discovery Days require booking, so do ensure you use the booking form alongside the event details to make contact with the franchisor and book your place.","order":null,"slug":"","created_at":"2020-10-16 07:01:34","updated_at":"2020-10-16 07:01:34"},{"id":444,"name":"Exclusive (Protected) Territory","parent_id":5,"hashtag":"#franchise ","synonyms":"","definition":"A geographic region that gives the franchisee the certain rights to operate the business. Franchisors may incorporate carve-out arrangements inside an elite location that characterize an avoided sort of area (shopping centers, airplane terminals, stadiums, fields, grocery stores, clinics, etc.).","example":"Your franchise agreement provides you with a protected territory. ","order":null,"slug":"","created_at":"2020-10-16 07:02:30","updated_at":"2020-10-16 07:02:30"},{"id":445,"name":"Federal Trade Commission (FTC)","parent_id":6,"hashtag":"#franchise #law","synonyms":"","definition":"An independent agency of the US government whose principal mission is the enforcement of civil US antitrust law and the promotion of consumer protection. The franchisinng is regulated under Rule 436 of FTC.","example":"In addition, the Federal Trade Commission alleged that willingness to participate in industry standard-setting efforts was chilled.","order":null,"slug":"","created_at":"2020-10-16 07:05:48","updated_at":"2020-10-16 07:05:48"},{"id":446,"name":"Field Consultant","parent_id":6,"hashtag":"#franchise #humanresources","synonyms":"","definition":"A comissioneed Area Representative, contract worker or employee offranchisor who is responsible for support and assistance franchisee in the bysiness operation and location.","example":"Usually, field consultants are assigned a geographic region, but this may vary based on size of the franchise system, business model or other factors.","order":null,"slug":"","created_at":"2020-10-16 07:07:00","updated_at":"2020-10-16 07:07:00"},{"id":447,"name":"Financial Performance Representation (FPR)","parent_id":6,"hashtag":"#franchise #finance","synonyms":"","definition":"Representation to a prospective franchisee that states, explicitly or by suggestion, a particular level or run of real or potential deals, salary, net benefits, or net benefits.","example":"Prospective franchisees are still often surprised to discover that some franchisors don\u2019t include a Financial Performance Representation in their Franchise Disclosure Document (FDD).","order":null,"slug":"","created_at":"2020-10-16 07:08:43","updated_at":"2020-10-16 07:08:43"},{"id":448,"name":"Franchise","parent_id":6,"hashtag":"#franchise #business #corporate","synonyms":"","definition":"Relationship in which a corporate entity (franchisor) enters into a contract with an individual or substance (franchisee) allowing the authorization to operate in the distribution of goods and services, under the franchisor's trade name and guidance in exchange for a fee.","example":"You see, this... is a blossoming franchise with endless possibilities, thanks to you.","order":null,"slug":"","created_at":"2020-10-16 07:09:43","updated_at":"2020-10-16 07:09:43"},{"id":449,"name":"Franchise Attorney","parent_id":6,"hashtag":"#franchise #law #business","synonyms":"","definition":"A lawyer that specializes in the laws and regulations in a franchise business, can assist the prospective franchisee in the legal process of starting franchise operation, review and comment on Franchise Disclosure Documents, recommend potential franchisor candidates.","example":"Franchise attorneys know what to focus on in the FDD and in the actual franchise contract.","order":null,"slug":"","created_at":"2020-10-16 08:27:19","updated_at":"2020-10-16 08:27:19"},{"id":450,"name":"Franchise Brocker","parent_id":6,"hashtag":"#franchise #business","synonyms":"","definition":"A sales agent for the franchisor (can be a person or company). Usually, working for the different franchisors that give the flexibility to match a prospective franchisee with the brand is the best fit for a set of criteria.","example":"Many prospective franchisees use the services of a franchise broker \u2014 sometimes called a franchise consultant.","order":null,"slug":"","created_at":"2020-10-16 08:28:11","updated_at":"2020-10-16 08:28:11"},{"id":451,"name":"Franchise Consultant","parent_id":6,"hashtag":"#franchise #business","synonyms":"","definition":"A business specialist who helps on both ends of the business: for a franchisor to expand their business and, also, has the appropriate knowledge of the development and operation to help the franchisee to open a new franchise.","example":"First our franchise consultants are tasked with helping entrepreneurs that want to buy a franchise make the best choice.","order":null,"slug":"","created_at":"2020-10-16 08:29:05","updated_at":"2020-10-16 08:29:05"},{"id":452,"name":"Franchise Development","parent_id":6,"hashtag":"#franchise","synonyms":"","definition":"A continuing process of expanding and adding new franchisees to a franchise entity. ","example":"The process of franchise development is one that requires a methodical approach and one of careful strategic planning along with targeted and professional marketing processes.","order":null,"slug":"","created_at":"2020-10-16 08:31:54","updated_at":"2020-10-16 08:31:54"},{"id":453,"name":"Franchise Disclosure Document (FDD)","parent_id":6,"hashtag":"#franchise #law","synonyms":"","definition":"The legal document formatted under the Federal and State Regulators and provides information on the franchise, its description of the business model, estimated initial investment fees and percentage of royalties, the listing of current and former franchisees, and other information.","example":"One of the most important tools for creating an open and honest dialogue between the franchisor and the franchisee is the Franchise Disclosure Document.","order":null,"slug":"","created_at":"2020-10-16 08:36:49","updated_at":"2020-10-16 08:36:49"},{"id":454,"name":"Franchise Fee","parent_id":6,"hashtag":"#franchise #finance","synonyms":"","definition":"A one-time fee paid by the franchisee to the franchisor during the signing process of the franchise agreement that allows the franchisee to use the franchise brand's name and likeness. ","example":"All that's left now is to sign the paperwork and collect your $50,000 franchise fee.","order":null,"slug":"","created_at":"2020-10-16 08:38:06","updated_at":"2020-10-16 08:38:06"},{"id":455,"name":"Franchisee","parent_id":6,"hashtag":"#franchise","synonyms":"","definition":"The individual or company that has a license to operate under the existing business model and trademark by the franchisor.","example":"In the field of solar energy, Enel Green Power developed the franchisee model in Italy of Enel Green Power Retail.","order":null,"slug":"","created_at":"2020-10-16 08:38:49","updated_at":"2020-10-16 08:38:49"},{"id":456,"name":"Franchisee in Good Standing","parent_id":6,"hashtag":"#franchise #business","synonyms":"","definition":"Franchisee operating their business according to the franchisor\u2019s operating standards and is current with all payments owed to franchisor and key suppliers.","example":"Maintaining Franchisee in Good Standing is critical to business success.","order":null,"slug":"","created_at":"2020-10-16 08:39:44","updated_at":"2020-10-16 08:39:44"},{"id":457,"name":"Franchisee Satisfaction Index (FSI)","parent_id":6,"hashtag":"#franchise","synonyms":"","definition":"The industry standard that tracking and measuring the health of a franchise company over time. ","example":"After sending to all active franchisees in the U.S. and collecting and analyzing results from 184 participants, Minuteman Press International received an overall 4.1 out of 5 Franchisee Satisfaction Index (FSI) rating measured across eight key categories including Training & Support, Franchise System, Leadership, Core Values, Franchisee Community, Self-Evaluation, Financial Opportunity, and General Satisfaction.","order":null,"slug":"","created_at":"2020-10-16 08:40:32","updated_at":"2020-10-16 08:40:32"},{"id":458,"name":"Franchisor","parent_id":6,"hashtag":"#franchise","synonyms":"","definition":"An individual or company that licenses another party (franchisee) to operate under its brand and trademark on the conditions specified in the Franchise Disclosure Document.","example":"In Thailand, for instance, a franchisor is not obliged to have her\/his own shop and prove profits before entering into contracts with franchisees.","order":null,"slug":"","created_at":"2020-10-16 08:41:20","updated_at":"2020-10-16 08:41:20"},{"id":459,"name":"Gray Marketing","parent_id":7,"hashtag":"#franchise #marketing","synonyms":"","definition":"When a franchisee buys products or services under franchisor's agreements and sells outside of the brand owner's approved distribution channels or to another company - an activity that can be perfectly legal.","example":"The main topic in the referendum was the decision to eliminate gray marketing activity.","order":null,"slug":"","created_at":"2020-10-16 09:40:01","updated_at":"2020-10-16 09:41:19"},{"id":460,"name":"International Franchise Association (IFA)","parent_id":9,"hashtag":"#franchise #corporate","synonyms":"","definition":"The world's oldest and best-known organization representing the franchising worldwide. Since 1960 IFA works to provide advocacy, education, industry-leading events for the franchise community.","example":"Celebrating 58 years of excellence, education and advocacy, the International Franchise Association is the world's oldest and largest organization representing franchising worldwide.","order":null,"slug":"","created_at":"2020-10-16 09:42:11","updated_at":"2020-10-16 09:42:11"},{"id":461,"name":"Item 19","parent_id":9,"hashtag":"#franchise #finance","synonyms":"","definition":"The section in FDD is called \"Financial Performance Representations\". The section where the franchisor can show exactly how much money the franchisee can make with this franchise. The Item 19 s not mandatory, however, brands that include it are showing the level of transparency between them and a new franchisee.","example":"The Committee took action on item 19 at its 6th meeting, on 4 October.","order":null,"slug":"","created_at":"2020-10-16 09:43:04","updated_at":"2020-10-16 09:43:04"},{"id":462,"name":"Key Supplier or Vendor","parent_id":11,"hashtag":"#franchise","synonyms":"","definition":"The vendor who is holding an agreement with the franchisor to supply negotiated products or services to all franchise system.","example":"And, for better or for worse, it is a key supplier to certain countries.","order":null,"slug":"","created_at":"2020-10-16 09:43:55","updated_at":"2020-10-16 09:43:55"},{"id":463,"name":"Low-Cost Franchise","parent_id":12,"hashtag":"#franchise #finance","synonyms":"","definition":"A franchise with a low initial investment, typically defined as being under $100,000. A low initial investment means that franchasee can generate a return on investment on the franchise much faster.","example":"Low-cost franchises also have low input costs, they usually operate virtually, either out of your home or on the Internet.","order":null,"slug":"","created_at":"2020-10-16 09:45:00","updated_at":"2020-10-16 09:45:00"},{"id":464,"name":"Master Franchise","parent_id":13,"hashtag":"#franchise","synonyms":"","definition":"A franchising contract where the owner of the brand name allows franchisees to control franchising activities in a specified geographic location.","example":"From these fees, the master franchisee will not only have to finance their own operations, but to make a payment to the franchisor as well.","order":null,"slug":"","created_at":"2020-10-16 10:15:45","updated_at":"2020-10-16 10:15:45"},{"id":465,"name":"Multi-Concept Franchisee","parent_id":13,"hashtag":"#franchise","synonyms":"","definition":"A franchisee who operates more than one unit from different frinchise brands, usually, in the same geographic area.","example":"Multi-concept franchisees have to exercise caution to avoid violating franchise agreements or comingling business records.","order":null,"slug":"","created_at":"2020-10-16 10:16:47","updated_at":"2020-10-16 10:16:47"},{"id":466,"name":"Operating Principal","parent_id":15,"hashtag":"#franchise #humanresources","synonyms":"","definition":"A single person authorized by an establishment owner to form decisions for sake of the franchisee. This individual is the working vital and is, as a rule, the individual with whom the franchisor counsels in with respect to the operation and conduct of the franchise.","example":"You can consult with the operating principal regarding the operation and conduct of the franchise.","order":null,"slug":"","created_at":"2020-10-16 10:17:50","updated_at":"2020-10-16 10:17:50"},{"id":467,"name":"Product and Tradename Franchising","parent_id":16,"hashtag":"#franchise #entrepreneurship","synonyms":"","definition":"An arrangement under which franchisor shares with franchisee a formula to perform the business, along with the right (license) to purchase its products\/services and use its trade name, marketing, and advertising, training, and other assistance.","example":"The product and trade name franchising system has evolved from suppliers or manufacturers creating sales contracts with dealers to buy or sell their products or product lines.","order":null,"slug":"","created_at":"2020-10-16 10:42:34","updated_at":"2020-10-16 10:42:34"},{"id":468,"name":"Retrofranchising or Re-franchising","parent_id":17,"hashtag":"#franchise #finance #business","synonyms":"","definition":"The process of reselling the corporate-owned business (by franchisor) to prospect franchisees (or multi-unit franchise holders). Usually, to boost income by lower costs.","example":"And if that location's successful, franchising would be the next step.","order":null,"slug":"","created_at":"2020-10-16 10:56:27","updated_at":"2020-10-16 10:56:27"},{"id":469,"name":"Royalties\/Royalty Fees","parent_id":17,"hashtag":"#franchise #finance","synonyms":"","definition":"An ongoing membership charges, usually a percentage of gross sales, that are paid from franchisee to franchisor on a monthly basis as a part of the franchise agreement. The amount depends on the service\/support offered by the brand owner and has to be stated in FDD.","example":"Traditionally, these one-way relationships, in the form of licensing agreements or franchising for instance, were formed to transfer knowledge about a product or a process to a licensee for a royalty fee.","order":null,"slug":"","created_at":"2020-10-16 11:00:36","updated_at":"2020-10-16 11:00:36"},{"id":470,"name":"Initial Investment","parent_id":9,"hashtag":"#franchise #finance #investment","synonyms":"","definition":"A total initial cost required to start a franchise business. Often, includes a franchisee fee, construction fee, equipment purchases, legal fee, and others. Determined under Item 7 in FDD.","example":"It attributes this stability to relatively low startup costs, a solid support system, and continual monitoring of store performance.","order":null,"slug":"","created_at":"2020-10-16 11:10:07","updated_at":"2020-10-16 11:10:07"},{"id":471,"name":"Successor Agreement","parent_id":18,"hashtag":"#franchise","synonyms":"","definition":"Franchisee\u2019s ability to continue in the business for additional terms following a successful completion of their initial term.","example":"Prospective franchise businessmen should equip themselves with the knowledge of franchise terms such as successor agreement.","order":null,"slug":"","created_at":"2020-10-16 11:23:43","updated_at":"2020-10-16 11:23:43"},{"id":472,"name":"Uniform Franchise Offering Circular - UFOC","parent_id":20,"hashtag":"#franchise #small business opportunities","synonyms":"","definition":"A regulatory document describing a franchise opportunity that prospective franchisees have to receive before they pay any money, sign any papers or, in some cases, even meet with the franchisor. Now called the FDD (Franchise Disclosure Document).","example":"As you begin the process of meeting with franchisors and determining whether or not their model is a good fit for you, you will need to ensure you are provided with two important documents: a Franchise Disclosure Document (FDD) and a Uniform Franchise Offering Circular (UFOC). ","order":null,"slug":"","created_at":"2020-10-16 11:24:53","updated_at":"2020-10-16 11:24:53"},{"id":473,"name":"Return on Investment (ROI)","parent_id":17,"hashtag":"#finance #franchise #business","synonyms":"","definition":"A financial metric used to evaluate the forecast profitability of the investment. The formula for ROI is [current value - total cost] \/ [total cost] * 100. The ROI of a franchise usually range between 25 percent and 50 percent. ","example":"The return on investment would probably be achieved in the medium term.","order":null,"slug":"","created_at":"2020-10-16 11:33:38","updated_at":"2020-10-16 11:33:38"},{"id":474,"name":"PLR (Private Label Rights)","parent_id":16,"hashtag":"#law #business #resell","synonyms":"","definition":"PLR gives the buyer maximum rights to modify a product, rebrand, and resell it. However, there usually some restrictions, so, the buyer should carefully study the PLR licenses before buying, to know exactly what he can or cannot do.","example":"Every month we released a brand-new exclusive PLR package designed in house for our members.","order":null,"slug":"","created_at":"2020-10-21 08:57:10","updated_at":"2020-10-21 08:57:10"},{"id":475,"name":"PUO (Personal Use Only)","parent_id":16,"hashtag":"#law #business","synonyms":"","definition":"Personal Use Only means non-commercial use and for purposes other than making money. If you are using any content that hasn't been created by yourself, you have to check a PUO disclaimer. ","example":"However, please ensure that you use that for your personal use only.","order":null,"slug":"","created_at":"2020-10-21 10:05:06","updated_at":"2020-10-21 10:07:15"},{"id":476,"name":"RR (Resell Rights)","parent_id":17,"hashtag":"#law #business #resell","synonyms":"","definition":"Resell Rights is the permission for the buyer to re-sell or to exchange products.","example":"Before you can start selling a developer\u2019s software, you would have to sign a software reseller agreement that grants you software resell rights.","order":null,"slug":"","created_at":"2020-10-21 10:08:10","updated_at":"2020-10-21 10:08:10"},{"id":477,"name":"MRR (Master Resell Rights)","parent_id":13,"hashtag":"#law #business #resell","synonyms":"","definition":"Master Resell Rights enables the buyer to not only resell content but also resell rights to their clients.","example":"Amanda Green created a new book and now she offers Master Resell Rights to her buyers.","order":null,"slug":"","created_at":"2020-10-21 10:09:46","updated_at":"2020-10-21 10:09:46"},{"id":478,"name":"Giveaway Rights","parent_id":7,"hashtag":"#law #business #resell","synonyms":"","definition":"The type of rights allows the buyer of content to give it away for free.","example":"Free giveaway rights ebooks on this page are for both Free and Gold members.","order":null,"slug":"","created_at":"2020-10-21 10:10:53","updated_at":"2020-10-21 10:10:53"},{"id":479,"name":"Rebranding","parent_id":17,"hashtag":"#law #business #resell","synonyms":"","definition":"Conceptual change of the ideology of the brand and all its components, such as a slogan, logo, corporate identity, positioning, etc.","example":"In November, 2019 the company carried out rebranding and provided the new slogan.","order":null,"slug":"","created_at":"2020-10-21 10:12:27","updated_at":"2020-10-21 10:12:27"},{"id":480,"name":"Aftermarket","parent_id":1,"hashtag":"#domain","synonyms":"","definition":"The secondary market where a buyer can purchase a domain that is already registered.","example":"Once the seller and buyer agree, the aftermarket platforms then facilitate the purchase and transfer of the domains.","order":null,"slug":"","created_at":"2020-11-12 11:58:52","updated_at":"2020-11-12 11:58:52"},{"id":481,"name":"Authorization Code","parent_id":1,"hashtag":"#domain","synonyms":"","definition":"The code that is generated by registrar and used to transfer the domain to another registrar and\/or to transfer of ownership to the new owner of the domain name.","example":"If you are transferring your domain away from xneelo, they will provide you with the Authorization code after you have terminated your account.","order":null,"slug":"","created_at":"2020-11-12 12:06:59","updated_at":"2020-11-12 12:42:39"},{"id":482,"name":"Brokerage","parent_id":2,"hashtag":"#domain","synonyms":"","definition":"Brokerage is responsible for the communication and negotiation process between a domain name owner and a buyer.","example":"Several brokerages compete to match buyers and sellers of a given stock.","order":null,"slug":"","created_at":"2020-11-12 12:13:15","updated_at":"2020-11-12 12:13:15"},{"id":483,"name":"ccTLD","parent_id":3,"hashtag":"#domain","synonyms":"","definition":"A Country Code Top Level Domain is an extension assigned to a specific country. It is designated by the two-letter national code ISO 3166, allocated by ICANN for all states and some administrative territories of the world.","example":"You can use ccTLDs to come up with clever, unique domains of your own.","order":null,"slug":"","created_at":"2020-11-12 12:15:07","updated_at":"2020-11-12 12:15:07"},{"id":484,"name":"DNS","parent_id":4,"hashtag":"#domain","synonyms":"","definition":"A Domain Name System which allows for a server to be found through a domain name, rather than an IP address. That means when you want to access our website you can type in in your browser, instead of the IP address of our server (","example":"As long as this IP address is listed, then the DNS query was successful.","order":null,"slug":"","created_at":"2020-11-12 12:17:08","updated_at":"2020-11-12 12:17:08"},{"id":485,"name":"Domain Marketplaces","parent_id":4,"hashtag":"#domain","synonyms":"","definition":"It is an online platform (aftermarket) for selling and buying domains.","example":"Online domain marketplaces are ideal if you\u2019re interested in flipping domain names for a profit.","order":null,"slug":"","created_at":"2020-11-12 12:18:12","updated_at":"2020-11-12 12:41:15"},{"id":486,"name":"Domain Name","parent_id":4,"hashtag":"#domain","synonyms":"","definition":"A unique set of characters consisting of letters and numbers that are assigned to a specific IP-address and identifies the site in search engines. Domain Name consists of the second-level domain SLD (tbc-hosting) and top-level domain TLD (.com).","example":"Using the fully qualified domain name (FQDN) will avoid any conflict with duplicated server names.","order":null,"slug":"","created_at":"2020-11-12 12:32:22","updated_at":"2020-11-12 12:41:19"},{"id":487,"name":"Domain Parking","parent_id":4,"hashtag":"#domain","synonyms":"","definition":"It is a registered domain name that's not used for any service such as e-mail or website. This domain name can be used for sale, future development, or for protection purposes against the possibility of cybersquatting.","example":"I was able to quickly and independently set up domain parking.","order":null,"slug":"","created_at":"2020-11-12 12:33:31","updated_at":"2020-11-12 12:41:23"},{"id":488,"name":"Domain Transfer","parent_id":4,"hashtag":"#domain","synonyms":"","definition":"The process of changing the domain name registrar. After the old registrar provided an authorization code, transfer fees are paid and transfer is done, the new registrar is responsible to maintain all information regarding the domain and registrant. ","example":"Your domain transfer will automatically complete within 48 hours.","order":null,"slug":"","created_at":"2020-11-12 12:40:28","updated_at":"2020-11-12 12:41:29"},{"id":489,"name":"gTLD","parent_id":7,"hashtag":"#domain","synonyms":"","definition":"Generic top-level domains are one of the categories of top-level domains maintained by the Internet Assigned Numbers Authority for use in the Domain Name System of the Internet.","example":"Over time, renewal prices for the new gTLDs are likely to go down and be similar to current domain names.","order":null,"slug":"","created_at":"2020-11-12 12:56:29","updated_at":"2020-11-12 12:56:29"},{"id":490,"name":"ICANN","parent_id":9,"hashtag":"#domain","synonyms":"","definition":"The Internet Corporation for Assigned Names and Numbers, a non-profit organization that regulates issues related to domain names, IP addresses and others.","example":"ICANN launched an application process for new global top-level domains.","order":null,"slug":"","created_at":"2020-11-12 12:59:00","updated_at":"2020-11-12 12:59:00"},{"id":491,"name":"Name Server","parent_id":14,"hashtag":"#domain","synonyms":"","definition":"Nameservers help connect URLs with the IP address of web servers. Nameservers are an important part of the Domain Name System (DNS). By typing the domain name in a browser, the computer first contacts the DNS server, which translates the requested domain name into an IP address. The DNS server addresses one of the root Name Servers of the Internet, the IP addresses of which are hard-coded and known, in response the Name server gives the DNS server a list of the IP addresses of the servers on which the zone is located.","example":"Without properly configured NS records, users will be unable to load a website or application.","order":null,"slug":"","created_at":"2020-11-12 13:00:09","updated_at":"2020-11-12 13:00:09"},{"id":492,"name":"NS Record","parent_id":14,"hashtag":"#domain","synonyms":"","definition":"A part of the DNS which shows that there is another set of authoritative Name Servers which should be pointed towards.","example":"Domain administrators should update their NS records when they need to change their domain's name servers.","order":null,"slug":"","created_at":"2020-11-12 13:02:02","updated_at":"2020-11-12 13:02:02"},{"id":493,"name":"Premium Domain Name","parent_id":16,"hashtag":"#domain","synonyms":"","definition":"These domain names are usually short, catchy, and memorable. They are high valued and using the most popular extensions such as .com.","example":"Premium domain names present your business in the best possible light, giving you a foot up on the competition simply by virtue of having a unique, memorable premium domain name.","order":null,"slug":"","created_at":"2020-11-12 13:04:38","updated_at":"2020-11-12 13:04:38"},{"id":494,"name":"Registrar","parent_id":17,"hashtag":"#domain","synonyms":"","definition":"An organization that has the right to manage the reservation of Domain Names. A domain name registrar must be accredited by a gTLD registry or a ccTLD. A registrar operates in accordance with the guidelines of the designated domain name registries.","example":"Some domain registrars may offer lower prices for the first year registration, but their renewal prices can be different and significantly higher.","order":null,"slug":"","created_at":"2020-11-12 13:11:22","updated_at":"2020-11-12 13:11:22"},{"id":495,"name":"Registry","parent_id":17,"hashtag":"#domain","synonyms":"","definition":"A registry is an operator or owner of a domain name extension. For example, Verisign is the registry for .com domain names.","example":"The sign of a good domain registry is not only recognizing and adapting to changes in the online world but also being able to predict what will be required in the future.","order":null,"slug":"","created_at":"2020-11-12 13:13:34","updated_at":"2020-11-12 13:13:34"},{"id":496,"name":"Secondary Domain Market","parent_id":18,"hashtag":"#domain","synonyms":"","definition":"Also known as Aftermarket. The marketplace where you can register a domain name that has already been used or is about to expire.","example":"In terms of the value of the secondary domain market, estimations by industry players are given to provide a general idea of trends.","order":null,"slug":"","created_at":"2020-11-12 13:14:50","updated_at":"2020-11-12 13:14:50"},{"id":497,"name":"Second Level Domain (SLD)","parent_id":18,"hashtag":"#domain","synonyms":"","definition":"The part of the domain name to the left of the dot. In \"tbc-hosting\" is SLD.","example":"You can use more than one second-level domain name for the same IP address.","order":null,"slug":"","created_at":"2020-11-12 13:17:02","updated_at":"2020-11-12 13:17:02"},{"id":498,"name":"Top Level Domain (TLD)","parent_id":19,"hashtag":"#domain","synonyms":"","definition":"The part of the domain to the right of the dot. In \".com\" is TLD.","example":"Per registry regulations, some TLDs may have specific registration requirements (e.g., 2-year minimum registration period).","order":null,"slug":"","created_at":"2020-11-12 13:19:14","updated_at":"2020-11-12 13:19:14"},{"id":499,"name":"WHOIS","parent_id":22,"hashtag":"#domain","synonyms":"","definition":"An online service where you can get information about a domain name (about the domain registrar, registration date and the name of the domain owner). All information available in WHOIS is public and publicly available.","example":"Once your listing appears in this online domain WHOIS directory, it is publicly available to anyone who chooses to check domain names using the WHOIS search tool.","order":null,"slug":"","created_at":"2020-11-12 13:21:27","updated_at":"2020-11-12 13:21:27"},{"id":503,"name":"Aftermarket","parent_id":1,"hashtag":"#domain","synonyms":"","definition":"The secondary market where a buyer can purchase a domain that is already registered.","example":"Once the seller and buyer agree, the aftermarket platforms then facilitate the purchase and transfer of the domains.","order":1,"slug":"","created_at":"2021-09-06 08:31:08","updated_at":"2021-09-06 08:31:08"},{"id":506,"name":"Apache","parent_id":1,"hashtag":"#hosting","synonyms":"","definition":"An open-source free web server software that powers more than half of websites worldwide. Apache supports operating systems such as BSD, Microsoft Windows, Linux, Mac OS, BeOS, Novell NetWare. Its main function is the fast and reliable delivery of content on the Internet.","example":"In order to see all configuration option available for Apache, you can use .\/configure \u2013help option.","order":1,"slug":"","created_at":"2021-09-06 08:44:04","updated_at":"2021-09-06 08:44:04"},{"id":501,"name":"Subdomain","parent_id":18,"hashtag":"#domain","synonyms":"","definition":"A domain name that is formed from a top-level domain zone and an additional domain separated by a period.","example":"By creating subdomains you will have the advantage of creating multiple areas for your business to grow. ","order":null,"slug":"","created_at":"2020-11-17 06:47:43","updated_at":"2020-11-17 06:47:43"},{"id":502,"name":"Add-on Domain","parent_id":1,"hashtag":"#domain","synonyms":"","definition":"An additional domain name with a separate website at the hosting account. If the hosting size allows you, add a new add-on domain name to your cPanel, creating a separate folder for the second site and a separate FTP account to download the new site files.","example":"To avoid the error message, That is not a valid domain, make sure there are no extra spaces before and after your addon domain name.","order":1,"slug":"","created_at":"2021-09-06 08:29:38","updated_at":"2021-09-06 08:29:38"},{"id":507,"name":"Backup","parent_id":2,"hashtag":"#hosting","synonyms":"","definition":"Making copies of databases, website files, and emails from the server or website. The backup will ensure that the entire site and its settings are saved in a separate place and, when it is necessary, you can return the website to the version that you saved.","example":"Having website backups is always a relief in the event of data loss or server breakdown.","order":1,"slug":"","created_at":"2021-09-06 08:45:07","updated_at":"2021-09-06 08:45:07"},{"id":508,"name":"Bandwidth","parent_id":2,"hashtag":"#hosting","synonyms":"","definition":"An amount of data that can be transferred to or from your website over a period of time.","example":"Higher bandwidths allow website owners to have more dynamic features and content on their websites which can be more appealing to their visitors.","order":1,"slug":"","created_at":"2021-09-06 08:46:28","updated_at":"2021-09-06 08:46:28"},{"id":509,"name":"Bare Metal Server","parent_id":2,"hashtag":"#hosting","synonyms":"","definition":"A separate physical server that is not distributed among users and has only one \"tenant\".","example":"Bare metal servers feature the most stable environment, making it perfect for processing large volumes of data. ","order":1,"slug":"","created_at":"2021-09-06 08:48:30","updated_at":"2021-09-06 08:48:30"},{"id":510,"name":"Caching","parent_id":2,"hashtag":"#hosting","synonyms":"","definition":"A performance increasing mechanism that improves the speed of loading a website page by storing the static website files so the server does not have to recreate and transfer them after each and every loading.","example":"Caching servers will by default match future requests only to requests with exactly the same headers and header values. ","order":1,"slug":"","created_at":"2021-09-06 08:49:27","updated_at":"2021-09-06 08:49:27"},{"id":511,"name":"CDN (Content Delivery Network)","parent_id":3,"hashtag":"#hosting","synonyms":"","definition":"A network of servers located in data centers around the world, that provides accelerated delivery or distribution of static site content (images, page styles, etc) to the end-users. The content they requested is first stored on the origin server and is then replicated and stored elsewhere as needed. ","example":"The only way a user would know if a CDN has been accessed is if the delivered URL is different from the URL that has been requested.","order":1,"slug":"","created_at":"2021-09-06 08:53:42","updated_at":"2021-09-06 08:53:42"},{"id":512,"name":"CGI","parent_id":3,"hashtag":"#hosting","synonyms":"","definition":"CGI is an abbreviation for Common Gateway Interface that is used for external programs to communicate with web servers and helps to extend the functionality of the server.","example":"During the CGI transaction, the server and the browser also set environment variables, so that they can communicate with one another.","order":1,"slug":"","created_at":"2021-09-06 08:54:21","updated_at":"2021-09-06 08:54:21"},{"id":513,"name":"Cloud Hosting","parent_id":3,"hashtag":"#hosting","synonyms":"","definition":"A reliable type of hosting on which several servers work simultaneously to distribute the load and increase the website uptime. The websites and applications are accessible using cloud resources.","example":"Recently, small businesses have begun moving towards cloud hosting to meet their everyday needs.","order":34,"slug":"","created_at":"2021-09-06 09:00:28","updated_at":"2021-09-06 09:00:28"},{"id":514,"name":"CMS (Content Management System)","parent_id":3,"hashtag":"#hosting","synonyms":"","definition":"A content management system is a user-friendly application used to manage digital content creation or modification. It can be installed on the hosting server, and people without a coding background can go ahead and get started with a website.","example":"With the right content management system (CMS), your organization will be able to easily deliver amazing customer experiences across all channels.","order":null,"slug":"","created_at":"2021-09-06 09:03:31","updated_at":"2021-09-06 09:03:31"},{"id":515,"name":"cPanel","parent_id":3,"hashtag":"#hosting","synonyms":"","definition":"The multifunctional hosting Control Panel is the world's most popular tool due to its user-friendly interface, great functionality, and advanced features. For managing the web space cPanel consists of multiple blocks like file\/mail\/database\/domain management, security features, etc.","example":"You can login to your cPanel using the address bar of your browser.","order":null,"slug":"","created_at":"2021-09-06 09:05:47","updated_at":"2021-09-06 09:05:47"},{"id":516,"name":"Data Transfer","parent_id":4,"hashtag":"#hosting","synonyms":"","definition":"Data Transfer is the secure process of transferring data from the server to the website visitors. ","example":"This kind of applications require an especially secure connection and high data transfer rate.","order":null,"slug":"","created_at":"2021-09-06 09:06:53","updated_at":"2021-09-06 09:06:53"},{"id":517,"name":"DDoS (Distributed Denial of Service)","parent_id":4,"hashtag":"#hosting","synonyms":"","definition":"Cyberattack of the central server by simultaneous data requests from several sources to disrupt, disable, destroying, or maliciously controlling a computing environment or infrastructure.","example":"Nevertheless, rate limiting is a useful component in an effective DDoS mitigation strategy.","order":null,"slug":"","created_at":"2021-09-06 09:07:43","updated_at":"2021-09-06 09:07:43"},{"id":518,"name":"Dedicated Hosting","parent_id":4,"hashtag":"#hosting","synonyms":"","definition":"The type of hosting is located on a separate physical server for websites, databases, and other information belonging to the 'tenant', who has full administrative access and equipment control.","example":"For websites with high volumes of traffic, a dedicated hosting plan ensures high uptime rates, fast page loading times, and robust site performance.","order":null,"slug":"","created_at":"2021-09-06 09:08:20","updated_at":"2021-09-06 09:08:20"},{"id":519,"name":"Dedicated IP","parent_id":4,"hashtag":"#hosting","synonyms":"","definition":"A unique IP address that is only assigned to your domain and not used by others.","example":"A dedicated IP address will provide the ability to access the server directly without changing DNS settings for the domain name.","order":null,"slug":"","created_at":"2021-09-06 09:08:51","updated_at":"2021-09-06 09:08:51"},{"id":520,"name":"Disk Space","parent_id":4,"hashtag":"#hosting","synonyms":"","definition":"This is the maximum amount of data that can be stored on each account on the server. Disk space is usually measured in GB and some hosting companies offer 'unlimited' disk space on their plans (however, it is actually limited by their fair use policies, and they can shut down your website after you exceed the usage what they think is reasonable).","example":"Your browser cache uses hard disk space to save you time when accessing websites in the future.","order":null,"slug":"","created_at":"2021-09-06 09:09:34","updated_at":"2021-09-06 09:09:34"},{"id":521,"name":"Error Pages","parent_id":5,"hashtag":"#hosting","synonyms":"","definition":"A web page that informs the user of the requested page is not available. This error means that either the web page has been deleted or moved, the URL has not been changed accordingly, or the URL has been incorrectly entered.","example":"These were high potential conversions and making his best 404 error pages stand out, helped him retain them.","order":null,"slug":"","created_at":"2021-09-06 09:11:02","updated_at":"2021-09-06 09:11:02"},{"id":522,"name":"Fantastico","parent_id":6,"hashtag":"#hosting","synonyms":"","definition":"Most hosting companies offer \u201cone-click\u201d installation options, making it easy to install applications or CMSes such as WordPress. Fantastico is one of the most common script libraries available. It automates application installation, minimizing the amount of technical know-how necessary to set up your website.","example":"Since fantastico is often offered with cpanel accounts, it is easy for an user to pick drupal from the cms lists for evaluation.","order":null,"slug":"","created_at":"2021-09-06 09:11:47","updated_at":"2021-09-06 09:11:47"},{"id":523,"name":"Firewall","parent_id":6,"hashtag":"#hosting","synonyms":"","definition":"The software provides protection between the computer and the network from external attach\u00e9s and malware, tracks computer connections, analyses them, and by the given parameters allows these connections or not.","example":"Without a firewall in place, all of those hundreds of computers are directly accessible to anyone on the Internet. ","order":null,"slug":"","created_at":"2021-09-06 09:12:21","updated_at":"2021-09-06 09:12:21"},{"id":524,"name":"SFTP and FTP","parent_id":6,"hashtag":"#hosting","synonyms":"","definition":"SFTP (Secure File Transfer Protocol) and FTP (File Transfer Protocol) are two file transfer protocols (encrypted and not encrypted accordingly) that are used to transfer files in bulk between an individual machine and server.","example":"In addition to encryption and firewalls, SFTP beats FTP in terms of potential vulnerabilities, too.","order":null,"slug":"","created_at":"2021-09-06 09:13:09","updated_at":"2021-09-06 09:13:09"},{"id":525,"name":"Linux Server","parent_id":12,"hashtag":"#hosting","synonyms":"","definition":"One of the most popular, free, and open-source operating systems used on servers. The Linux-based servers are easy to run and cheaper to operate (vs Windows) as they do not require a graphics interface.","example":"Linux servers are often chosen over other server operating systems for their stability, security, and flexibility. ","order":null,"slug":"","created_at":"2021-09-06 09:13:57","updated_at":"2021-09-06 09:13:57"},{"id":526,"name":"Load Balancing","parent_id":12,"hashtag":"#hosting","synonyms":"","definition":"The process of distributing the flow of information between a pool of application servers, which helps to optimize the use of resources, maximize bandwidth, minimize response time, and avoid overloading individual servers.","example":"Load balancing can be performed at various layers in the Open Systems Interconnection (OSI) Reference Model for networking.","order":null,"slug":"","created_at":"2021-09-06 09:14:32","updated_at":"2021-09-06 09:14:32"},{"id":527,"name":"MySQL","parent_id":13,"hashtag":"#hosting","synonyms":"","definition":"One of the most common Open Source Relational Database Management Systems (RDBMS). In a relational database, the data is stored in separate tables to ensure speed and flexibility. SQL means the language of structured queries - (S) structured (Q) query (L) language.","example":"Move MySQL workloads to the cloud to not only free resources but also improve security.","order":null,"slug":"","created_at":"2021-09-06 09:15:37","updated_at":"2021-09-06 09:15:37"},{"id":528,"name":"Reseller Hosting","parent_id":17,"hashtag":"#hosting","synonyms":"","definition":"Web hosting business model where web hosting provider allows third parties to resell some of its hosting services. Resellers are able to act as web hosting providers under their own brand and without the need to create and manage web hosting infrastructure.","example":"Your responsibility is also more significant if you choose to go with a reseller hosting plan. ","order":null,"slug":"","created_at":"2021-09-06 09:16:33","updated_at":"2021-09-06 09:16:33"},{"id":529,"name":"Scalability","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"The ability to quickly and easily increase or reduce the size and power of IT resources to meet higher or lower business requirements.","example":"Many hosting providers offer automatic scalability to remove tedious and time-consuming infrastructure management tasks.","order":null,"slug":"","created_at":"2021-09-06 09:17:17","updated_at":"2021-09-06 09:17:17"},{"id":530,"name":"Server","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"Specialized computer equipment that is designed for a specific service. Usually, it is the main machine that is connected to a network and distributes information to other machines called 'clients'. ","example":"Regardless of the type of server, a fast network connection is critical, since all data flows through that connection.","order":null,"slug":"","created_at":"2021-09-06 09:17:49","updated_at":"2021-09-06 09:17:49"},{"id":531,"name":"Shared Hosting","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"The type of hosting server where one web server hosts multiple websites, with one IP address, that allows serving multiple clients simultaneously and allows to significantly reduces the price, but the shared hosting has different restrictions and limits.","example":"You make amazing projects and need a Shared Hosting provider who can keep up.","order":null,"slug":"","created_at":"2021-09-06 09:18:24","updated_at":"2021-09-06 09:18:24"},{"id":532,"name":"SLA (Service Level Agreement)","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"A written commitment between customer and the service provider that defines the rights and obligations of the parties. SLAs also usually include clauses on uptime, stating that you\u2019ll get some form of a refund if the service provider fails to maintain the uptime levels it promises.","example":"Most service providers have standard SLAs \u2014 sometimes several, reflecting various levels of service at different prices \u2014 that can be a good starting point for negotiation. ","order":null,"slug":"","created_at":"2021-09-06 09:18:57","updated_at":"2021-09-06 09:18:57"},{"id":533,"name":"Softaculous","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"The script library is installed on the hosting server of the company and allows the user to install applications, plugins, and other scripts to the site in automatic mode.","example":"Softaculous installation scripts cover a wide range of web applications.","order":null,"slug":"","created_at":"2021-09-06 09:19:29","updated_at":"2021-09-06 09:19:29"},{"id":534,"name":"SSH","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"Secure Shell is a network protocol that enables remote communication between two machines to share the data. It uses different encryption algorithms that allow virtually any unprotected environment to work.","example":"To SSH into the remote computer, you must know its internet protocol (IP) address or its resolvable hostname.","order":null,"slug":"","created_at":"2021-09-06 09:25:53","updated_at":"2021-09-06 09:26:31"},{"id":535,"name":"SSL\/TLS","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"Secure Sockets Layer (SSL) or Transport Layer Security (TLS) is the cryptographic protocol that provides secure data transfer on the Internet, the secure transmission is ensured by authentication and encryption of the transmitted information. SSL is an earlier system, TLS came later and is based on SSL 3.0 specification.","example":"Extended Validation SSL\/TLS helps protect users from providing their details to a fake websites which can be used by criminals for phishing.","order":null,"slug":"","created_at":"2021-09-06 09:27:33","updated_at":"2021-09-06 09:27:33"},{"id":536,"name":"SSL\/TLS Certificate","parent_id":18,"hashtag":"#hosting","synonyms":"","definition":"The digital document is required for the operation of the secure data transfer protocol and allows your visitors\u2019 web browsers to confirm that your website is secure and encrypted. If the site has SSL certificate, a green lock and HTTPS protocol will appear in the address bar.","example":"This company is a leading cybersecurity provider of digital identity solutions, including TLS \/ SSL certificates. ","order":null,"slug":"","created_at":"2021-09-06 09:28:04","updated_at":"2021-09-06 09:28:04"},{"id":537,"name":"Uptime","parent_id":20,"hashtag":"#hosting","synonyms":"","definition":"Uptime is the running server operation time from start to shut down. The time of continuous operation, as a rule, is measured on a percentage scale and considers as one of the main criteria for choosing a hosting company.","example":"This provides maximum uptime and response to users.","order":null,"slug":"","created_at":"2021-09-06 09:30:50","updated_at":"2021-09-06 09:30:50"},{"id":538,"name":"VPS Hosting","parent_id":21,"hashtag":"#hosting","synonyms":"","definition":"A Virtual Private Server is an isolated part of the physical server that combines functions of virtual and dedicated servers and allows to give the user administrator rights.","example":"Intensive websites, web apps, online games, servers, databases, and other kinds of complex projects are perfect for a VPS hosting service. ","order":null,"slug":"","created_at":"2021-09-06 09:33:10","updated_at":"2021-09-06 09:33:10"},{"id":539,"name":"Web Hosting Service","parent_id":22,"hashtag":"#hosting","synonyms":"","definition":"Web hosting service provides the ability to host information on a server that allows companies to make sites available on the Internet.","example":"Many dedicated web hosting services task you with handling backend, technical issues.","order":null,"slug":"","created_at":"2021-09-06 09:33:54","updated_at":"2021-09-06 11:59:42"},{"id":540,"name":"Windows Server","parent_id":22,"hashtag":"#hosting","synonyms":"","definition":"The most common server operating system from Microsoft which used on web servers. It is an alternative to Linux-based system and has useful functionality, many applications, and updates meet modern requirements of reliability and performance.","example":"Though Windows Server and regular Windows share common code and look similar, they're for totally different uses.","order":null,"slug":"","created_at":"2021-09-06 09:35:25","updated_at":"2021-09-06 09:35:25"},{"id":541,"name":"Malware","parent_id":13,"hashtag":"#security","synonyms":"","definition":"Malicious software that is intended to cause damage or take a computer control, such as disabling a computer or stealing a user\u2019s personal data. The term Malware combines more dangerous than single viruses into a group of programs.","example":"If you should encounter such a problem, then I would recommend scanning the client machine for malware.","order":null,"slug":"","created_at":"2021-09-06 09:38:23","updated_at":"2021-09-06 09:38:23"},{"id":542,"name":"Virus","parent_id":21,"hashtag":"#security","synonyms":"","definition":"A form of malicious software that can enter a computer or operating system (commonly transmitted through email), self-replicates, and spread throughout the system in order to infect and damage or copy data or disable the computer system.","example":"To avoid contact with a virus, it\u2019s important to exercise caution when surfing the web, downloading files, and opening links or attachments. ","order":null,"slug":"","created_at":"2021-09-06 09:39:55","updated_at":"2021-09-06 09:39:55"},{"id":543,"name":"Catch-All","parent_id":3,"hashtag":"#mail","synonyms":"","definition":"It is a special function that allows you to receive a letter that contains an incorrect receiver name, but the correct domain name, and redirects such letters to the catch-all box. Any emails sent to misspelled recipients at your domain will be \"caught\" by the catchall account.","example":"By configuring the Catch-all section, you can decide how to treat emails sent to non-existing users in this domain.","order":null,"slug":"","created_at":"2021-09-06 09:41:25","updated_at":"2021-09-06 09:41:25"},{"id":544,"name":"DKIM","parent_id":4,"hashtag":"#mail","synonyms":"","definition":"Domain Keys Identified Mail is a method to protect emails from fraudulent email addresses that helps to combat spam and identity theft by adding a digital cryptographic signature to emails.","example":"Adding DKIM signature doesn\u2019t guarantee delivery but it significantly boosts the odds of a positive outcome.","order":null,"slug":"","created_at":"2021-09-06 09:51:41","updated_at":"2021-09-06 09:51:41"},{"id":545,"name":"IMAP","parent_id":9,"hashtag":"#mail","synonyms":"","definition":"The Internet Message Access Protocol allows to receive off and manage email on the server from several devices as letters are not d\u0443ownloaded to the local computer, all actions in the mail program lead to changes also on the mail server. IMAP is supported by all mail servers.","example":"You need to have IMAP Access enabled for your account, before configuring IMAP in the other email clients.","order":null,"slug":"","created_at":"2021-09-06 11:32:41","updated_at":"2021-09-06 11:32:41"},{"id":546,"name":"MX Record","parent_id":13,"hashtag":"#mail","synonyms":"","definition":"MX Record stands for mail exchanger record. The MX Record is located within the DNS system and indicates which mail server is used to receive emails for your domain.","example":"If your MX records are not pointed to the correct location, you will not receive an email.","order":null,"slug":"","created_at":"2021-09-06 11:34:29","updated_at":"2021-09-06 11:34:29"},{"id":547,"name":"POP3","parent_id":16,"hashtag":"#mail","synonyms":"","definition":"POP3 is another email protocol that allows you to retrieve emails from your email server in an application (rather than using webmail). POP3 differs from IMAP in that when you download messages to your computer via POP3, any changes that you make (such as marking an email as read) won\u2019t be reflected in your webmail account. That\u2019s because there\u2019s no synching between your mail client account and your mail server.","example":"POP3 makes it easy for anyone to check their email from any computer in the world, provided they have configured their email program properly to work with the protocol.","order":null,"slug":"","created_at":"2021-09-06 11:35:39","updated_at":"2021-09-06 11:35:39"},{"id":548,"name":"SMTP (Simple Mail Transfer Protocol)","parent_id":18,"hashtag":"#mail","synonyms":"","definition":"SMTP is an email protocol used to send emails. SMTP servers act as a postal service, directing the messages that you compose to the intended recipient \u2014 provided that the email address can be authenticated. If the message is undelivered, the SMTP server will return it to you with a delivery failure notification.","example":"There was a marked improvement in our email deliverability with SMTP, and we scaled our email marketing program from under 1 million to over 5 million emails a month while preserving sender reputation.","order":null,"slug":"","created_at":"2021-09-06 11:37:56","updated_at":"2021-09-06 11:37:56"},{"id":549,"name":"Webmail","parent_id":22,"hashtag":"#mail","synonyms":"","definition":"A convenient interface for working with mail via an Internet browser, without using an email client, providing the possibility of quick access to mail from any device if the Internet is available.","example":"If you are unable to access your webmail using those domains, the most likely reason is your DNS Settings.","order":null,"slug":"","created_at":"2021-09-06 11:42:09","updated_at":"2021-09-06 11:42:09"},{"id":550,"name":"Agile Development","parent_id":1,"hashtag":"","synonyms":"","definition":"Agile is an iterative approach to project management and software development that helps teams deliver value to their customers faster and with fewer headaches. Instead of betting everything on a \"big bang\" launch, an agile team delivers work in small, but consumable, increments. Self-organized, cross-functional teams frequently analyze circumstances and user needs to adapt projects. With Agile software and project development, teams can quickly adapt to requirements changes without negatively impacting release dates. Not only that, Agile helps reduce technical debt, improve customer satisfaction and deliver a higher quality product.","example":"","order":null,"slug":"","created_at":"2022-08-08 13:09:33","updated_at":"2022-08-08 13:09:33"},{"id":551,"name":"Agile 5 Stages of Lifecycle","parent_id":1,"hashtag":"","synonyms":"","definition":"Ideation, Development, Testing, Deployment, and Operations. [Also defined as: Concept, Inception, Iteration, Release, Maintenance, and Retirement]","example":"","order":null,"slug":"","created_at":"2022-08-08 13:13:18","updated_at":"2022-08-08 13:13:18"},{"id":552,"name":"Agile 6 Principals","parent_id":1,"hashtag":"","synonyms":"","definition":"Collaboration, Open Communication, Trust and Independence, Efficiency and Continuous Delivery - are the foundation of agile and they can make a lasting positive impact almost anywhere in an organization.","example":"","order":null,"slug":"","created_at":"2022-08-08 13:13:59","updated_at":"2022-08-08 13:13:59"},{"id":553,"name":"Agile Manifesto","parent_id":1,"hashtag":"","synonyms":"Agile 4 Values","definition":"Individuals & Interactions over Processes & Tools; Working Software over Comprehensive Documentation; Customer Collaboration over Contract Negotiation; and Responding to Change over Following a Plan.","example":"","order":null,"slug":"","created_at":"2022-08-08 13:14:57","updated_at":"2022-08-08 13:14:57"}]